Tulsa wasn't incorporated as a city until 1898 because it had very little going on during its early stages. In the 1830s, Indian tribes such as the Cherokee and Creek settled the area. Europeans only began to move into the region in 1882 when the St. Louis and San Francisco Railroad began serving Tulsa. As with other municipalities, the railroad spurred population growth because people were incentivized to settle permanently and open businesses that served travelers. Still, by 1900 only 1,390 people were living in the city.
Beginning in 1901, when oil was discovered near the city, Tulsa began to experience explosive growth. The local government capitalized on the discovery by offering services to people in the industry. In addition to laborers who moved to Tulsa, several oil companies built headquarters in the city. But the buck didn't stop there. Tulsa was smart enough to take advantage of the oil boom in the early to mid-1900s, and the city built on that success to aggressively diversify its economy into other fields as drilling began moving closer to the shores. Thriving industries in Tulsa now include aerospace, financial services, telecommunications, and technology, and the metropolitan area has an impressive GMP of $54 billion. Local companies range from industry leaders to small businesses. Its 401,190 residents have plenty of employment opportunities, a low cost of living, and an excellent selection of rent-to-own homes.