Rent to own Homes in Cullman, AL

In 1866, Col. John Cullmann searched for land for American citizens and immigrants alike and settled on the area that is now Cullman, Alabama. In 1873, John Cullmann brought the first five families to where Cullman stands today. Over the next 24 years, Cullmann would bring 100,000 people to the area, which was incorporated as Cullman, after its founder--with one slight spelling discrepancy, introduced in 1874.

Cullman, AL is a great place for affordable rent-to-own homes! With a median household income of over $52,301 and a median rent of $750, the Cullman, AL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Cullman, AL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Cullman, AL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
1 of 2 10204 Blair Day Lane
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Rent To Own
Southwest Huntsville
Single Family Home
Huntsville, AL 35802
4
4
3122 ft2
1 of 31 1029 BRANSCOMB CIR SE
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Rent To Own
Southeast Quadrant
Single Family Home
Huntsville, AL 35803
3
2
1340 ft2
1984
1 of 33 7305 KENDAMA CT SE
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Rent To Own
 
Single Family Home
Owens Cross Roads, AL 35763
3
3
2901 ft2
2018
1 of 36 1626 MANOR DR NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1624 ft2
1971
1 of 12 1610 SE Simmons St
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1337 ft2
2024
1 of 130 10 RYAN RD
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35057
4
5
6497 ft2
1989
1 of 30 1331 DOGWOOD LN NW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
3
4772 ft2
1977
1 of 22 195 Co Rd 1586
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Rent to Own Eligible
 
Single Family Home
Vinemont, AL 35179
3
2
1437 ft2
2024
1817 SHADOWBROOK LN
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
1
2165 ft2
2021
1 of 25 2106 KILPATRICK LANE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
2
1459 ft2
2023
1 of 24 101 7TH AVE SE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1447 ft2
2018
1 of 22 509 9TH AVE SE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1656 ft2
1950
1 of 27 2135 Dawson Ln NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35058
3
2
1620 ft2
2024
1 of 78 1520 DAY GAP RD
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35057
6
6
4900 ft2
2021
40 COUNTY ROAD 1176
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35057
4
2
1539 ft2
1978
1 of 39 1430 CREEKSIDE CT NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
3
1916 ft2
2021
1315 LAKESIDE DR NW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
2
1
1101 ft2
1962
1 of 12 162 COUNTY ROAD 755
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1466 ft2
1995
New
1616 Simmons St
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1355 ft2
2024
1 of 82 551 Co Rd 1419
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
7
5
7068 ft2
2005
New
2119 Dawson Ln NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35058
3
2
0 ft2
135 COUNTY ROAD 1332
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Rent to Own Eligible
 
Single Family Home
Vinemont, AL 35179
3
1
1544 ft2
2017
1 of 23 650 Co Rd 1169
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
3
1950 ft2
2020
1066 Co Rd 1174
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
3
1950 ft2
1968
1 of 28 1737 WAYNE AVE NW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
2097 ft2
1949
New
1640 Simmons St SE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
0 ft2
2024
202 ASHLAND DR SW
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
4
1
2468 ft2
2022
1 of 11 50 Co Rd 1586
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Rent to Own Eligible
 
Single Family Home
Vinemont, AL 35179
3
3
1675 ft2
2024
1 of 24 Fenway Dryden St SE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1446 ft2
2024
1 of 28 219 WHITE OAK LOOP
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35057
4
3
1864 ft2
2000
1823 MAGNOLIA LN
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
2
1991 ft2
2019
1 of 41 618 DALE AVE NW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
2045 ft2
1974
1714 MEADOWBROOK PKWY SE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
1
2333 ft2
2021
1 of 71 401 8TH ST SW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
2
2431 ft2
1920
1 of 32 1725 US Hwy 278 E 0
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
3
3999 ft2
2000
487 Co Rd 1408
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35057
3
1
1784 ft2
1980
1 of 42 121 VIEW POINT CIR
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35057
5
4
3307 ft2
1994
1 of 24 1403 SE Elm Dr
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
2
1735 ft2
1965
112 County Road 625
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
3
2
1536 ft2
2024
1 of 2 2137 Dawson Ln NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35058
2
2
1299 ft2
2024
1 of 25 1518 ROSE ST NW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
3
3100 ft2
1972
1 of 4 1852 FOX MEADOW TRL
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1704 ft2
2019
1 of 30 301 BIRMINGHAM ST SW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
2
1956 ft2
1938
1 of 46 154 COUNTY ROAD 1313
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Rent to Own Eligible
 
Single Family Home
Vinemont, AL 35179
4
5
3842 ft2
1996
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35056 rent to own homes

Buying a Home in Cullman, AL

Cullman, AL is seeing rapid growth and Cullman, AL's' housing market remains optimal with an average home price that is -31% below the 2025 national average. Cullman, AL is part of Cullman county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Cullman is 0.28% which is below the national average, which is 0.99%.

Median Home Price in Cullman, AL

Median Rent in Cullman, AL

Rent to own homes offer low monthly payments and flexible terms.

Top 6 Reasons to Live in Cullman, AL

Discover the area's rich history! The history of Cullman is full of intrigue and the historical buildings and homes are still intact. Residents and visitors love to stop by Clarkson Covered Bridge, one of the oldest covered bridges in the country that's still standing and stroll through downtown to take a look at other historical buildings. You can also stop by the Ave Maria Grotto, a park that encompasses four acres and showcases 125 replicas of famous structures from around the world.

Come for the community events! Cullman has deep roots and a sense of community lingers here. The town hosts several annual events, including Oktoberfest and the Cullman County Fair. The Oktoberfest celebration is a tribute to some of the original founders and the County Fair is enjoyed by Cullman residents, as well as those from the surrounding counties nearby.

Peek inside the numerous antique stores downtown! With such a rich history, it's no surprise that Cullman has some of the best antique stores in the South. Southern Accents Architectural Antiques reclaims wood, doors, lighting and other accents from historical homes in the area. Water Valley Antiques has a large collection of vintage and antique furniture, toys and other items.

Enjoy your favorite cuisine! Cullman is no small town, though the friendly atmosphere may give off this impression. It has an abundance of eateries, from chain restaurants to mom-and-pop shops. Enjoy a delicious Italian dish at Lombardo's Pasta Bar or Carlton's. Rumors Deli is famous throughout northern Alabama for its delicious sandwiches and gourmet coffee. If you're in the mood for some red meat, try All Steak-don't forget to ask for some of their world-famous orange rolls, too!

Purchase affordable property! With so much to offer, you'd expect expensive property prices in Cullman. The truth is, though, that homes here are quite affordable. You can snag a new or historical home for a reasonable price. A three-bedroom home, for example, will cost somewhere between $100,000 and $200,000. Search for historical homes in downtown Cullman, near 2nd Avenue. Newer homes are available in Heritage Village. If you're not ready to commit to a purchase just yet, ask about rent to own options in the area.

Rent a historical home! In most areas of the country, rental homes are in high demand. It's even more difficult to find a historical home for rent. In Cullman, however, rental homes are available for a reasonable price near communities like Poplar Street or you can nab an apartment at Musgrove Estates.