Rent to own Homes in Sacramento, CA

Sacramento may not be the most famous city in California, but it's certainly one of its most charming and inviting: It once named by Time magazine as "America's Most Diverse City." That's a title many of the local inhabitants are still proud of today, as you may well find out when you walk around town! Being 6th largest city in the state, Sacramento has a lot of interesting things to see and do, with a beautiful cityscape, great museums and parks, and a rich sporting history.

Sacramento, CA is a great place for affordable rent-to-own homes! With a median household income of over $65,847 and a median rent of $1,328, the Sacramento, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Sacramento, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Sacramento, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
1750 Auburn Blvd SPACE 27
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Rent To Own
 
Single Family Home
Sacramento, CA 95815
1
1
480 ft2
1986
2719 G ST
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Rent To Own
Midtown
Single Family Home
Sacramento, CA 95816
4
2
4000 ft2
1906
8440 STEVENSON AVE
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Rent To Own
 
Single Family Home
Sacramento, CA 95828
4
3
2600 ft2
1969
9008 QUAIL KNOLL CT
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Rent To Own
Elk Grove
Single Family Home
Elk Grove, CA 95624
5
4
3395 ft2
2004
1 of 25 170 LAPWING LN
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Rent To Own
 
Single Family Home
Galt, CA 95632
3
2
1119 ft2
1992
New
1514 Crowder Way
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Rent To Own
 
Townhouse/Condo
Plumas Lake, CA 95961
4
2
0 ft2
1 of 30 1424 JULIA LN
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Rent To Own
Mt. Diablo Health Care District
Townhouse/Condo
Concord, CA 94519
3
3
1610 ft2
2024
Hot
1 of 30 1480 JULIA LN
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Rent To Own
Mt. Diablo Health Care District
Townhouse/Condo
Concord, CA 94519
3
3
1610 ft2
2022
88 TALMONT CIR
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Rent To Own
Highland Reserve
Townhouse/Condo
Roseville, CA 95678
2
3
1142 ft2
2007
3800 LOWRY DR
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Rent to Own Eligible
 
Single Family Home
North Highlands, CA 95660
3
2
975 ft2
1954
6311 CHANNING DR
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Rent to Own Eligible
 
Single Family Home
North Highlands, CA 95660
3
1
1051 ft2
1953
6041 GEORGIA DR
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Rent to Own Eligible
 
Single Family Home
North Highlands, CA 95660
3
1
1534 ft2
1953
6105 QUEEN CT
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Rent to Own Eligible
 
Single Family Home
North Highlands, CA 95660
3
2
960 ft2
1958
5662 RIO VERDE WAY
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Rent to Own Eligible
 
Single Family Home
North Highlands, CA 95660
3
1
925 ft2
1954
6252 MORAZAN ST
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Rent to Own Eligible
 
Single Family Home
North Highlands, CA 95660
2
1
859 ft2
1953
5933 LILA LN
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Rent to Own Eligible
 
Single Family Home
North Highlands, CA 95660
3
1
1229 ft2
1951
3936 SANTA FE WAY
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Rent to Own Eligible
 
Single Family Home
North Highlands, CA 95660
3
1
925 ft2
1954
1155 Shasta Cove Way
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Rent to Own Eligible
Robla
Single Family Home
Sacramento, CA 95838
5
3
0 ft2
6337 LA CIENEGA DR
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Rent to Own Eligible
Larchmont Village
Single Family Home
North Highlands, CA 95660
5
2
1452 ft2
1956
5632 HAMILTON ST #74
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Rent to Own Eligible
Hillsdale
Townhouse/Condo
Sacramento, CA 95842
1
1
684 ft2
1985
1 of 40 5079 PASADENA AVE
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Rent to Own Eligible
 
Single Family Home
Sacramento, CA 95841
3
2
1788 ft2
1985
New
3201 NORDYKE DR
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Rent to Own Eligible
Northgate
Single Family Home
Sacramento, CA 95833
3
2
1054 ft2
1958
118 MINT LEAF WAY
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Rent to Own Eligible
Northpointe
Single Family Home
Sacramento, CA 95838
3
3
1854 ft2
1990
New
50 REGENCY PARK CIR #11107
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Rent to Own Eligible
 
