Rent to own Homes in San Jose, CA

San Jose is not a cheap place to live, but the quality of life will blow you out of the Bay water! The average listing price here is $781,829 and the median sales price is $610,500. The area is known for having one of the lowest housing vacancy rates in the entire country, which is at 4 percent, so be prepared to take your time finding a place to buy or rent to own. Renters make up 39.85 percent of the population, and homeowners make up around 56 percent.

San Jose, CA is a great place for affordable rent-to-own homes! With a median household income of over $117,324 and a median rent of $2,232, the San Jose, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Jose, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out San Jose, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
200 Ford Rd SPACE 37B
Rent To Own
 
Single Family Home
San Jose, CA 95138
1
1
373 ft2
2012
Baine Avenue Apartments, 6437 Baine Ave
Rent To Own
Newark
Single Family Home
Newark, CA 94560
2
1
670 ft2
711 PORTWALK PL
Rent To Own
Redwood Shores
Townhouse/Condo
Redwood City, CA 94065
3
2
1050 ft2
1987
601 Middle Rd APT 22
Rent To Own
Belmont
Single Family Home
Belmont, CA 94002
1
1
550 ft2
1907
1745 HARKER CT
Rent To Own
Lathrop
Single Family Home
Lathrop, CA 95330
5
5
3131 ft2
2018
1600 INGALLS ST
Rent To Own
Bayview
Single Family Home
San Francisco, CA 94124
4
2
1200 ft2
1944
Hot
81 TARRY LN
Rent To Own
Sleepy Hollow Area
Single Family Home
Orinda, CA 94563
3
2
1692 ft2
1951
437 Chateau La Salle Dr #437
Rent To Own
 
Single Family Home
San Jose, CA 95111
2
2
1440 ft2
1980
1 of 17 46 RAINDANCE CT
Rent to Own Eligible
Danna Rocks
Townhouse/Condo
San Jose, CA 95136
3
3
1452 ft2
1988
New
1294 TEA ROSE CIR
Rent to Own Eligible
McKay - Ringwood
Townhouse/Condo
San Jose, CA 95131
2
2
1157 ft2
1993
1 of 13 1060 S 3rd St
Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95112
1
1
667 ft2
2005
1 of 16 1902 LA TERRACE CIR
Rent to Own Eligible
Blossom Valley
Townhouse/Condo
San Jose, CA 95123
1
1
543 ft2
1985
786 WARRING DR #3
Rent to Own Eligible
Blossom Valley
Townhouse/Condo
San Jose, CA 95123
2
1
903 ft2
1970
125 PATTERSON ST #306
Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95112
1
1
894 ft2
2006
144 S 3rd St
Rent to Own Eligible
Downtown San Jose
Townhouse/Condo
San Jose, CA 95112
2
3
1800 ft2
1996
7603 HALLADALE CT
Rent to Own Eligible
The Village
Townhouse/Condo
San Jose, CA 95135
2
2
1509 ft2
1988
110 SAN JOSE AVE
Rent to Own Eligible
 
Single Family Home
San Jose, CA 95125
2
1
1060 ft2
1910
5266 MAKATI CIR
Rent to Own Eligible
Makati
Townhouse/Condo
San Jose, CA 95123
2
2
1233 ft2
1985
1 of 26 2007 CARIGNAN WAY
Rent to Own Eligible
The Village
Townhouse/Condo
San Jose, CA 95135
2
2
1629 ft2
1998
2857 S BASCOM AVE # 105
Rent to Own Eligible
Oster
Townhouse/Condo
Campbell, CA 95008
2
2
841 ft2
1984
2584 Whispering Hills Cir
Rent to Own Eligible
Everydale - Neimen
Single Family Home
San Jose, CA 95148
4
3
1830 ft2
New
1406 MCQUESTEN DR #D
Rent to Own Eligible
Santee
Townhouse/Condo
San Jose, CA 95122
2
1
876 ft2
1980
New
1445 FRUITDALE AVE #324
Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95128
2
2
1206 ft2
2008
140 S 3RD ST
Rent to Own Eligible
Downtown San Jose
Townhouse/Condo
San Jose, CA 95112
2
3
1458 ft2
1996
88 BUSH ST #2124
Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95126
1
2
841 ft2
2008
Hot New
389 PERRYMONT AVE
Rent to Own Eligible
Monticello
Single Family Home
San Jose, CA 95125
3
1
1350 ft2
1942
New
5925 CHARLOTTE DR #416
Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95123
2
2
1293 ft2
2019
New
1072 SUMMERPLACE DR
Rent to Own Eligible
Summerside
Townhouse/Condo
San Jose, CA 95122
1
2
961 ft2
1992
88 E SAN FERNANDO ST #1509
Rent to Own Eligible
Downtown San Jose
Townhouse/Condo
San Jose, CA 95113
1
1
899 ft2
2008
1535 TERILYN AVE
Rent to Own Eligible
King and Story
Single Family Home
San Jose, CA 95122
3
1
960 ft2
1959
Hot
150 SARATOGA AVE #339
Rent to Own Eligible
Santa Clara
Townhouse/Condo
Santa Clara, CA 95051
1
1
862 ft2
1969
1 of 26 809 Auzerais Ave
Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95126
2
2
1229 ft2
2008
3322 CANNONGATE CT
Rent to Own Eligible
Brigadoon
Townhouse/Condo
San Jose, CA 95121
3
2
1131 ft2
1972
Hot
444 JOSEFA ST
Rent to Own Eligible
 
