Rent to own Homes in Sacramento, CA

Sacramento may not be the most famous city in California, but it's certainly one of its most charming and inviting: It once named by Time magazine as "America's Most Diverse City." That's a title many of the local inhabitants are still proud of today, as you may well find out when you walk around town! Being 6th largest city in the state, Sacramento has a lot of interesting things to see and do, with a beautiful cityscape, great museums and parks, and a rich sporting history.

Sacramento, CA is a great place for affordable rent-to-own homes! With a median household income of over $65,847 and a median rent of $1,328, the Sacramento, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Sacramento, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Sacramento, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
1249 Dignity Way
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Rent To Own
Robla
Single Family Home
Sacramento, CA 95838
4
3
2388 ft2
2026
1750 Auburn Blvd SPACE 27
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Rent To Own
 
Single Family Home
Sacramento, CA 95815
1
1
480 ft2
1986
2719 G ST
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Rent To Own
Midtown
Single Family Home
Sacramento, CA 95816
4
2
4000 ft2
1906
3428 Shaker Way
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Rent To Own
Natomas Creek
Single Family Home
Sacramento, CA 95835
3
3
1917 ft2
2025
1230 Dignity Way
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Rent To Own
Robla
Single Family Home
Sacramento, CA 95838
3
2
1429 ft2
2025
1237 Dignity Way
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Rent To Own
Robla
Single Family Home
Sacramento, CA 95838
5
3
2686 ft2
2025
3389 Shaker Way
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Rent To Own
Natomas Creek
Single Family Home
Sacramento, CA 95835
4
3
2011 ft2
2025
1107 Shasta Cove Way
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Rent To Own
Robla
Single Family Home
Sacramento, CA 95838
3
3
2148 ft2
2025
8068 Monkey Flower Way
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Rent To Own
Meadowview
Single Family Home
Sacramento, CA 95832
5
3
2236 ft2
8064 Monkey Flower Way
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Rent To Own
Meadowview
Single Family Home
Sacramento, CA 95832
4
3
2102 ft2
1137 Jessie Avenue
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Rent To Own
Robla
Single Family Home
Sacramento, CA 95838
3
2
1672 ft2
2026
5601 Gambrel Way
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Rent To Own
Natomas Creek
Single Family Home
Sacramento, CA 95835
3
3
1815 ft2
2025
3946 23RD AVE
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Rent To Own
 
Townhouse/Condo
Sacramento, CA 95820
5
2
1604 ft2
1946
9128 DEVON CREST WAY
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Rent To Own
Elk Grove
Single Family Home
Elk Grove, CA 95624
3
2
1300 ft2
1997
7325 DORSTONE WAY
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Rent To Own
 
Single Family Home
Sacramento, CA 95829
3
3
1632 ft2
2023
9008 QUAIL KNOLL CT
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Rent To Own
Elk Grove
Single Family Home
Elk Grove, CA 95624
5
4
3395 ft2
2004
8743 ELK WAY
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Rent To Own
Elk Grove
Single Family Home
Elk Grove, CA 95624
4
2
1104 ft2
1972
3581 Parc Villa Circle
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Rent To Own
Rancho Cordova
Single Family Home
Sacramento, CA 95827
3
4
1644 ft2
2025
3616 Parc Villa Circle
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Rent To Own
Rancho Cordova
Single Family Home
Sacramento, CA 95827
3
4
1587 ft2
2025
3593 Parc Villa Circle
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Rent To Own
Rancho Cordova
Single Family Home
Sacramento, CA 95827
3
4
1587 ft2
2025
5904 BOURBON DR
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Rent To Own
Carmichael
Townhouse/Condo
Carmichael, CA 95608
4
4
2118 ft2
1977
10346 S SOLVITA WAY
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Rent To Own
Quail Ridge
Single Family Home
Elk Grove, CA 95757
4
3
1836 ft2
2023
10350 S SOLVITA WAY
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Rent To Own
Quail Ridge
Single Family Home
Elk Grove, CA 95757
3
2
2133 ft2
2024
7616 SUNSET AVE
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Rent To Own
Fair Oaks
Single Family Home
Fair Oaks, CA 95628
3
2
1567 ft2
2010
6744 WYATT CIR
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Rent To Own
Citrus Heights
Single Family Home
Citrus Heights, CA 95610
3
2
1550 ft2
2023
903 Porter Drive
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Rent To Own
Kaseberg - Kingswood
Single Family Home
Roseville, CA 95678
3
4
2556 ft2
2025
919 Porter Drive
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Rent To Own
Kaseberg - Kingswood
Single Family Home
Roseville, CA 95747
3
4
2587 ft2
2025
4025 Salamander Circle
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Rent To Own
 