Townhouse/Condo
Sacramento, CA 95835
3
3
1378 ft2
2007
3800 WINONA WAY
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Rent to Own Eligible
 
Single Family Home
North Highlands, CA 95660
5
3
2744 ft2
1954
1 of 25 231 CANDELA CIR
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Rent to Own Eligible
Westlake
Single Family Home
Sacramento, CA 95835
3
3
1801 ft2
2008
New
6940 CHANDLER DR
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Rent to Own Eligible
 
Single Family Home
Sacramento, CA 95828
4
3
1968 ft2
1961
3149 ACADEMY WAY
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Rent to Own Eligible
 
Single Family Home
Sacramento, CA 95815
3
2
1822 ft2
1936
1 of 30 3524 HARRY BLOCK ST
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Rent to Own Eligible
Oak Knoll
Single Family Home
Sacramento, CA 95838
4
3
2121 ft2
2021
4733 RALEY BLVD
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Rent to Own Eligible
Ralley Industrial Park
Single Family Home
Sacramento, CA 95838
1
1
629 ft2
1942
4001 CARRIEBEE CT
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Rent to Own Eligible
 
Townhouse/Condo
North Highlands, CA 95660
4
3
2000 ft2
1976
3631 JASMINE ST
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Rent to Own Eligible
East Del Paso Heights
Single Family Home
Sacramento, CA 95838
2
1
934 ft2
1946
New
1712 S BREEZY MEADOW DR
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Rent to Own Eligible
 
Single Family Home
Sacramento, CA 95834
4
3
2087 ft2
2019
4057 CORNELIA WAY
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Rent to Own Eligible
 
Single Family Home
North Highlands, CA 95660
4
2
1329 ft2
1955
New
15 Holliston Ct
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Rent to Own Eligible
 
Townhouse/Condo
Sacramento, CA 95835
5
3
0 ft2
1 of 14 1732 GRAND AVE
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Rent to Own Eligible
East Del Paso Heights
Single Family Home
Sacramento, CA 95838
2
1
944 ft2
1941
New
3461 BIRCH TREE WAY
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Rent to Own Eligible
Rancho Cordova
Single Family Home
Sacramento, CA 95826
4
2
1614 ft2
1977
450 ELEANOR AVE
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Rent to Own Eligible
Noralto
Single Family Home
Sacramento, CA 95815
3
2
600 ft2
1936
7715 COUNTRYFIELD DR
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Rent to Own Eligible
 
Single Family Home
Sacramento, CA 95828
4
2
1591 ft2
1984
1167 Shasta Cove Way
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Rent to Own Eligible
Robla
Single Family Home
Sacramento, CA 95838
3
2
0 ft2
2481 BEN ALI WAY
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Rent to Own Eligible
Old North Sacramento
Single Family Home
Sacramento, CA 95815
4
3
1628 ft2
2016
1945 EDWIN WAY
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Rent to Own Eligible
 
Single Family Home
Sacramento, CA 95815
3
1
1014 ft2
1955
2001 BOWLING GREEN DR
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Rent to Own Eligible
 
Townhouse/Condo
Sacramento, CA 95825
4
2
1522 ft2
1962
New
8246 HARDESTER DR
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Rent to Own Eligible
 
Single Family Home
Sacramento, CA 95828
5
3
2491 ft2
1990
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Buying a Home in Sacramento, CA

Sacramento, CA is seeing rapid growth and Sacramento, CA's' housing market remains not optimal with an average home price that is 66% above the 2025 national average. Sacramento, CA is part of Sacramento county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Sacramento is 0.68% which is below the national average, which is 0.99%.

Median Home Price in Sacramento, CA

Median Rent in Sacramento, CA

Rent to own homes offer low monthly payments and flexible terms.

Average Cost of Living in Sacramento, CA

For a family of four, the average utilities cost, minus rent, is $3,733.59 and $1,043.87 for a single person.

Average Cost of a Home in Sacramento, CA

The median cost of a home in Sacramento, CA, is $450,00 which is above the national average and one of the more expensive housing markets in the US.

