Rent to Own Homes in New Jersey

Are you looking for rent-to-own homes in New Jersey? Great news: New Jersey is a prime rent-to-own home state! With a growing economy, an average household income of $42,745, and a median rent of $1,334 a month, buyers looking for affordable housing will find several excellent rent-to-own homes in areas with some of the state's biggest employers. With rent-to-own homes, you have the option of living in a home before you buy it. This means you can be sure that the home, the property, the neighbourhood, and the community are right for you (and your family) before you fully commit to purchasing the home. There are also buying programs in New Jersey to help first-time, and low-income home buyers buy a home with a government-back mortgage loan. These types of loans typically have lower credit score demands and lower down payment requirements.

New Jersey hosts major corporations in almost every industry. Johnson and Johnson, Prudential Financial, Honeywell International, PBF Energy, and Cognizant Technology Solutions are just a few of the multi-billion-dollar companies based out of the state. There are plenty of jobs available to its population of nearly 8.9 million residents. If you're looking for an economically-sound state with people from various races and ethnicities, look no further than the Garden State.

Check out 296 New Jersey rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Photo
Listing Type
Description
Price
Details
1 of 41 186 Rumson Rd
Rent To Own
7 Beds, 7 Baths
Rumson, NJ 7760
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19 Grand Bay Harbor Dr
Rent To Own
2 Beds, 2 Baths
Waretown, NJ 8758
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1 of 18 204 4th Ave
Rent To Own
6 Beds, 3 Baths
Bradley Beach, NJ 7720
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1 of 31 57 Fielder Ave
Rent To Own
7 Beds, 2 Baths
Seaside Heights, NJ 8751
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1 of 7 300 East 54th Street 6c # 6c
Rent To Own
1 Bed, 1 Bath
New York, NY 10022
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1 of 21 360 Furman St. 404
Rent To Own
2 Beds, 2 Baths
Brooklyn, NY 11201
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1 of 5 10 Huron Ave #1n
Rent To Own
2 Beds, 1 Bath
Jersey City, NJ 7306
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1 of 4 10 Huron Ave #1m
Rent To Own
1 Bed, 1 Bath
Jersey City, NJ 7306
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1 of 24 26 Clinton Street Unit 1a
Rent To Own
1 Bed, 1 Bath
Belleville, NJ 7109
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1 of 9 125 West 56th Street 4b # 4b
Rent To Own
1 Bed, 1 Bath
New York, NY 10019
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1 of 11 245 East 54th Street 9gh # 9gh
Rent To Own
3 Beds, 2 Baths
New York, NY 10022
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1 of 62 413 Union Court
Rent To Own
5 Beds, 4 Baths
Forked River, NJ 8731
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1 of 49 568 Communipaw Ave # 203
Rent To Own
1 Bed, 1 Bath
Jc, Journal Square, NJ 7304
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1 of 10 245 East 54th Street 17st # 17st
Rent To Own
2 Beds, 2 Baths
New York, NY 10022
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1 of 6 200 East 36th Street 6b # 6b
Rent To Own
1 Bed, 1 Bath
New York, NY 10016
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1 of 16 67 Madison Ct
Rent To Own
1 Bed, 2 Baths
Tinton Falls, NJ 7712
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22 Lighthouse Point Rd
Rent To Own
3 Beds, 4 Baths
Highlands, NJ 7732
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1976 Northeast Ave Lot 4
Rent To Own
3 Beds, 2 Baths
Vineland,, NJ 8360
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Hot
1 of 2 6010 Boulevard E #64
Rent To Own
2 Beds, 2 Baths
West New York,, NJ 7093
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New
1 of 9 245 East 54th Street 15l # 15l
Rent To Own
1 Bed, 1 Bath
New York, NY 10022
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518-536 Gregory Ave #B201
Rent To Own
1 Bed, 1 Bath
Weehawken, NJ 7086
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30a W Roselle Ave #A
Rent To Own
2 Beds, 1 Bath
Roselle Park,, NJ 7204
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1 of 47 701 S Main St
Rent To Own
5 Beds, 3 Baths
West Creek, NJ 8092
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Fairview Manor, Fairview Manor
Rent To Own
3 Beds, 1 Bath
Vineland,, NJ 8360
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Southwind Village Plan
Rent To Own
2 Beds, 2 Baths
Jackson,, NJ 8527
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1 of 14 4 Painted Wagon Rd
Rent To Own
3 Beds, 3 Baths
Holmdel, NJ 7733
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1 of 27 489 E Freehold Rd
Rent To Own
4 Beds, 3 Baths
Freehold, NJ 7728
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1 of 13 1 Maplewood Ct
Rent To Own
4 Beds, 2 Baths
Barnegat, NJ 8005
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1 of 9 100 Middlesex Boulevard,#108
Rent To Own
1 Bed, 1 Bath
Plainsboro Center, NJ 8536
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1 of 5 1919 Bay Blvd
Rent To Own
2 Beds, 1 Bath
Ortley Beach, NJ 8751
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Hot
1 of 5 407 Bayview Ave
Rent To Own
4 Beds, 3 Baths
Bayville, NJ 8721
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1 of 22 2o Stanford Ct.
Rent To Own
5 Beds, 3 Baths
Totowa, NJ 7512
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1 of 23 Po Box 26
Rent To Own
3 Beds, 2 Baths
Middletown, NJ 7748
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Hot
1 of 10 36 E Bonita Way
Rent To Own
2 Beds, 1 Bath
Lavallette, NJ 8735
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1 of 31 308 Gail Pl
Rent To Own
3 Beds, 1 Bath
Neptune, NJ 7753
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1 of 17 27 Maxwell Ln
Rent To Own
3 Beds, 3 Baths
Manalapan, NJ 7726
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1 of 15 105 Chestnut Ridge Road
Rent To Own
7 Beds, 8.5 Baths
Saddle River, NY 11968
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1 of 7 43 Horne Tooke Rd
Rent To Own
4 Beds, 2.5 Baths
Palisades, NY 10964
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1 of 40 43 Poplar Ave
Rent To Own
3 Beds, 2 Baths
Fair Haven, NJ 7704
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Hot
1 of 43 175 W Renaissance Blvd
Rent To Own
3 Beds, 3 Baths
Farmingdale, NJ 7727
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1 of 18 24 Imbrook Ln
Rent To Own
4 Beds, 2 Baths
Aberdeen, NJ 7747
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1 of 12 1019 Chelsea St
Rent To Own
3 Beds, 2 Baths
Forked River, NJ 8731
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1 of 11 Holly Hill,shorehaven, Palmer Meadows Mobile Home Park
Rent To Own
2 Beds, 1 Bath
Hazlet, NJ 7730
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1 of 21 2106 Haverford Ct
Rent To Own
2 Beds, 2 Baths
Freehold Township, NJ 7728
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Search for rent to own homes in cities near New Jersey

