Rent to Own Homes in Cocoa, FL

Looking for a change of pace? Check out this gem on Florida's Space Coast. Cocoa is a close-knit community that celebrates its heritage and embraces the possibilities of tomorrow with all the amenities of today. Founded by fishermen in the 1860s, Cocoa began as a small settlement along the Indian River. Now, this 14-square mile town is home to 8,610 dwellings and a population of 17,254. With its hometown charm, natural wonders and proximity to the popular attractions in Orlando and Kennedy Space Center, it's easy to see why residents call Cocoa home.

Cocoa, FL is a great place for affordable rent-to-own homes! With a median household income of over $45,011 and a median rent of $865, the Cocoa, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Cocoa, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out 293 Cocoa, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.

Showing 1 - 44 of 293
1 of 17 1511 Tate St
2 Beds, 1 Bath
Rent To Own
 
Single Family Home
Cocoa, FL 32922
559 Sqft | Built in 1958
1765 Monitor St
3 Beds, 2 Baths
Rent To Own
Gateway
Single Family Home
Merritt Island, FL 32952
1,854 Sqft | Built in 1968
95 Lakeview Ave
3 Beds, 1 Bath
Rent To Own
South Lake Village
Single Family Home
Titusville, FL 32796
1,436 Sqft | Built in 1957
(Undisclosed Address)
3 Beds, 2 Baths
Rent To Own
Le Barons Of Titusville
Single Family Home
Titusville, FL 32780
1,587 Sqft
1 of 35 5200 Lake Poinsett Rd
2 Beds, 1 Bath
Rent To Own
 
Single Family Home
Cocoa, FL 32926
1,508 Sqft | Built in 1978
317 Pineda St
6 Beds, 3 Baths
Rent To Own
 
Single Family Home
Cocoa, FL 32922
3,059 Sqft | Built in 1952
1 of 5 2020 N Indian River Dr
4 Beds, 2 Baths
Rent To Own
Carleton Terrace
Single Family Home
Cocoa, FL 32922
4,813 Sqft | Built in 1967
Hot
1 of 12 1491 Scout Dr
4 Beds, 2.5 Baths
Rent To Own
Sierra Lakes
Single Family Home
Rockledge, FL 32955
3,361 Sqft | Built in 2015
Rent to own homes offer low monthly payments and flexible terms
1 of 20 5125 Fan Palm Ave
3 Beds, 2 Baths
Rent To Own
Canaveral Groves
Single Family Home
Cocoa, FL 32927
3,498 Sqft | Built in 1990
Hot
1 of 10 85 Catalina Isle Dr
3 Beds, 2 Baths
Rent To Own
Catalina Isle Estates
Single Family Home
Merritt Island, FL 32953
1,496 Sqft | Built in 1966
1 of 23 2990 S Fiske Blvd I5
3 Beds, 2.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Rockledge, FL 32955
1,596 Sqft | Built in 1988
1 of 55 1427 Victoria Blvd
3 Beds, 2 Baths
Rent To Own
Wellington Station
Single Family Home
Rockledge, FL 32955
2,368 Sqft | Built in 1992
1 of 8 965 Prosperity Pl Unit 103 Rockledge Fl 32955
1 Bed, 1 Bath
Rent To Own
 
Single Family Home
Rockledge, FL 32926
1 Sqft
1 of 17 1766 Sophias Drive
3 Beds, 2 Baths
Rent To Own
Bayhill At Viera East
Multifamily (2 - 4 Units)
Melbourne, FL 32940
1,218 Sqft | Built in 2003
1884 Crane Creek Blvd
3 Beds, 2 Baths
Rent To Own
Six Mile Creek
Single Family Home
Melbourne, FL 32940
2,092 Sqft | Built in 1991
Hot
1 of 14 7093 Bracken Ln
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Melbourne, FL 32940
2,338 Sqft | Built in 1996
1 of 77 7174 Egbert St
3 Beds, 2 Baths
Rent To Own
Heritage Isle
Single Family Home
Melbourne, FL 32940
2,545 Sqft | Built in 2006
1 of 23 5722 Chicory Dr
4 Beds, 2 Baths
Rent To Own
Bent Oak At Meadowridge
Single Family Home
Titusville, FL 32780
2,737 Sqft | Built in 2014
1 of 16 8659 Maple Ct
3 Beds, 3 Baths
Rent To Own
Ocean Court
Townhouse/Condo
Cape Canaveral, FL 32920
2,288 Sqft | Built in 1994
1 of 39 119 Sunny Ln
2 Beds, 1 Bath
Rent To Own
 
Single Family Home
Cocoa Beach, FL 32931
1,516 Sqft | Built in 1953
1 of 5 389 Oak Haven Dr
2 Beds, 2 Baths
Rent To Own
 
