Rent to own Homes in San Jose, CA

San Jose is not a cheap place to live, but the quality of life will blow you out of the Bay water! The average listing price here is $781,829 and the median sales price is $610,500. The area is known for having one of the lowest housing vacancy rates in the entire country, which is at 4 percent, so be prepared to take your time finding a place to buy or rent to own. Renters make up 39.85 percent of the population, and homeowners make up around 56 percent.

San Jose, CA is a great place for affordable rent-to-own homes! With a median household income of over $117,324 and a median rent of $2,232, the San Jose, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Jose, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out San Jose, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
200 Ford Rd SPACE 37B
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Rent To Own
 
Single Family Home
San Jose, CA 95138
1
1
373 ft2
2012
New
334 Santana Row
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Rent To Own
The Villas
Single Family Home
San Jose, CA 95128
2
3
2042 ft2
2002
New
1 of 294 1225 VIENNA DR
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Rent To Own
Lakewood
Multifamily (5+ Units)
Sunnyvale, CA 94089
3
2
2754 ft2
1974
1 of 42 981 Harcot Court
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Rent To Own
Whisman Station
Townhouse/Condo
San Jose, CA 95133
4
4
1721 ft2
2025
Baine Avenue Apartments, 6437 Baine Ave
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Rent To Own
Newark
Single Family Home
Newark, CA 94560
2
1
670 ft2
1 of 14 3704-3704A Scribe Way
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Rent To Own
Castro Valley
Townhouse/Condo
Castro Valley, CA 94546
4
4
2033 ft2
2025
711 PORTWALK PL
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Rent To Own
Redwood Shores
Townhouse/Condo
Redwood City, CA 94065
3
2
1050 ft2
1987
1 of 4 Norbridge Avenue
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Rent To Own
Castro Valley
Townhouse/Condo
Castro Valley, CA 94546
4
1
1714 ft2
2025
3836 Norbridge Avenue
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Rent To Own
Castro Valley
Townhouse/Condo
Castro Valley, CA 94546
3
4
1423 ft2
2025
1 of 4 3832-3832A Norbridge Avenue
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Rent To Own
Castro Valley
Townhouse/Condo
Castro Valley, CA 94546
4
1
1714 ft2
2025
1 of 6 3838-3838A Norbridge Avenue
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Rent To Own
Castro Valley
Townhouse/Condo
Castro Valley, CA 94546
4
4
1749 ft2
2025
1 of 15 3711 Scribe Way
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Rent To Own
Castro Valley
Townhouse/Condo
Castro Valley, CA 94546
3
3
1495 ft2
2025
3919 Novel Way
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Rent To Own
Castro Valley
Townhouse/Condo
Castro Valley, CA 94546
3
3
1423 ft2
2024
601 Middle Rd APT 22
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Rent To Own
Belmont
Single Family Home
Belmont, CA 94002
1
1
550 ft2
1907
1 of 5 Scribe Way
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Rent To Own
Castro Valley Hills
Townhouse/Condo
Castro Valley, CA 94546
4
4
1749 ft2
2024
350 Summer Morning Dr
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Rent To Own
 
Townhouse/Condo
Hollister, CA 95023
5
3
0 ft2
2025
350 Golden Cloud Ave
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Rent To Own
 
Townhouse/Condo
Hollister, CA 95023
3
2
0 ft2
2025
1193 Scout Peak Way 14-7
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Rent To Own
 
Townhouse/Condo
Hollister, CA 95023
4
3
0 ft2
2025
1 MANDALAY PL #1506
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Rent To Own
Paradise Valley
Townhouse/Condo
South San Francisco, CA 94080
2
2
1548 ft2
2004
1745 HARKER CT
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Rent To Own
Lathrop
Single Family Home
Lathrop, CA 95330
5
5
3131 ft2
2018
1600 INGALLS ST
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Rent To Own
Bayview
Single Family Home
San Francisco, CA 94124
4
2
1200 ft2
1944
Hot
81 TARRY LN
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Rent To Own
Sleepy Hollow Area
Single Family Home
Orinda, CA 94563
3
2
1692 ft2
1951
1 of 25 370 Bartlett Street #2
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Rent To Own
Mission
Townhouse/Condo
San Francisco, CA 94110
1
1
845 ft2
1960
717 JOHNSON ST
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Rent To Own
 
Townhouse/Condo
Albany, CA 94706
4
2
1530 ft2
1949
1200 Brickyard Way
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Rent To Own
Point Richmond
Townhouse/Condo
Richmond, CA 94801
2
2
1369 ft2
1985
437 Chateau La Salle Dr #437
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Rent To Own
 