Single Family Home
Roseville, CA 95747
4
3
2870 ft2
2025
4057 Salamander
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Rent To Own
 
Single Family Home
Roseville, CA 95747
4
3
2807 ft2
2025
88 TALMONT CIR
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Rent To Own
Highland Reserve
Townhouse/Condo
Roseville, CA 95678
2
3
1142 ft2
2007
12150 ALAMOSA DR
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Rent To Own
 
Single Family Home
Rancho Cordova, CA 95742
3
3
2007 ft2
2022
12213 Hetch Hechy Drive
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Rent To Own
Sunridge Park
Single Family Home
Rancho Cordova, CA 95742
5
3
3375 ft2
2025
12233 Hetch Hechy Drive
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Rent To Own
Sunridge Park
Single Family Home
Rancho Cordova, CA 95742
4
3
3165 ft2
2025
4074 Timberland Drive
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Rent To Own
Sunridge Park
Single Family Home
Rancho Cordova, CA 95742
4
3
3165 ft2
2025
1122 Bengal Loop
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Rent To Own
Rocklin
Single Family Home
Rocklin, CA 95765
3
3
1787 ft2
1108 Ashera Street
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Rent To Own
Rocklin
Single Family Home
Rocklin, CA 95765
3
3
1882 ft2
1127 Bengal Loop
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Rent To Own
Rocklin
Single Family Home
Rocklin, CA 95765
3
3
1570 ft2
1913 EARL CT
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Rent To Own
Spring Lake
Single Family Home
Woodland, CA 95776
4
3
2827 ft2
2017
1060 POWERS CIR
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Rent To Own
Gibson Ranch
Single Family Home
Woodland, CA 95776
4
3
2110 ft2
1995
1 of 25 170 LAPWING LN
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Rent To Own
 
Single Family Home
Galt, CA 95632
3
2
1119 ft2
1992
14545 Southpointe Drive #49
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Rent To Own
 
Townhouse/Condo
Folsom, CA 95630
3
2
1566 ft2
2025
14545 Southpointe Drive #61
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Rent To Own
 
Townhouse/Condo
Folsom, CA 95630
4
3
1870 ft2
2025
14545 Southpointe Drive #57
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Rent To Own
 
Townhouse/Condo
Folsom, CA 95630
4
3
1636 ft2
2025
1417 Minories Drive
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Rent To Own
 
Single Family Home
Plumas Lake, CA 95961
4
2
2321 ft2
2025
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Buying a Home in Sacramento, CA

Sacramento, CA is seeing rapid growth and Sacramento, CA's' housing market remains not optimal with an average home price that is 66% above the 2026 national average. Sacramento, CA is part of Sacramento county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2026 for county Sacramento is 0.68% which is below the national average, which is 0.99%.

Median Home Price in Sacramento, CA

Median Rent in Sacramento, CA

Rent to own homes offer low monthly payments and flexible terms.

Average Cost of Living in Sacramento, CA

For a family of four, the average utilities cost, minus rent, is $3,733.59 and $1,043.87 for a single person.

Average Cost of a Home in Sacramento, CA

The median cost of a home in Sacramento, CA, is $450,00 which is above the national average and one of the more expensive housing markets in the US.

Sacramento Statistics

If you're interested in Sacramento rent-to-own homes, don't forget to consider important factors in addition to monthly living costs, such as average commute, taxes, crime rates, etc. The following are some common Sacramento statistics compared to the U.S. national average.

