Rent to own Homes in New Jersey

Are you looking for rent-to-own homes in New Jersey? Great news: New Jersey is a prime rent-to-own home state! With a growing economy, an average household income of $42,745, and a median rent of $1,334 a month, buyers looking for affordable housing will find several excellent rent-to-own homes in areas with some of the state's biggest employers. With rent-to-own homes, you have the option of living in a home before you buy it. This means you can be sure that the home, the property, the neighbourhood, and the community are right for you (and your family) before you fully commit to purchasing the home. There are also buying programs in New Jersey to help first-time, and low-income home buyers buy a home with a government-back mortgage loan. These types of loans typically have lower credit score demands and lower down payment requirements.

New Jersey hosts major corporations in almost every industry. Johnson and Johnson, Prudential Financial, Honeywell International, PBF Energy, and Cognizant Technology Solutions are just a few of the multi-billion-dollar companies based out of the state. There are plenty of jobs available to its population of nearly 8.9 million residents. If you're looking for an economically-sound state with people from various races and ethnicities, look no further than the Garden State.

Check out New Jersey rent to own homes for sale, which may include auction properties, for sale by owner, and more.

Showing 1 - 44 of 300
1 LYNNWOOD RD
3 Beds, 2.5 Baths
Rent To Own
North Potters New Dover
Single Family Home
Edison, NJ 08820
2,241 Sqft | Built in 1968
14 PINE ACRES DR
5 Beds, 4 Baths
Rent To Own
 
Single Family Home
Medford, NJ 08055
3,847 Sqft | Built in 2005
17 BUCKNELL WAY
2 Beds, 2 Baths
Rent To Own
 
Single Family Home
Hopatcong, NJ 07843
604 Sqft | Built in 1940
17 GEORGETOWN CT
3 Beds, 4 Baths
Rent To Own
 
Single Family Home
Allentown, NJ 08501
3,884 Sqft | Built in 2003
366 BLACK OAK RIDGE RD
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Wayne, NJ 07470
1,808 Sqft | Built in 1940
328 UNION AVE
4 Beds, 2 Baths
Rent To Own
Wood Ridge
Single Family Home
Wood Ridge, NJ 07075
2,450 Sqft | Built in 1946
529 GREEN ST
3 Beds, 2 Baths
Rent To Own
Quality Hill
Townhouse/Condo
Elizabeth, NJ 07202
1,104 Sqft | Built in 1943
1104 PRINCESS RD
4 Beds, 3 Baths
Rent To Own
Ellisburg
Single Family Home
Cherry Hill, NJ 08034
2,497 Sqft | Built in 1967
Rent to own homes offer low monthly payments and flexible terms.
141 MORAVIAN CHURCH RD
5 Beds, 3 Baths
Rent To Own
 
Single Family Home
Swedesboro, NJ 08085
3,736 Sqft | Built in 1970
109 PARKWOOD DR
3 Beds, 3 Baths
Rent To Own
 
Single Family Home
Linwood, NJ 08221
2,232 Sqft | Built in 1989
64 DAYTON CT #303
2 Beds, 1 Bath
Rent To Own
 
Townhouse/Condo
Hackettstown, NJ 07840
1,120 Sqft | Built in 1993
Fairview Manor, Fairview Manor
3 Beds, 1 Bath
Rent To Own
 
Single Family Home
Vineland, NJ 08360
900 Sqft | Built in 2022
98 CHRISTIE ST
4 Beds, 2 Baths
Rent To Own
Menlo Park Valentine
Single Family Home
Edison, NJ 08820
2,104 Sqft | Built in 1968
Southwind Village
2 Beds, 2 Baths
Rent To Own
 
Single Family Home
Jackson, NJ 08527
960 Sqft | Built in 2022
20 LEXINGTON HL #10
2 Beds, 2 Baths
Rent To Own
Kips Bay
Townhouse/Condo
Harriman, NY 10926
960 Sqft | Built in 1985
20 TRENTON AVE
6 Beds, 3 Baths
Rent To Own
 
