Rent to own Homes in San Jose, CA

San Jose is not a cheap place to live, but the quality of life will blow you out of the Bay water! The average listing price here is $781,829 and the median sales price is $610,500. The area is known for having one of the lowest housing vacancy rates in the entire country, which is at 4 percent, so be prepared to take your time finding a place to buy or rent to own. Renters make up 39.85 percent of the population, and homeowners make up around 56 percent.

San Jose, CA is a great place for affordable rent-to-own homes! With a median household income of over $117,324 and a median rent of $2,232, the San Jose, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Jose, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out San Jose, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
200 Ford Rd SPACE 37B
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Rent To Own
 
Single Family Home
San Jose, CA 95138
1
1
373 ft2
2012
Baine Avenue Apartments, 6437 Baine Ave
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Rent To Own
Newark
Single Family Home
Newark, CA 94560
2
1
670 ft2
711 PORTWALK PL
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Rent To Own
Redwood Shores
Townhouse/Condo
Redwood City, CA 94065
3
2
1050 ft2
1987
601 Middle Rd APT 22
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Rent To Own
Belmont
Single Family Home
Belmont, CA 94002
1
1
550 ft2
1907
1 MANDALAY PL #1506
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Rent To Own
Paradise Valley
Townhouse/Condo
South San Francisco, CA 94080
2
2
1548 ft2
2004
1745 HARKER CT
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Rent To Own
Lathrop
Single Family Home
Lathrop, CA 95330
5
5
3131 ft2
2018
1600 INGALLS ST
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Rent To Own
Bayview
Single Family Home
San Francisco, CA 94124
4
2
1200 ft2
1944
Hot
81 TARRY LN
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Rent To Own
Sleepy Hollow Area
Single Family Home
Orinda, CA 94563
3
2
1692 ft2
1951
437 Chateau La Salle Dr #437
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Rent To Own
 
Single Family Home
San Jose, CA 95111
2
2
1440 ft2
1980
New
717 JOHNSON ST
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Rent To Own
 
Townhouse/Condo
Albany, CA 94706
4
2
1530 ft2
1949
New
69 SILCREEK DR
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Rent to Own Eligible
Checkers
Townhouse/Condo
San Jose, CA 95116
3
2
1441 ft2
1983
New
5925 CHARLOTTE DR #208
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Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95123
3
2
1261 ft2
2019
New
674 GRANDVIEW TER
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Rent to Own Eligible
Baton Rouge
Townhouse/Condo
San Jose, CA 95133
2
3
1416 ft2
2009
195 DEL MONTE LN
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Rent to Own Eligible
Morgan Hill
Townhouse/Condo
Morgan Hill, CA 95037
2
2
1365 ft2
1986
New
1750 HALFORD AVE #302
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Rent to Own Eligible
Santa Clara North Central
Townhouse/Condo
Santa Clara, CA 95051
2
2
983 ft2
1970
New
952 S 11th St
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Rent to Own Eligible
Spratan - Keyes
Townhouse/Condo
San Jose, CA 95112
2
2
1241 ft2
1996
3505 LA TERRACE CIR
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Rent to Own Eligible
Blossom Valley
Townhouse/Condo
San Jose, CA 95123
1
1
650 ft2
1985
New
16722 AUDREY DR
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Rent to Own Eligible
Morgan Hill
Single Family Home
Morgan Hill, CA 95037
2
2
824 ft2
1990
1786 NEWPENCE CT
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Rent to Own Eligible
Piedmont
Townhouse/Condo
San Jose, CA 95132
3
2
1176 ft2
1975
468 AVENIDA ARBOLES
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Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95123
2
1
884 ft2
1970
1487 TIERRA BUENA DR
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Rent to Own Eligible
Whaley
Townhouse/Condo
San Jose, CA 95121
2
2
988 ft2
1970
New
25 E 5TH ST
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Rent to Own Eligible
Downtown Morgan Hill
Single Family Home
Morgan Hill, CA 95037
2
1
908 ft2
1958
New
1690 CIVIC CENTER DR #104
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Rent to Own Eligible
Santa Clara
Townhouse/Condo
Santa Clara, CA 95050
2
2
986 ft2
1997
New
2250 Monroe St
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Rent to Own Eligible
Santa Clara
Townhouse/Condo
Santa Clara, CA 95050
2
2
946 ft2
1987
152 RANCHO MANOR CT
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Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95111
2
3
1034 ft2
1986
2250 MONROE ST #279
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Rent to Own Eligible
Santa Clara
Townhouse/Condo
Santa Clara, CA 95050
1
1
716 ft2
1987
New
144 S 3rd St
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Rent to Own Eligible
Downtown San Jose
Townhouse/Condo
San Jose, CA 95112
2
2
1421 ft2
1997
1921 LANDESS AVE
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Rent to Own Eligible
Southeastern Milpitas
Townhouse/Condo
Milpitas, CA 95035
3
2
1216 ft2
1971
2865 S BASCOM AVE # 902
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Rent to Own Eligible
Oster
Townhouse/Condo
Campbell, CA 95008
2
2
841 ft2
1984
5214 CRIBARI DL
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Rent to Own Eligible
The Village
Townhouse/Condo
San Jose, CA 95135
2
2
1240 ft2
1970
New
130 BANANO LN
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Rent to Own Eligible
Morgan Hill
Townhouse/Condo
Morgan Hill, CA 95037
3
2
1468 ft2
2017
New
1421 NIGHTSHADE RD #41
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Rent to Own Eligible
Central Milpitas
Townhouse/Condo
Milpitas, CA 95035
2
2
1243 ft2
2018
692 BLACKFORD CT
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Rent to Own Eligible
Blackford
Townhouse/Condo
San Jose, CA 95117
2
2
926 ft2
1984
500 SHADOWGRAPH DR
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Rent to Own Eligible
 
