Rent to own Homes in Tampa, FL

Along Florida's Gulf Coast lies one of the most enviable cities in the world, Tampa. Providing plenty of sunshine, a wealth of cultural heritage and diverse residential and industrial opportunities, Tampa consistently ranks high among lists of the best places to live. Individuals and businesses often find Tampa a prime location because of the numerous opportunities this city has to offer. Accessibility and affordability are why this city of over 346,000 sees so many new residents year after year.

Tampa, FL is a great place for affordable rent-to-own homes! With a median household income of over $55,634 and a median rent of $1,178, the Tampa, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Tampa, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Tampa, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
2313 E 111TH AVE
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Rent To Own
University Square
Single Family Home
Tampa, FL 33612
3
1
840 ft2
1959
1 of 49 10423 CANARY ISLE DR
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Rent To Own
Cory Lake Isles
Single Family Home
Tampa, FL 33647
3
2
2389 ft2
1996
8100 Dr Martin Luther King Jr St N
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Rent To Own
 
Townhouse/Condo
St Petersburg, FL 33702
1
2
720 ft2
1970
1 of 7 503 W HUMPHREY ST
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Rent To Own
Lowry Park North
Single Family Home
Tampa, FL 33604
1
1
1384 ft2
1945
1 of 13 4711 W Loughman St
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Rent To Own
Port Tampa City
Single Family Home
Tampa, FL 33616
1
1
0 ft2
1 of 10 4217 KING ALFRED DR
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Rent To Own
 
Single Family Home
Tampa, FL 33610
3
1
0 ft2
1962
3305 EHRLICH RD
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Rent To Own
 
Single Family Home
Tampa, FL 33618
3
2
1395 ft2
1964
1 of 13 1005 W Arch St Unit E
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Rent To Own
West Riverfront
Single Family Home
Tampa, FL 33607
2
1
0 ft2
1 of 8 1005 W Arch St Apt A
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Rent To Own
West Riverfront
Single Family Home
Tampa, FL 33607
1
1
0 ft2
Hot
7538 FOREST MERE DR
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Rent To Own
 
Single Family Home
Riverview, FL 33578
3
2
2069 ft2
2011
1 of 4 1005 W Arch Arc St Apt C
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Rent To Own
West Riverfront
Single Family Home
Tampa, FL 33607
1
1
0 ft2
1 of 14 1005 W Arch St
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Rent To Own
West Riverfront
Single Family Home
Tampa, FL 33607
1
1
0 ft2
1 of 23 11910 RIVERHILLS DR
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Rent To Own
 
Single Family Home
Tampa, FL 33617
4
3
2223 ft2
1971
3421 W Horatio Street
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Rent To Own
Grey Gables
Single Family Home
Tampa, FL 33609
4
4
2210 ft2
2019
1 of 451 5000 Culbreath Key Way
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Rent To Own
Bayside West
Single Family Home
Tampa, FL 33611
1
1
780 ft2
1999
1 of 246 700 S Harbour Island Boulevard
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Rent To Own
 
Single Family Home
Tampa, FL 33602
2
1
967 ft2
2005
1 of 2 4950 Bayshore Boulevard
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Rent To Own
Ballast Point
Single Family Home
Tampa, FL 33611
3
4
2022 ft2
1986
10012 N 10TH ST
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Rent To Own
North Tampa
Single Family Home
Tampa, FL 33612
3
2
1110 ft2
1968
1 of 2 1238 E Kennedy Boulevard
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Rent To Own
Channel District
Single Family Home
Tampa, FL 33602
2
2
1218 ft2
2007
24509 MISTWOOD CT
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Rent To Own
Oak Grove
Single Family Home
Lutz, FL 33559
3
2
1785 ft2
2001
3800 21ST ST N
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Rent To Own
Harris Park
Single Family Home
Saint Petersburg, FL 33714
3
1
861 ft2
1949
2714 LOTUS FLOWER TRL
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Rent To Own
 
Single Family Home
Wesley Chapel, FL 33543
3
3
1961 ft2
2023
2600 34TH AVE N
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Rent To Own
 
Single Family Home
Saint Petersburg, FL 33713
5
2
1589 ft2
1950
3297 VALEMOOR DR
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Rent To Own
Ridgemoor
Single Family Home
Palm Harbor, FL 34685
4
3
3287 ft2
1987
7450 35th Street N
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Rent To Own
 
Single Family Home
Pinellas Park, FL 33781
2
1
740 ft2
1984
4555 SERENITY TRL
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Rent To Own
 
Single Family Home
Palm Harbor, FL 34685
4
3
3143 ft2
1998
Hot
4700 WESSEX WAY
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Rent To Own
 
