This northern suburb of Birmingham claims a history that spans almost 200 years. The first farms were established by veterans of the War of 1812, and a jug factory was soon built, lending the name of "Jugtown" to the area. A petition spearheaded by schoolmarm Hettie Thomason Cargo in 1906 renamed the town Gardendale, but it wasn't until 1955 that the town was incorporated as a city. It now encompasses 57 square miles, and is home to roughly 13,000 residents.
Gardendale, AL is a great place for affordable rent-to-own homes! With a median household income of over $75,170 and a median rent of $998, the Gardendale, AL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Gardendale, AL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.
Gardendale, AL is seeing rapid growth and Gardendale, AL's' housing market remains optimal with an average home price that is -15% below the 2022 national average. Gardendale, AL is part of Jefferson county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2022 for county Jefferson is 0.58% which is below the national average, which is 0.99%.
Gardendale, AL has a walk score of
Gardendale, AL has a bike score of
The state tax rate is 2.0 to 5.0% on top of the federal tax rate of 10 to 37%.