Single Family Home
San Jose, CA 95111
2
2
1440 ft2
1980
295 Rio Verde Pl
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Rent to Own Eligible
Southwestern Milpitas
Townhouse/Condo
Milpitas, CA 95035
3
1
1030 ft2
1974
601 Arcadia Ter 204
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Rent to Own Eligible
East Murphy
Townhouse/Condo
Sunnyvale, CA 94085
2
2
0 ft2
1994
134 MORNING STAR DR
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Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95131
2
2
1080 ft2
1997
2209 SUMMEREVE CT
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Rent to Own Eligible
Summerside
Townhouse/Condo
San Jose, CA 95122
1
1
512 ft2
1985
313 HEREDIA CT
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Rent to Own Eligible
Jose Figueres - Rancho Verde
Townhouse/Condo
San Jose, CA 95116
3
1
1078 ft2
1971
1394 MEADOW RIDGE CIR
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Rent to Own Eligible
Townsend
Townhouse/Condo
San Jose, CA 95131
2
2
1093 ft2
1987
88 N JACKSON AVE #126
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Rent to Own Eligible
Luz
Townhouse/Condo
San Jose, CA 95116
1
1
720 ft2
2006
1 of 25 2737 LAVENDER TER
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Rent to Own Eligible
Gardens - Villa Montery
Townhouse/Condo
San Jose, CA 95111
2
3
1405 ft2
2011
247 N CAPITOL AVE #235
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Rent to Own Eligible
Alexander
Townhouse/Condo
San Jose, CA 95127
1
1
777 ft2
1977
1887 SHERI ANN CIR
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Rent to Own Eligible
McKay - Ringwood
Townhouse/Condo
San Jose, CA 95131
2
2
1157 ft2
1993
13754 HIGHWOOD DR
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Rent to Own Eligible
 
Single Family Home
San Jose, CA 95127
3
1
1056 ft2
1952
10285 CHRISLAND CT
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Rent to Own Eligible
 
Single Family Home
San Jose, CA 95127
3
1
992 ft2
1951
38 N ALMADEN BLVD #1702
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Rent to Own Eligible
Downtown San Jose
Townhouse/Condo
San Jose, CA 95110
1
1
655 ft2
2008
38 N ALMADEN BLVD #716
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Rent to Own Eligible
Downtown San Jose
Townhouse/Condo
San Jose, CA 95110
1
1
953 ft2
2008
88 E SAN FERNANDO ST #1107
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Rent to Own Eligible
Downtown San Jose
Townhouse/Condo
San Jose, CA 95113
1
1
830 ft2
2008
2555 GIMELLI CT #61
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Rent to Own Eligible
Cedarville - Giannotta
Townhouse/Condo
San Jose, CA 95133
3
2
1103 ft2
1981
2324 MEADOWMONT DR
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Rent to Own Eligible
Gateview
Townhouse/Condo
San Jose, CA 95133
3
2
1342 ft2
1972
88 E SAN FERNANDO ST #1301
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Rent to Own Eligible
Downtown San Jose
Townhouse/Condo
San Jose, CA 95113
2
2
1165 ft2
2008
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Buying a Home in San Jose, CA

San Jose, CA is seeing rapid growth and San Jose, CA's' housing market remains not optimal with an average home price that is 326% above the 2025 national average. San Jose, CA is part of Santa Clara county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Santa Clara is 0.67% which is below the national average, which is 0.99%.

Median Home Price in San Jose, CA

Median Rent in San Jose, CA

Rent to own homes offer low monthly payments and flexible terms.

School Systems San Jose boasts a number of award-winning schools and is known overall for having excellent educational facilities. The city has 262 primary and secondary schools. Nelson S. Dilworth Elementary School is one of the best schools in the area. There are a number of school districts in and near San Jose - Union Elementary, Cambrian and Evergreen Elementary are some of the highest rated. Whether you are interested in public or private schools for your kids, you will have excellent options in San Jose.

Outdoor Activities San Jose is located in one of the most beautiful and scenic regions of the country. Californians are an active bunch and love to take advantage of the great outdoors and all the activities that can be found in and around the city. San Francisco is just an hour north of San Jose, where you can find relaxing beaches and hilly city streets to do some urban hiking and exploring. To the east of San Jose is Alum Rock Park, a canyon and creek that has beautiful springs and waterfalls. Mount Hamilton looks down over this area; standing over 4,000 feet tall, it's a great spot to take in some scenic views of the Bay. Only about an hour away you can find the Santa Cruz Mountains and lovely beaches and hikes along the coast. Driving this route is a fantastic way to get around California, too. The Pacific Coast Highway extends all the way from San Francisco down the whole coast of California and offers stunning views of the cliffs and Pacific Ocean. Driving in Saratoga Hills just outside San Jose is a beautiful way to spend the day, as well. If you head south, you'll find Half Moon Bay Beach, a place known for its huge crashing waves and beautiful sunsets. Whether you like beaches, mountains or something in between, San Jose has it all.

Neighborhood Guide San Jose has a number of different kinds of communities and little neighborhoods that keep the city varied and interesting. Each of the most popular neighborhoods offers a unique glimpse into the flair and flavor of this cosmopolitan city.