Rent to own Homes in Cullman, AL

In 1866, Col. John Cullmann searched for land for American citizens and immigrants alike and settled on the area that is now Cullman, Alabama. In 1873, John Cullmann brought the first five families to where Cullman stands today. Over the next 24 years, Cullmann would bring 100,000 people to the area, which was incorporated as Cullman, after its founder--with one slight spelling discrepancy, introduced in 1874.

Cullman, AL is a great place for affordable rent-to-own homes! With a median household income of over $52,301 and a median rent of $750, the Cullman, AL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Cullman, AL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Cullman, AL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
10204 Blair Day Lane
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Rent To Own
Southwest Huntsville
Single Family Home
Huntsville, AL 35802
4
4
3122 ft2
1008 BROOKRIDGE LN SE
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Rent to Own Eligible
 
Townhouse/Condo
Cullman, AL 35055
3
2
1770 ft2
1995
1543 SCOTT ST NW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1560 ft2
1970
615 OAK DR NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
5
3
2500 ft2
2009
92 CHALLENGER WAY
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
3
2065 ft2
2025
1473 STONEWATER DR
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
5
3
2895 ft2
2019
1491 LONGBROOK DR NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1795 ft2
1966
1091 DAY GAP RD
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35057
3
3
3389 ft2
1985
1620 Simmons St
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35057
3
2
1355 ft2
2024
1689 Amber Ave
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1355 ft2
2024
309 Quail Run Dr
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
6
6
5575 ft2
1992
840 County Road 490
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
3
2
2320 ft2
2000
1 of 36 1284 STADIUM DR NE
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Rent to Own Eligible
 
Townhouse/Condo
Cullman, AL 35055
3
3
1800 ft2
2008
2212 LAKE SHORE DR SW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35057
4
1
3321 ft2
2007
1 of 56 1417 COTTONWOOD LN SE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
2
3364 ft2
1970
1141 REID RD
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35057
3
2
1665 ft2
1978
109 AUSTON DR
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35057
3
3
2410 ft2
2004
913 BRENTWOOD CT NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
3
2546 ft2
1970
1402 10TH ST SE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
1
1171 ft2
1970
1514 Ridge Street NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
3230 ft2
1998
706 SW 6th Ave
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
5
2
1900 ft2
1930
1834 ANISE CIR SE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
3
2117 ft2
2022
Fenway Dryden St
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1446 ft2
2024
134 MEADOWVIEW DR NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1508 ft2
1961
1 of 17 2030 DAY GAP RD
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35057
3
2
1200 ft2
2017
1 of 28 810 8TH CT NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1674 ft2
1900
156 COUNTY ROAD 726
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1879 ft2
1900
612 REID DR NW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1480 ft2
1960
302 Co Rd 623
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
1
1416 ft2
1900
1222 BROADWAY AVE SW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
2
1
1048 ft2
1935
2076 Adelsheim Circle
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
2
2
1017 ft2
1998
303 Belmar Way
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
4
3
1951 ft2
2024
1 of 27 1941 DIALSDALE DR SW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
3
1904 ft2
1900
1 of 42 581 INDUSTRIAL PARK RD
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1932 ft2
2018
193 Co Rd 604
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
3
3
2604 ft2
1980
274 Camden Ct
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
3
2
1618 ft2
2025
2138 ELLSWORTH LOOP RD SW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1613 ft2
2022
315 Belmar Way
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
5
3
2016 ft2
2024
527 COUNTY ROAD 627
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
3
2
1337 ft2
1976
380 Co Rd 658
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
3
2
1502 ft2
1997
1616 Simmons St
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1355 ft2
2024
2052 AUSTIN DR NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35058
3
2
1895 ft2
2022
1641 Simmons St
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1337 ft2
2024
215 Co Rd 707
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1660 ft2
1985
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35056 rent to own homes

Buying a Home in Cullman, AL

Cullman, AL is seeing rapid growth and Cullman, AL's' housing market remains optimal with an average home price that is -31% below the 2025 national average. Cullman, AL is part of Cullman county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Cullman is 0.28% which is below the national average, which is 0.99%.

Median Home Price in Cullman, AL

Median Rent in Cullman, AL

Rent to own homes offer low monthly payments and flexible terms.

Top 6 Reasons to Live in Cullman, AL

Discover the area's rich history! The history of Cullman is full of intrigue and the historical buildings and homes are still intact. Residents and visitors love to stop by Clarkson Covered Bridge, one of the oldest covered bridges in the country that's still standing and stroll through downtown to take a look at other historical buildings. You can also stop by the Ave Maria Grotto, a park that encompasses four acres and showcases 125 replicas of famous structures from around the world.

Come for the community events! Cullman has deep roots and a sense of community lingers here. The town hosts several annual events, including Oktoberfest and the Cullman County Fair. The Oktoberfest celebration is a tribute to some of the original founders and the County Fair is enjoyed by Cullman residents, as well as those from the surrounding counties nearby.

Peek inside the numerous antique stores downtown! With such a rich history, it's no surprise that Cullman has some of the best antique stores in the South. Southern Accents Architectural Antiques reclaims wood, doors, lighting and other accents from historical homes in the area. Water Valley Antiques has a large collection of vintage and antique furniture, toys and other items.

Enjoy your favorite cuisine! Cullman is no small town, though the friendly atmosphere may give off this impression. It has an abundance of eateries, from chain restaurants to mom-and-pop shops. Enjoy a delicious Italian dish at Lombardo's Pasta Bar or Carlton's. Rumors Deli is famous throughout northern Alabama for its delicious sandwiches and gourmet coffee. If you're in the mood for some red meat, try All Steak-don't forget to ask for some of their world-famous orange rolls, too!

Purchase affordable property! With so much to offer, you'd expect expensive property prices in Cullman. The truth is, though, that homes here are quite affordable. You can snag a new or historical home for a reasonable price. A three-bedroom home, for example, will cost somewhere between $100,000 and $200,000. Search for historical homes in downtown Cullman, near 2nd Avenue. Newer homes are available in Heritage Village. If you're not ready to commit to a purchase just yet, ask about rent to own options in the area.

Rent a historical home! In most areas of the country, rental homes are in high demand. It's even more difficult to find a historical home for rent. In Cullman, however, rental homes are available for a reasonable price near communities like Poplar Street or you can nab an apartment at Musgrove Estates.