Single Family Home
Point Pleasant Beach, NJ 08742
1,680 Sqft | Built in 1940
1976 Northeast Ave LOT 4
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Vineland, NJ 08360
1,848 Sqft | Built in 2022
30A W Roselle Ave #A
2 Beds, 1 Bath
Rent To Own
Roselle Park
Single Family Home
Roselle Park, NJ 07204
Built in 1945
1401 44TH ST
3 Beds, 4 Baths
Rent To Own
Meadowview
Single Family Home
North Bergen, NJ 07047
2,012 Sqft | Built in 2006
32 HOWELL AVE
4 Beds, 1 Bath
Rent To Own
Fords
Single Family Home
Fords, NJ 08863
1,368 Sqft | Built in 1945
6010 Boulevard E #64
2 Beds, 2 Baths
Rent To Own
West New York
Single Family Home
West New York, NJ 07093
1,535 Sqft
142 S ROUTE 73
1 Bed, 1 Bath
Rent To Own
 
Single Family Home
Hammonton, NJ 08037
1,100 Sqft | Built in 1934
518-536 GREGORY AVE #B201
1 Bed, 1 Bath
Rent To Own
 
Townhouse/Condo
Weehawken, NJ 07086
700 Sqft | Built in 1988
239 ALBERT ST
5 Beds, 3 Baths
Rent To Own
North Plainfield
Single Family Home
North Plainfield, NJ 07063
2,400 Sqft | Built in 1952
1 of 15 6 HIGHLAND AVE
5 Beds, 3.5 Baths
Rent To Own
 
Single Family Home
Piscataway, NJ 08854
3,270 Sqft | Built in 1985
1 of 24 26 Clinton Street Unit 1A
1 Bed, 1 Bath
Rent To Own
 
Multifamily (2 - 4 Units)
Belleville, NJ 07109
Built in 1970
57 FRONT ST #704
2 Beds, 2 Baths
Rent To Own
DUMBO
Townhouse/Condo
Brooklyn, NY 11201
1,132 Sqft | Built in 1899
22 LIGHTHOUSE POINT RD
3 Beds, 4 Baths
Rent To Own
 
Townhouse/Condo
Highlands, NJ 07732
2,227 Sqft | Built in 2017
1807 RIDGEVIEW CT
3 Beds, 2 Baths
Rent To Own
Sayreville
Townhouse/Condo
Parlin, NJ 08859
Built in 1997
116 CLOVER ST
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Mount Holly, NJ 08060
1,426 Sqft | Built in 1945
241 W 108TH ST #4C
1 Bed, 1 Bath
Rent To Own
Upper West Side
Townhouse/Condo
New York, NY 10025
750 Sqft | Built in 1911
19 GRAND BAY HARBOR DR
2 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Waretown, NJ 08758
1,607 Sqft | Built in 1990
67 HILLSIDE AVE
3 Beds, 2 Baths
Rent To Own
Florham Park
Single Family Home
Florham Park, NJ 07932
1,008 Sqft | Built in 1925
Southwind Village Plan
2 Beds, 2 Baths
Rent To Own
 
Single Family Home
Jackson, NJ 08527
960 Sqft | Built in 2021
31 VOUGHT AVE
2 Beds, 3 Baths
Rent To Own
Freehold
Single Family Home
Freehold, NJ 07728
1,748 Sqft | Built in 1920
14 DREXEL LN
3 Beds, 2.5 Baths
Rent To Own
Strathmore
Single Family Home
Matawan, NJ 07747
2,080 Sqft | Built in 1961
15 W 81ST ST #3E
3 Beds, 3 Baths
Rent To Own
Upper West Side
Townhouse/Condo
New York, NY 10024
2,400 Sqft | Built in 1930
9 FIELDS WAY
3 Beds, 4 Baths
Rent To Own
 
Townhouse/Condo
West Long Branch, NJ 07764
2,534 Sqft | Built in 2020
1 of 5 39 LONGVIEW AVE
3 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Randolph, NJ 07869
2,212 Sqft | Built in 1996
1 of 37 12 LONGWOOD LN
4 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Columbus, NJ 08022
3,100 Sqft | Built in 2005
1 of 22 5 GRIMAL CT
3 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Randolph, NJ 07869
2,159 Sqft | Built in 1978
516 15TH ST
6 Beds, 3 Baths
Rent To Own
Union City
Single Family Home
Union City, NJ 07087
2,248 Sqft | Built in 1913
1 of 25 73 Briarward Drive East
4 Beds, 3 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Warren, NJ 07059
3,900 Sqft | Built in 2003
1 of 4 diorio ct
5 Beds, 3 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Wayne, NJ 07470
3,700 Sqft | Built in 2017
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More New Jersey Property Resources

Rent to own Homes in Cities Near New Jersey

Average Cost of Living in New Jersey

New Jersey has a wide range when it comes to the cost of living, depending on the municipality. The overall cost of living in the state is 20.4% higher than the rest of the country. It is higher than the national average in every category other than health. However, there are more affordable cities in the state. In Trenton, the state capital, the cost of living is nearly 20% lower than the country's average, and Vineland, a suburban town, is 14% lower. Some cities are much higher than the state average. For example, in Princeton, the cost of living is 94.6% above the national average and 74.2% higher than the state. Nevertheless, if you're looking to move to New Jersey, you can find affordable cities in many parts of the state.

