Rent to own Homes in Tampa, FL

Along Florida's Gulf Coast lies one of the most enviable cities in the world, Tampa. Providing plenty of sunshine, a wealth of cultural heritage and diverse residential and industrial opportunities, Tampa consistently ranks high among lists of the best places to live. Individuals and businesses often find Tampa a prime location because of the numerous opportunities this city has to offer. Accessibility and affordability are why this city of over 346,000 sees so many new residents year after year.

Tampa, FL is a great place for affordable rent-to-own homes! With a median household income of over $55,634 and a median rent of $1,178, the Tampa, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Tampa, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Tampa, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
1 of 7 3806 N MATANZAS AVE
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Rent To Own
Northeast MacFarlane
Single Family Home
Tampa, FL 33607
3
3
2322 ft2
1954
Hot
1 of 75 3610 GREENSTONE PL
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Rent To Own
Bloomingdale
Single Family Home
Valrico, FL 33596
3
3
1735 ft2
1979
2313 E 111TH AVE
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Rent To Own
University Square
Single Family Home
Tampa, FL 33612
3
1
840 ft2
1959
10012 N 10TH ST
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Rent To Own
North Tampa
Single Family Home
Tampa, FL 33612
3
2
1110 ft2
1968
1 of 22 11910 RIVERHILLS DR
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Rent To Own
 
Single Family Home
Tampa, FL 33617
4
3
2223 ft2
1971
2001 S 58TH ST
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Rent To Own
 
Single Family Home
Tampa, FL 33619
5
2
1982 ft2
1983
4409 W PARIS ST
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Rent To Own
Pinecrest West Park
Single Family Home
Tampa, FL 33614
4
3
2283 ft2
1959
1 of 27 6931 SILVERMILL DR
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Rent To Own
Bayport West
Single Family Home
Tampa, FL 33635
3
2
1787 ft2
1984
4206 W IOWA AVE
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Rent To Own
Sun Bay South
Single Family Home
Tampa, FL 33616
3
2
1208 ft2
1958
4431 W TRILBY AVE
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Rent To Own
Sun Bay South
Single Family Home
Tampa, FL 33616
3
2
1152 ft2
1955
12221 ANNE KENIA DR
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Rent To Own
 
Single Family Home
Thonotosassa, FL 33592
4
3
2828 ft2
2005
Hot
10015 N 52ND ST
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Rent To Own
 
Townhouse/Condo
Temple Terrace, FL 33617
3
2
1440 ft2
1970
1 of 27 2821 MARCONI ST
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Rent To Own
Palmetto Beach
Single Family Home
Tampa, FL 33605
2
1
1175 ft2
1918
24509 MISTWOOD CT
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Rent To Own
Oak Grove
Single Family Home
Lutz, FL 33559
3
2
1785 ft2
2001
14302 ROLLING DUNE RD
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Rent To Own
 
Single Family Home
Lithia, FL 33547
4
2
2651 ft2
2015
1010 BETTER DAYS PL
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Rent To Own
 
Single Family Home
Valrico, FL 33594
4
2
2537 ft2
2019
3800 21ST ST N
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Rent To Own
Harris Park
Single Family Home
Saint Petersburg, FL 33714
3
1
861 ft2
1949
1 of 55 2634 BROOKVILLE DR
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Rent To Own
 
Single Family Home
Valrico, FL 33596
5
3
2410 ft2
2002
2600 34TH AVE N
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Rent To Own
 
Single Family Home
Saint Petersburg, FL 33713
5
2
1589 ft2
1950
605 16TH AVE NE
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Rent To Own
Historic Old Northeast
Single Family Home
Saint Petersburg, FL 33704
3
4
2209 ft2
1952
16830 BALANCE CV
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Rent To Own
 
Single Family Home
Land O Lakes, FL 34638
3
2
2200 ft2
2018
1029 BAL HARBOUR DR
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Rent To Own
 
Single Family Home
Apollo Beach, FL 33572
4
3
2780 ft2
1976
1 of 33 921 ANCHORAGE LN
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Rent To Own
Anchorage
Single Family Home
Palm Harbor, FL 34685
2
1
1204 ft2
1972
1 of 140 2208 HAMPSTEAD CT
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Rent To Own
Huntington
Single Family Home
Safety Harbor, FL 34695
4
5
3365 ft2
1990
427 KNOLLWOOD RD
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Rent To Own
 
Single Family Home
Tarpon Springs, FL 34688
6
5
7523 ft2
1975
3117 LAIRD DR
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Rent To Own
 