Townhouse/Condo
San Jose, CA 95110
2
2
871 ft2
1987
Hot New
163 BENDER CIR
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Rent to Own Eligible
Morgan Hill
Single Family Home
Morgan Hill, CA 95037
3
2
1552 ft2
1985
New
1575 DELANTE TER
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Rent to Own Eligible
Branham - Kirk
Townhouse/Condo
San Jose, CA 95118
2
3
1013 ft2
2006
Hot
17944 MADRONE DR
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Rent to Own Eligible
 
Single Family Home
Los Gatos, CA 95033
2
1
1296 ft2
1926
1198 N ABBOTT AVE
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Rent to Own Eligible
Northwestern Milpitas
Townhouse/Condo
Milpitas, CA 95035
3
2
1143 ft2
1979
1110 KARBY TER #202
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Rent to Own Eligible
Lakewood
Townhouse/Condo
Sunnyvale, CA 94089
2
2
1002 ft2
2014
New
2399 STORY RD
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Rent to Own Eligible
 
Single Family Home
San Jose, CA 95122
4
2
1683 ft2
1959
New
2691 ROSALINDA CT
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Rent to Own Eligible
Whaley
Townhouse/Condo
San Jose, CA 95121
3
2
1176 ft2
1971
1 of 20 1147 Reed Ave
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Rent to Own Eligible
East Sunnyvale
Townhouse/Condo
Sunnyvale, CA 94086
3
2
1084 ft2
1972
2584 Whispering Hills Cir
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Rent to Own Eligible
Everydale - Neimen
Single Family Home
San Jose, CA 95148
4
3
1830 ft2
New
14 HOLMES LN
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Rent to Own Eligible
East Foothills
Townhouse/Condo
San Jose, CA 95127
2
3
1800 ft2
1982
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Buying a Home in San Jose, CA

San Jose, CA is seeing rapid growth and San Jose, CA's' housing market remains not optimal with an average home price that is 326% above the 2024 national average. San Jose, CA is part of Santa Clara county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Santa Clara is 0.67% which is below the national average, which is 0.99%.

Median Home Price in San Jose, CA

Median Rent in San Jose, CA

Rent to own homes offer low monthly payments and flexible terms.

School Systems San Jose boasts a number of award-winning schools and is known overall for having excellent educational facilities. The city has 262 primary and secondary schools. Nelson S. Dilworth Elementary School is one of the best schools in the area. There are a number of school districts in and near San Jose - Union Elementary, Cambrian and Evergreen Elementary are some of the highest rated. Whether you are interested in public or private schools for your kids, you will have excellent options in San Jose.

Outdoor Activities San Jose is located in one of the most beautiful and scenic regions of the country. Californians are an active bunch and love to take advantage of the great outdoors and all the activities that can be found in and around the city. San Francisco is just an hour north of San Jose, where you can find relaxing beaches and hilly city streets to do some urban hiking and exploring. To the east of San Jose is Alum Rock Park, a canyon and creek that has beautiful springs and waterfalls. Mount Hamilton looks down over this area; standing over 4,000 feet tall, it's a great spot to take in some scenic views of the Bay. Only about an hour away you can find the Santa Cruz Mountains and lovely beaches and hikes along the coast. Driving this route is a fantastic way to get around California, too. The Pacific Coast Highway extends all the way from San Francisco down the whole coast of California and offers stunning views of the cliffs and Pacific Ocean. Driving in Saratoga Hills just outside San Jose is a beautiful way to spend the day, as well. If you head south, you'll find Half Moon Bay Beach, a place known for its huge crashing waves and beautiful sunsets. Whether you like beaches, mountains or something in between, San Jose has it all.

Neighborhood Guide San Jose has a number of different kinds of communities and little neighborhoods that keep the city varied and interesting. Each of the most popular neighborhoods offers a unique glimpse into the flair and flavor of this cosmopolitan city.