Average Home Prices in New Jersey

Housing prices in New Jersey also vary greatly. The median cost of a home in the state is $329,300, which is 42.4% more than the national average of $231,200. In Trenton, the average price is $62,900, and the cost in Vineland is $153,200. In more expensive cities, like Princeton, you'll pay closer to $1 million. Before moving to New Jersey, figure out approximately where you would like to live. If that city's housing prices are too costly for your budget, you're sure to find a more affordable municipality nearby. There are plenty of options available at every price range, making New Jersey an excellent destination for anyone looking for a rent-to-own home.

New Jersey Statistics

If you're interested in New Jersey rent-to-own homes, don't forget to consider important factors in addition to monthly living costs, such as average commute, taxes, crime rates, etc. The following are some common New Jersey statistics compared to the U.S. national average.

New Jersey Averages National Averages
One-Way Commute 31.5 minutes 26.4 minutes
Violent Crime 15.3 22.7
Property Crime 25.0 35.4
Unemployment Rate 4.2% 3.9%
Income Tax Rate 5.5% 4.6%
Air Quality 53 58
Water Quality 20 55
Median Household Income $72,062 $53,482
Median Property Taxes $1,500 $2,200
Utilities $102/month $112/month
Monthly Rent $1,400 $1,470
Median Home Cost $329,300 $231,200
Median Home Age 47 years 40 years

Popular New Jersey Cities

Atlantic City - Located along the Jersey shore, this city is famously known as a casino town. The Borgata, Bally's, Caesars, The Golden Nugget, Harrah's, the Tropicana, Hard Rock, and several other Atlantic City resort casinos help attract the city's 27 million yearly visitors. Residents and guests enjoy walking along the boardwalk, sunbathing at the beach during the summer, the Steel Pier Amusement Park located on the water, and first-class shopping and dining.

Cape May - Cape May is located at the southern tip of New Jersey. This quaint shore town is quiet for most of the year. But when summer comes around, it is a bustling hotspot for people from all over the country. While the beach is the main attraction, people enjoy boutique shops and amenities such as the Cape May Zoo, the Historic Cold Spring Village, museums, and observatories. There are plenty of hotels, resorts, and eateries to accommodate the summer crowds. But many visitors enjoy coming during the quieter months when they can have the town to themselves at more affordable prices.

Newark - With 282,862 residents, Newark is the most populous city in New Jersey and the 74th most-populous in the country. It is only an eight-mile drive from Manhattan, NY, and is the home of the world-famous Prudential Center and the New Jersey Devils. Getting in and out of the city is very convenient - Newark Liberty International Airport, located just minutes from downtown, has domestic and international flights to get people to any destination in the world. Getting around town is also simple, with options such as the NJ Transit bus system, New Penn Station trains, a light rail, and Uber and Lyft. Newark offers its residents a hopping city life with a business district, a downtown, and a great nightlife scene.

Popular Amenities and Attractions in New Jersey

Six Flags Great Adventure has loads of breathtaking thrill rides and roller coasters. Children and adults will enjoy the endless shows and events at New Jersey's largest amusement park. Drive through the 350-acre safari with more than 1,200 animals from six continents. Live entertainment, dozens of eateries, and a world-class waterpark will keep your entire family entertained for days.

Liberty State Park consists of 1,122 acres of open space and 300 acres for recreation. The waterfront park located in northern New Jersey attracts four million visitors every year. You can check out the Manhattan skyline from across the river, take a ferry to the Statue of Liberty, or just relax and walk the open space to refresh yourself after a long day. On-site bike rentals are available, and visitors can picnic - and even barbeque - in the park.

If you're spending a few days in the area, you can visit the Liberty Science Center, located within Liberty State Park. The world-renowned museum has endless exhibits and shows, an Imax theatre, and a planetarium. Wrap up your day with a meal at the classy Café Skylines, which is located on the second floor of the building.

If you're thinking of switching states, the Garden State has everything you need, including many excellent New Jersey rent-to-own homes.

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