Average Cost of Living in New Jersey

New Jersey has a wide range when it comes to the cost of living, depending on the municipality. The overall cost of living in the state is 20.4% higher than the rest of the country. It is higher than the national average in every category other than health. However, there are more affordable cities in the state. In Trenton, the state capital, the cost of living is nearly 20% lower than the country's average, and Vineland, a suburban town, is 14% lower. Some cities are much higher than the state average. For example, in Princeton, the cost of living is 94.6% above the national average and 74.2% higher than the state. Nevertheless, if you're looking to move to New Jersey, you can find affordable cities in many parts of the state.

Average Home Prices in New Jersey

Housing prices in New Jersey also vary greatly. The median cost of a home in the state is $329,300, which is 42.4% more than the national average of $231,200. In Trenton, the average price is $62,900, and the cost in Vineland is $153,200. In more expensive cities, like Princeton, you'll pay closer to $1 million. Before moving to New Jersey, figure out approximately where you would like to live. If that city's housing prices are too costly for your budget, you're sure to find a more affordable municipality nearby. There are plenty of options available at every price range, making New Jersey an excellent destination for anyone looking for a rent-to-own home.

New Jersey Statistics

If you're interested in New Jersey rent-to-own homes, don't forget to consider important factors in addition to monthly living costs, such as average commute, taxes, crime rates, etc. The following are some common New Jersey statistics compared to the U.S. national average.

New Jersey Averages National Averages
One-Way Commute 31.5 minutes 26.4 minutes
Violent Crime 15.3 22.7
Property Crime 25.0 35.4
Unemployment Rate 4.2% 3.9%
Income Tax Rate 5.5% 4.6%
Air Quality 53 58
Water Quality 20 55
Median Household Income $72,062 $53,482
Median Property Taxes $1,500 $2,200
Utilities $102/month $112/month
Monthly Rent $1,400 $1,470
Median Home Cost $329,300 $231,200
Median Home Age 47 years 40 years

Popular New Jersey Cities

Atlantic City - Located along the Jersey shore, this city is famously known as a casino town. The Borgata, Bally's, Caesars, The Golden Nugget, Harrah's, the Tropicana, Hard Rock, and several other Atlantic City resort casinos help attract the city's 27 million yearly visitors. Residents and guests enjoy walking along the boardwalk, sunbathing at the beach during the summer, the Steel Pier Amusement Park located on the water, and first-class shopping and dining.

Cape May - Cape May is located at the southern tip of New Jersey. This quaint shore town is quiet for most of the year. But when summer comes around, it is a bustling hotspot for people from all over the country. While the beach is the main attraction, people enjoy boutique shops and amenities such as the Cape May Zoo, the Historic Cold Spring Village, museums, and observatories. There are plenty of hotels, resorts, and eateries to accommodate the summer crowds. But many visitors enjoy coming during the quieter months when they can have the town to themselves at more affordable prices.

Newark - With 282,862 residents, Newark is the most populous city in New Jersey and the 74th most-populous in the country. It is only an eight-mile drive from Manhattan, NY, and is the home of the world-famous Prudential Center and the New Jersey Devils. Getting in and out of the city is very convenient - Newark Liberty International Airport, located just minutes from downtown, has domestic and international flights to get people to any destination in the world. Getting around town is also simple, with options such as the NJ Transit bus system, New Penn Station trains, a light rail, and Uber and Lyft. Newark offers its residents a hopping city life with a business district, a downtown, and a great nightlife scene.

Popular Amenities and Attractions in New Jersey

Six Flags Great Adventure has loads of breathtaking thrill rides and roller coasters. Children and adults will enjoy the endless shows and events at New Jersey's largest amusement park. Drive through the 350-acre safari with more than 1,200 animals from six continents. Live entertainment, dozens of eateries, and a world-class waterpark will keep your entire family entertained for days.

Liberty State Park consists of 1,122 acres of open space and 300 acres for recreation. The waterfront park located in northern New Jersey attracts four million visitors every year. You can check out the Manhattan skyline from across the river, take a ferry to the Statue of Liberty, or just relax and walk the open space to refresh yourself after a long day. On-site bike rentals are available, and visitors can picnic - and even barbeque - in the park.

If you're spending a few days in the area, you can visit the Liberty Science Center, located within Liberty State Park. The world-renowned museum has endless exhibits and shows, an Imax theatre, and a planetarium. Wrap up your day with a meal at the classy Café Skylines, which is located on the second floor of the building.

If you're thinking of switching states, the Garden State has everything you need, including many excellent New Jersey rent-to-own homes.

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