Sacramento AveragesNational Averages
One-Way CommuteXXX111YYY111
Violent CrimeXXX222YYY222
Property CrimeXXX333YYY333
Unemployment RateXXX444YYY444
Income Tax RateXXX555YYY555
Air QualityXXX666YYY666
Water QualityXXX777YYY777
Median Household IncomeXXX888YYY888
Median Property TaxesXXX999YYY999
UtilitiesXXX_AAAYYY_AAA
Monthly RentXXX_BBBYYY_BBB
Median Home CostXXX_CCCYYY_CCC
Median Home AgeXXX_DDDYYY_DDD

Housing Statistics

Anyone interested in finding houses to buy, or rent in Sacramento may be interested in the city's housing statistics, particularly in relation to average house prices and property types. Median house prices are back on the rise after falling dramatically from 2006 to 2009 and leveling out midway through 2012. Since then, median prices have started to rise, although they remain far from their peak from 2006, before the housing market collapsed. Currently, the median sales price for homes in Sacramento is $195,500, with average sales prices of $313,189. These figures are based on the 3,315 home sales that took place over the month of July 2013, a figure that fluctuates each month. If you are looking for a rental house, note that a whopping 46.28% of the properties here are renter occupied. If you want to rent for a while then put down roots, a rent to own home might be in the cards for you.

Local Restaurants

Sacramento, like any major city, is home to thousands of different restaurants. The Firehouse is certainly a top billing nightspot for foodies in the city, with a pretty interior featuring some lovely paintings of local landmarks to gaze upon as you chow down. If you're looking for something really trendy, try Mason's. It's atmosphere will make you feel like you're in one of the biggest and most chic cities in the world. If you want something with more of a local feel, try The Waterboy. Their mainly French and Italian menu changes each month, and their wine list is pretty extensive. Right in the heart of Downtown Sacramento you'll also find Ella Dining Room and Bar, a restaurant and bar with a host of honors to its name. Located near all of the main hotels in the center of town, it is a perfect location to suck in some hungry tourists, providing wonderful service and a friendly neighborhood atmosphere. Throughout the city there are some wonderful spots for a bit of food, so no visitor or local is ever going to be left with a grumbling stomach wherever they happen to be!

Nightlife

Sacramento plays host to a wide variety of bars, clubs, comedy venues, and other entertainment establishments to help you create your own memorable evenings. Torch Club is one of the best and, although it's a bit 'gritty', it's a blues bar so it should be! With great musicians and bands, a cozy bar, and a very friendly atmosphere, it's a great spot for lovers of live music. If you're looking for something a bit more upscale, the Park Ultra Lounge is a great place to be a VIP. If you're more interested in pop and some cheesy tunes, Badlands might be for you. There may only be the one dance floor, but if you're feeling a little too closed in, you can always go outside on the patio next to a beautiful waterfall, or head up to the mezzanine to catch your breath. All in all, Sacramento's nightlife might not be able to live up to New York, LA, or Miami, but it will still offer you everything you need for a fun night on the town

Neighborhood Guide

Sacramento groups almost all of its neighborhoods into four main areas: area one (Central and Eastern), area two (Southwestern), area three (Southeastern), and area four (above the American River). However, there are also some other prominent neighborhoods outside of these areas where you'll be able to snap up a bargain when looking for homes for sale. Sacramento has a good selection of rentals and homes to purchase, and they are scattered in numerous areas throughout the city.

Sacramento, CA Frequently Asked Questions

Sacramento, CA is considered one of the best places to live in the country. Residents are mostly college grads in their 20s and 30s and there are plenty of things to do for both singles and families.

Yes, Sacramento is safe with both violent and property crime rates below the national average

Sacramento, CAs cost of living is 17% higher than the national average. The average monthly cost of living, minus rent, for a family of four, is $3,733.59 and $1,043.87 for a single person.

Sacramento doesn't sit on any major fault lines but it does experience small earthquakes as a result of its proximity to SAn Francisco.