Single Family Home
San Jose, CA 95126
2
2
514 ft2
1900
1 of 14 5708 Calmor Ave
Rent to Own Eligible
Blossom Valley
Townhouse/Condo
San Jose, CA 95123
2
1
903 ft2
1970
5916 BRIDGEPORT LAKE WAY
Rent to Own Eligible
Blossom Valley
Townhouse/Condo
San Jose, CA 95123
2
2
1002 ft2
1988
338 Llano De Los Robles Ave
Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95136
2
2
830 ft2
2020
1 of 33 3173 PAYNE AVE
Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95117
1
2
1070 ft2
1976
1 of 50 3593 S BASCOM AVE #20
Rent to Own Eligible
White Oak
Townhouse/Condo
Campbell, CA 95008
1
1
742 ft2
1984
New
409 KENBROOK CIR
Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95111
2
2
1012 ft2
1987
New
82 BEAR CLAW WAY
Rent to Own Eligible
Hayes
Townhouse/Condo
San Jose, CA 95136
2
2
992 ft2
1985
88 E SAN FERNANDO ST #1501
Rent to Own Eligible
Downtown San Jose
Townhouse/Condo
San Jose, CA 95113
2
2
1165 ft2
2008
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Buying a Home in San Jose, CA

San Jose, CA is seeing rapid growth and San Jose, CA's' housing market remains not optimal with an average home price that is 326% above the 2024 national average. San Jose, CA is part of Santa Clara county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Santa Clara is 0.67% which is below the national average, which is 0.99%.

Median Home Price in San Jose, CA

Median Rent in San Jose, CA

Rent to own homes offer low monthly payments and flexible terms.

School Systems San Jose boasts a number of award-winning schools and is known overall for having excellent educational facilities. The city has 262 primary and secondary schools. Nelson S. Dilworth Elementary School is one of the best schools in the area. There are a number of school districts in and near San Jose - Union Elementary, Cambrian and Evergreen Elementary are some of the highest rated. Whether you are interested in public or private schools for your kids, you will have excellent options in San Jose.

Outdoor Activities San Jose is located in one of the most beautiful and scenic regions of the country. Californians are an active bunch and love to take advantage of the great outdoors and all the activities that can be found in and around the city. San Francisco is just an hour north of San Jose, where you can find relaxing beaches and hilly city streets to do some urban hiking and exploring. To the east of San Jose is Alum Rock Park, a canyon and creek that has beautiful springs and waterfalls. Mount Hamilton looks down over this area; standing over 4,000 feet tall, it's a great spot to take in some scenic views of the Bay. Only about an hour away you can find the Santa Cruz Mountains and lovely beaches and hikes along the coast. Driving this route is a fantastic way to get around California, too. The Pacific Coast Highway extends all the way from San Francisco down the whole coast of California and offers stunning views of the cliffs and Pacific Ocean. Driving in Saratoga Hills just outside San Jose is a beautiful way to spend the day, as well. If you head south, you'll find Half Moon Bay Beach, a place known for its huge crashing waves and beautiful sunsets. Whether you like beaches, mountains or something in between, San Jose has it all.

Neighborhood Guide San Jose has a number of different kinds of communities and little neighborhoods that keep the city varied and interesting. Each of the most popular neighborhoods offers a unique glimpse into the flair and flavor of this cosmopolitan city.