Rent to own Homes in Cullman, AL

In 1866, Col. John Cullmann searched for land for American citizens and immigrants alike and settled on the area that is now Cullman, Alabama. In 1873, John Cullmann brought the first five families to where Cullman stands today. Over the next 24 years, Cullmann would bring 100,000 people to the area, which was incorporated as Cullman, after its founder--with one slight spelling discrepancy, introduced in 1874.

Cullman, AL is a great place for affordable rent-to-own homes! With a median household income of over $52,301 and a median rent of $750, the Cullman, AL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Cullman, AL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Cullman, AL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
1518 SE 5TH STREET
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
3
2316 ft2
1993
906 SCENIC DR NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
3
5860 ft2
1973
208 PINEY POINT DR NW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
1
1155 ft2
1966
1629 LAKEVIEW DR NW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
2309 ft2
1973
1095 ACKERS ST SW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1707 ft2
2020
1 of 28 810 8TH CT NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1674 ft2
1900
1719 HILLCREST RD NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
3
2943 ft2
1991
1802 BRIARWOOD LN SE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1325 ft2
1964
290 Camden Ct SW
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
4
2
1774 ft2
2025
New
2138 Dawson Ln NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35058
3
2
1484 ft2
2024
New
313 Belmar Way SW
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
4
3
1951 ft2
2024
820 Co Rd 485
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
4
3
2930 ft2
2013
New
315 Belmar Way SW
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
5
3
2016 ft2
2024
110 Co Rd 1586
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Rent to Own Eligible
 
Single Family Home
Vinemont, AL 35179
3
3
1742 ft2
2025
1 of 25 1626 CATOMA DR NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1680 ft2
1986
3191 Co Rd 702
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
3
2
1892 ft2
1990
302 Garden Street
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
3
0 ft2
2025
1700 LEISURE LN
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Rent to Own Eligible
 
Townhouse/Condo
Cullman, AL 35055
3
2
1903 ft2
2001
1402 CLEARWATER DR NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
5
3
3190 ft2
2020
292 ASHLAND DRIVE SW
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
3
2
1617 ft2
2025
521 COUNTY ROAD 468
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
3
2
1400 ft2
1979
1701 Sims Ave SE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
0 ft2
2026
1724 CRESTVIEW DR SW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
3
2417 ft2
1976
1447 LONGBROOK DR NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
1
2236 ft2
1982
1850 FOX MEADOW TRL
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
1
1560 ft2
2017
1 of 30 2106 DIALSDALE AVE SW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
1
1800 ft2
1986
2136 Dawson Ln NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35058
3
2
0 ft2
2025
1 of 9 2036 LARRY AVE SW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
1
1325 ft2
1991
1642 Dryden St SE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1209 ft2
2024
New
2161 MCAFEE RD NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35058
5
4
0 ft2
2022
1715 Co Rd 715
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
3
2
1392 ft2
1980
1507 BAILEY CT NE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
5
1
1785 ft2
2019
2523 COUNTY ROAD 222
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35057
3
2
1925 ft2
1981
1719 Amber Ave SE
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
0 ft2
2026
2128 SULLIVAN DR SW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
1613 ft2
2022
2115 Addison Way SW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
3
1613 ft2
2025
527 COUNTY ROAD 627
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Rent to Own Eligible
 
Single Family Home
Hanceville, AL 35077
3
2
1337 ft2
1976
10 RYAN RD
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35057
4
5
6696 ft2
1989
1 of 13 1804 CULPEPPER ST NW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
1
1674 ft2
1968
2022 DIALSDALE DR SW
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
1
1124 ft2
1975
1125 WAVERLEY LANE SOUTHWEST
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
4
2
1774 ft2
2025
1 of 23 117 WHITE OAK LOOP
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35057
3
1
1386 ft2
1997
148 COUNTY ROAD 1304
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35058
3
1
1860 ft2
1977
606 Co Rd 1413
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Rent to Own Eligible
 
Single Family Home
Cullman, AL 35055
3
2
2332 ft2
1988
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35056 rent to own homes

Buying a Home in Cullman, AL

Cullman, AL is seeing rapid growth and Cullman, AL's' housing market remains optimal with an average home price that is -31% below the 2026 national average. Cullman, AL is part of Cullman county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2026 for county Cullman is 0.28% which is below the national average, which is 0.99%.

Median Home Price in Cullman, AL

Median Rent in Cullman, AL

Rent to own homes offer low monthly payments and flexible terms.

Top 6 Reasons to Live in Cullman, AL

Discover the area's rich history! The history of Cullman is full of intrigue and the historical buildings and homes are still intact. Residents and visitors love to stop by Clarkson Covered Bridge, one of the oldest covered bridges in the country that's still standing and stroll through downtown to take a look at other historical buildings. You can also stop by the Ave Maria Grotto, a park that encompasses four acres and showcases 125 replicas of famous structures from around the world.

Come for the community events! Cullman has deep roots and a sense of community lingers here. The town hosts several annual events, including Oktoberfest and the Cullman County Fair. The Oktoberfest celebration is a tribute to some of the original founders and the County Fair is enjoyed by Cullman residents, as well as those from the surrounding counties nearby.

Peek inside the numerous antique stores downtown! With such a rich history, it's no surprise that Cullman has some of the best antique stores in the South. Southern Accents Architectural Antiques reclaims wood, doors, lighting and other accents from historical homes in the area. Water Valley Antiques has a large collection of vintage and antique furniture, toys and other items.

Enjoy your favorite cuisine! Cullman is no small town, though the friendly atmosphere may give off this impression. It has an abundance of eateries, from chain restaurants to mom-and-pop shops. Enjoy a delicious Italian dish at Lombardo's Pasta Bar or Carlton's. Rumors Deli is famous throughout northern Alabama for its delicious sandwiches and gourmet coffee. If you're in the mood for some red meat, try All Steak-don't forget to ask for some of their world-famous orange rolls, too!

Purchase affordable property! With so much to offer, you'd expect expensive property prices in Cullman. The truth is, though, that homes here are quite affordable. You can snag a new or historical home for a reasonable price. A three-bedroom home, for example, will cost somewhere between $100,000 and $200,000. Search for historical homes in downtown Cullman, near 2nd Avenue. Newer homes are available in Heritage Village. If you're not ready to commit to a purchase just yet, ask about rent to own options in the area.

Rent a historical home! In most areas of the country, rental homes are in high demand. It's even more difficult to find a historical home for rent. In Cullman, however, rental homes are available for a reasonable price near communities like Poplar Street or you can nab an apartment at Musgrove Estates.