Single Family Home
New Port Richey, FL 34655
2
1
1118 ft2
1978
5220 11TH AVE N
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Rent To Own
Disston Heights
Single Family Home
Saint Petersburg, FL 33710
2
2
1277 ft2
1955
10017 GEESE TRAIL CIR
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Rent To Own
 
Single Family Home
Sun City Center, FL 33573
4
3
2505 ft2
2018
1900 45TH ST S
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Rent To Own
Childs Park
Multifamily (5+ Units)
Saint Petersburg, FL 33711
6
3
1937 ft2
1954
7250 TWISTING PINES LOOP
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Rent To Own
 
Single Family Home
Zephyrhills, FL 33541
3
3
1973 ft2
2022
4923 ALCEA ST
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Rent To Own
Holiday Garden Estates
Single Family Home
New Port Richey, FL 34652
3
2
1202 ft2
1971
6509 BAR S BAR TRL
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Rent To Own
 
Single Family Home
Zephyrhills, FL 33541
4
2
1939 ft2
2023
476 OLIVE CONCH ST
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Rent To Own
 
Single Family Home
Ruskin, FL 33570
5
3
2522 ft2
2020
826 LANTERN WAY #103
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Rent To Own
 
Townhouse/Condo
Clearwater, FL 33765
3
2
1638 ft2
2007
4939 FLORAMAR TER #208
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Rent To Own
Sea Castle Condo
Townhouse/Condo
New Port Richey, FL 34652
1
1
688 ft2
1975
4939 FLORAMAR TER #605
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Rent To Own
Sea Castle Condo
Townhouse/Condo
New Port Richey, FL 34652
2
2
959 ft2
1975
1201 HARKNESS WAY
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Rent To Own
 
Single Family Home
Sun City Center, FL 33573
2
2
1515 ft2
1962
2060 MARILYN ST #133
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Rent To Own
 
Townhouse/Condo
Clearwater, FL 33765
1
1
750 ft2
1972
3543 TRASK DR
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Rent To Own
Aloha Gardens
Single Family Home
Holiday, FL 34691
2
1
936 ft2
1972
1420 FAIRFIELD DR
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Rent To Own
 
Single Family Home
Clearwater, FL 33764
3
2
1404 ft2
1959
1 of 71 522 WESTWINDS DR
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Rent To Own
 
Single Family Home
Palm Harbor, FL 34683
3
3
2238 ft2
1959
1 of 192 511 55TH AVE
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Rent To Own
Brightwater
Single Family Home
St Pete Beach, FL 33706
4
5
3229 ft2
1959
9959 BRANCHING SHIP TRCE
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Rent To Own
 
Single Family Home
Wesley Chapel, FL 33545
5
3
2389 ft2
2023
1 of 6 11707 104TH ST
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Rent To Own
Orange Lake Village
Single Family Home
Largo, FL 33773
3
2
826 ft2
1955
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Buying a Home in Tampa, FL

Tampa, FL is seeing rapid growth and Tampa, FL's' housing market remains not optimal with an average home price that is 17% above the 2026 national average. Tampa, FL is part of Hillsborough county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2026 for county Hillsborough is 1.09% which is above the national average, which is 0.99%.

Median Home Price in Tampa, FL

Median Rent in Tampa, FL

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Tampa FL

Housing Outlook Despite the city's popularity, Tampa remains one of the most affordable places to live. Cost of living in Tampa is relatively cheap compared to several other highly populated cities. Average rent is approximately $700 per month for occupants looking to live in a one-bedroom apartment. Residents looking to rent a 3-bedroom apartment will likely pay around $1,400 per month. Individuals interested in purchasing a home can look forward to a median home price of $155,000, which is below the national average.

Local Restaurants There's no shortage of good food in Tampa. Try out the West Tampa Sandwich Shop on Armenia Avenue. Not only can you get a sandwich that will rock your world, but the price is so cheap you won't go to sleep feeling guilty about it. Afterwards, you can wash it all down at the Kaleisia Tea Lounge on Fletcher. Looking to impress your friends? Consider taking them to Bern's Steak House. The place even has a wine cellar, so you know Bern means business.

Nightlife Tampa certainly has an active nightlife. The city hosts a number of events and festivities that keep the partying going all night long. With hotspots like King Corona Cigars Cafe and Bar, located in Ybor City, or Liquid Tampa located at 1502 E. 7th Avenue, there is never a dull moment in Tampa. There is something going on every night of the week. Since the weather in Tampa is generally always warm and sunny, there is never a low season, which keeps everything in the city alive and humming.

Neighborhood Guide For a more comprehensive look at what Tampa has to offer in terms of housing and activities, it is best to know the ins and outs of each neighborhood.