Sacramento Statistics

If you're interested in Sacramento rent-to-own homes, don't forget to consider important factors in addition to monthly living costs, such as average commute, taxes, crime rates, etc. The following are some common Sacramento statistics compared to the U.S. national average.

Sacramento AveragesNational Averages
One-Way CommuteXXX111YYY111
Violent CrimeXXX222YYY222
Property CrimeXXX333YYY333
Unemployment RateXXX444YYY444
Income Tax RateXXX555YYY555
Air QualityXXX666YYY666
Water QualityXXX777YYY777
Median Household IncomeXXX888YYY888
Median Property TaxesXXX999YYY999
UtilitiesXXX_AAAYYY_AAA
Monthly RentXXX_BBBYYY_BBB
Median Home CostXXX_CCCYYY_CCC
Median Home AgeXXX_DDDYYY_DDD

Housing Statistics

Anyone interested in finding houses to buy, or rent in Sacramento may be interested in the city's housing statistics, particularly in relation to average house prices and property types. Median house prices are back on the rise after falling dramatically from 2006 to 2009 and leveling out midway through 2012. Since then, median prices have started to rise, although they remain far from their peak from 2006, before the housing market collapsed. Currently, the median sales price for homes in Sacramento is $195,500, with average sales prices of $313,189. These figures are based on the 3,315 home sales that took place over the month of July 2013, a figure that fluctuates each month. If you are looking for a rental house, note that a whopping 46.28% of the properties here are renter occupied. If you want to rent for a while then put down roots, a rent to own home might be in the cards for you.

Local Restaurants

Sacramento, like any major city, is home to thousands of different restaurants. The Firehouse is certainly a top billing nightspot for foodies in the city, with a pretty interior featuring some lovely paintings of local landmarks to gaze upon as you chow down. If you're looking for something really trendy, try Mason's. It's atmosphere will make you feel like you're in one of the biggest and most chic cities in the world. If you want something with more of a local feel, try The Waterboy. Their mainly French and Italian menu changes each month, and their wine list is pretty extensive. Right in the heart of Downtown Sacramento you'll also find Ella Dining Room and Bar, a restaurant and bar with a host of honors to its name. Located near all of the main hotels in the center of town, it is a perfect location to suck in some hungry tourists, providing wonderful service and a friendly neighborhood atmosphere. Throughout the city there are some wonderful spots for a bit of food, so no visitor or local is ever going to be left with a grumbling stomach wherever they happen to be!

Nightlife

Sacramento plays host to a wide variety of bars, clubs, comedy venues, and other entertainment establishments to help you create your own memorable evenings. Torch Club is one of the best and, although it's a bit 'gritty', it's a blues bar so it should be! With great musicians and bands, a cozy bar, and a very friendly atmosphere, it's a great spot for lovers of live music. If you're looking for something a bit more upscale, the Park Ultra Lounge is a great place to be a VIP. If you're more interested in pop and some cheesy tunes, Badlands might be for you. There may only be the one dance floor, but if you're feeling a little too closed in, you can always go outside on the patio next to a beautiful waterfall, or head up to the mezzanine to catch your breath. All in all, Sacramento's nightlife might not be able to live up to New York, LA, or Miami, but it will still offer you everything you need for a fun night on the town

Neighborhood Guide

Sacramento groups almost all of its neighborhoods into four main areas: area one (Central and Eastern), area two (Southwestern), area three (Southeastern), and area four (above the American River). However, there are also some other prominent neighborhoods outside of these areas where you'll be able to snap up a bargain when looking for homes for sale. Sacramento has a good selection of rentals and homes to purchase, and they are scattered in numerous areas throughout the city.

Sacramento, CA Frequently Asked Questions

Sacramento, CA is considered one of the best places to live in the country. Residents are mostly college grads in their 20s and 30s and there are plenty of things to do for both singles and families.

Yes, Sacramento is safe with both violent and property crime rates below the national average

Sacramento, CAs cost of living is 17% higher than the national average. The average monthly cost of living, minus rent, for a family of four, is $3,733.59 and $1,043.87 for a single person.

Sacramento doesn't sit on any major fault lines but it does experience small earthquakes as a result of its proximity to SAn Francisco.