Single Family Home
Land O Lakes, FL 34639
3
2
1630 ft2
2003
427 KNOLLWOOD RD
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Rent To Own
 
Single Family Home
Tarpon Springs, FL 34688
6
5
7523 ft2
1975
1 of 27 4820 16TH AVE N
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Rent To Own
Disston Heights
Single Family Home
Saint Petersburg, FL 33713
2
1
996 ft2
1952
3087, 3075 Cherry Lane
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Rent To Own
 
Single Family Home
Clearwater, FL 33759
4
6
7066 ft2
2012
5220 11TH AVE N
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Rent To Own
Disston Heights
Single Family Home
Saint Petersburg, FL 33710
2
2
1277 ft2
1955
10017 GEESE TRAIL CIR
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Rent To Own
 
Single Family Home
Sun City Center, FL 33573
4
3
2505 ft2
2018
New
1 of 158 2773 Via Cipriani
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Rent To Own
 
Townhouse/Condo
Clearwater, FL 33764
2
2
1198 ft2
2002
New
1 of 65 2741 Via Cipriani
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Rent To Own
 
Single Family Home
Clearwater, FL 33764
1
1
1079 ft2
2002
New
1 of 4 2465 Northside Dr
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Rent To Own
Woodland Villas
Single Family Home
Clearwater, FL 33761
2
2
935 ft2
1979
1 of 2 2426 Ecuadorian Way
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Rent To Own
On Top of the World
Single Family Home
Clearwater, FL 33763
2
2
1400 ft2
1973
7250 TWISTING PINES LOOP
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Rent To Own
 
Single Family Home
Zephyrhills, FL 33541
3
3
1973 ft2
2022
5736 COLONIAL DR
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Rent To Own
Riverside
Single Family Home
New Port Richey, FL 34653
3
2
1542 ft2
1973
1 of 86 2256 Spanish Dr
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Rent To Own
On Top of the World
Townhouse/Condo
Clearwater, FL 33763
2
2
1100 ft2
1985
4712 Beach Drive SE
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Rent To Own
 
Single Family Home
Saint Petersburg, FL 33705
1
1
694 ft2
1979
4873 Cobia Drive SE
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Rent To Own
Coquina Key
Single Family Home
St Petersburg, FL 33705
2
1
720 ft2
1979
New
1 of 64 5640 Ferguson Ct
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Rent To Own
River Villas Condo
Townhouse/Condo
New Port Richey, FL 34652
2
2
1056 ft2
1982
5111 Coquina Key Drive SE
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Rent To Own
Coquina Key
Single Family Home
St Petersburg, FL 33705
2
1
774 ft2
1979
1 of 7 4030 CHESSWOOD DR
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Rent To Own
Buena Vista Melody Manor
Single Family Home
Holiday, FL 34691
2
1
816 ft2
1966
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Buying a Home in Tampa, FL

Tampa, FL is seeing rapid growth and Tampa, FL's' housing market remains not optimal with an average home price that is 17% above the 2025 national average. Tampa, FL is part of Hillsborough county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Hillsborough is 1.09% which is above the national average, which is 0.99%.

Median Home Price in Tampa, FL

Median Rent in Tampa, FL

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Tampa FL

Housing Outlook Despite the city's popularity, Tampa remains one of the most affordable places to live. Cost of living in Tampa is relatively cheap compared to several other highly populated cities. Average rent is approximately $700 per month for occupants looking to live in a one-bedroom apartment. Residents looking to rent a 3-bedroom apartment will likely pay around $1,400 per month. Individuals interested in purchasing a home can look forward to a median home price of $155,000, which is below the national average.

Local Restaurants There's no shortage of good food in Tampa. Try out the West Tampa Sandwich Shop on Armenia Avenue. Not only can you get a sandwich that will rock your world, but the price is so cheap you won't go to sleep feeling guilty about it. Afterwards, you can wash it all down at the Kaleisia Tea Lounge on Fletcher. Looking to impress your friends? Consider taking them to Bern's Steak House. The place even has a wine cellar, so you know Bern means business.

Nightlife Tampa certainly has an active nightlife. The city hosts a number of events and festivities that keep the partying going all night long. With hotspots like King Corona Cigars Cafe and Bar, located in Ybor City, or Liquid Tampa located at 1502 E. 7th Avenue, there is never a dull moment in Tampa. There is something going on every night of the week. Since the weather in Tampa is generally always warm and sunny, there is never a low season, which keeps everything in the city alive and humming.

Neighborhood Guide For a more comprehensive look at what Tampa has to offer in terms of housing and activities, it is best to know the ins and outs of each neighborhood.