Townhouse/Condo
Melbourne, FL 32940
1,932 Sqft | Built in 1985
1 of 12 5030 Kirkwood Trl
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Titusville, FL 32780
3,183 Sqft | Built in 2005
Hot
1 of 12 2320 Hickory Creek Rd
3 Beds, 2 Baths
Rent To Own
Honeybrook Plantation
Single Family Home
Melbourne, FL 32935
2,142 Sqft | Built in 1993
1 of 11 205 Florida A1a 501
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Satellite Beach, FL 32937
1,047 Sqft | Built in 1964
1 of 27 1809 Woodberry Cir
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Melbourne, FL 32935
2,756 Sqft | Built in 1993
1 of 5 3135 Shady Dell Lane, Apt 349
3 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Melbourne, FL 32935
1,153 Sqft
4025 Barr Ln
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Titusville, FL 32796
2,961 Sqft | Built in 2005
Hot
1 of 11 18 Pepper Drive
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Melbourne, FL 32934
1,008 Sqft | Built in 1972
1 of 20 2220 Maryland Ave
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Titusville, FL 32796
1,624 Sqft | Built in 1989
1 of 19 1967 Blue Ridge Ave
3 Beds, 2 Baths
Rent To Own
Lansing Ridge
Single Family Home
Melbourne, FL 32935
1,854 Sqft | Built in 1997
Hot
1 of 18 1205 War Eagle Blvd
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Titusville, FL 32796
3,211 Sqft | Built in 1991
Hot
1949 Mckinley Ave
3 Beds, 2 Baths
Rent To Own
Bowe Gardens
Single Family Home
Melbourne, FL 32935
1,620 Sqft | Built in 1959
Hot
1 of 4 838 Poinsetta Dr
3 Beds, 2 Baths
Rent To Own
 
Townhouse/Condo
Indian Harbour Beach, FL 32937
2,565 Sqft | Built in 1995
1 of 7 8551 Sheridan Rd
3 Beds, 2 Baths
Rent To Own
Sylvan Estates
Single Family Home
Melbourne, FL 32904
1,664 Sqft | Built in 1963
1 of 17 523 Peregrine Dr
4 Beds, 3 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Indialantic, FL 32950
3,419 Sqft | Built in 1986
New
1 of 3 124 Lagoon Ave
3 Beds, 2 Baths
Rent To Own
Indian River Bluff
Single Family Home
Melbourne, FL 32901
2,212 Sqft | Built in 1955
1 of 23 1725 Canterburry Drive
4 Beds, 3 Baths
Rent To Own
 
Single Family Home
Indialantic, FL 32903
1 Sqft
1 of 10 3282 4th Avenue
2 Beds, 1.5 Bath
Rent To Own
 
Multifamily (2 - 4 Units)
Mims, FL 32754
820 Sqft | Built in 1968
1 of 15 153 San Paulo Circle
1 Bed, 1 Bath
Rent To Own
 
Multifamily (2 - 4 Units)
West Melbourne, FL 32904
800 Sqft | Built in 1976
Hot
1 of 41 420 Newport Dr
4 Beds, 3 Baths
Rent To Own
 
Single Family Home
Indialantic, FL 32903
3,699 Sqft | Built in 1997
1 of 12 5 Oliphant Cir
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Indialantic, FL 32903
2,853 Sqft | Built in 1964
Hot
1 of 34 3245 Soft Breeze Cir
4 Beds, 3 Baths
Rent To Own
Whispering Winds
Single Family Home
West Melbourne, FL 32904
2,861 Sqft | Built in 2006
1 of 33 2910 Riverview Dr
3 Beds, 2 Baths
Rent To Own
Vista Grande
Single Family Home
Melbourne, FL 32901
2,506 Sqft | Built in 1964
1 of 5 4014 Vista Oaks Circe NE
2 Beds, 1.5 Bath
Rent To Own
 
Single Family Home
Palm Bay, FL 32905
1 Sqft
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Buying a Home in Cocoa, FL

Cocoa, FL is seeing rapid growth and Cocoa, FL's' housing market remains optimal with an average home price that is -41% below the 2022 national average. Cocoa, FL is part of Brevard county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2022 for county Brevard is 0.87% which is below the national average, which is 0.99%.

Median Home Price in Cocoa, FL

Median Rent in Cocoa, FL

Rent to own homes offer low monthly payments and flexible terms

Top 4 Reasons to Move to Cocoa, FL

More vacancies! With an overall vacancy rate of 16.33 percent, Cocoa's extensive real estate opportunities range from post-war bungalows to spacious single family detached homes. Rental rates in the area are 26.6 percent lower than the Florida average, which means the perfect apartment or house may cost less than expected. Search the Cocoa Heights or Crestview Acres neighborhoods for mature rent to own properties with plenty of charm. Look near Canaveral Groves for newer homes at moderate prices.

Convenient to local attractions! Locals love taking day trips along the coast. From thrill rides to chilling out by the seaside, Cocoa residents have easy access to all the Central Florida sights. The Beachline Expressway connecting Cocoa to Orlando, Merritt Island and Cape Canaveral makes getting away and getting home a breeze. Homebodies can take advantage of activities in town, like the Don Mo Stradley Memorial Park or Eastern Florida State College's Planetarium & Observatory, which offers live tours of the night sky, laser shows and science documentaries.

Low cost of living! Living in Cocoa has financial perks. The cost of living is currently 12.7 percent less than the U.S. average. Decreased household costs means homeowners can comfortably afford a dream home, whether it's a hot property in the in-demand suburbs of Port St. John or ample acreage in the rural outskirts of Viera.

Attractive historic downtown! As one of Florida's oldest settlements, Cocoa is proud of its cultural heritage and embraces its roots in the revitalized downtown area. Historic Cocoa Village is a destination for shopping, dining and nighttime entertainment, as well as seasonal events. Locals enjoy visiting Riverfront Park for a sunset stroll along the riverside boardwalk. Love the thrill of live theater? Go from boardwalk to Broadway and take in a professional quality show at the Historic Cocoa Village Playhouse.

Cocoa, FL Frequently Asked Questions

Cocoa, FL has a walk score of

Cocoa, FL has a bike score of

The state tax rate is 0% on top of the federal tax rate of 10 to 37%.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Some data might be from tax-rates.org
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