Rent to own Homes in Jacksonville, FL

Jacksonville's European history dates back to 1562 when the French built Fort Caroline along the St. Johns River, where the city is currently located. Three short years later, the Spanish destroyed the fort and rebuilt Fort San Mateo in its place. They maintained control of most of Florida and several other states by fortifying it with soldiers because they considered it a strategic area. Approximately 200 years later, they handed it over to the British, who relinquished their rights to the region and returned it to the Spanish. Florida finally came under U.S. control in 1821, and a year later, Jacksonville was established as a town.

Over the years, Jacksonville - also known as Jax - was a winter destination for people trying to escape the colder weather in the north. Many people decided to stick around and lay their roots in the city. Jacksonville now has 911,507 residents and encompasses an area of 747 square miles. It is the most populous city in Florida and the fifth-largest city by area in the U.S. The city has an excellent economy with a mix of companies ranging from small businesses to corporate giants. Wallet Hub ranked Jax as the best place to start a new business in 2014.

Jacksonville, FL is a great place for affordable rent-to-own homes! With a median household income of over $55,531 and a median rent of $1,089, the Jacksonville, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Jacksonville, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Jacksonville, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
1 of 22 7920 MERRILL RD #2211
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Rent To Own
Arlingwood
Townhouse/Condo
Jacksonville, FL 32277
2
2
940 ft2
2006
8944 1ST AVE
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Rent To Own
Riverview
Single Family Home
Jacksonville, FL 32208
2
1
989 ft2
1940
1 of 14 5811 GERANIUM RD
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Rent To Own
Magnolia Gardens
Single Family Home
Jacksonville, FL 32209
4
1
1500 ft2
1951
2762 DOWNING ST
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Rent To Own
Riverside
Single Family Home
Jacksonville, FL 32205
3
3
1860 ft2
1922
1 of 70 4300 S BEACH PKWY
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Rent To Own
Jacksonville Beach
Townhouse/Condo
Jacksonville Beach, FL 32250
2
3
1622 ft2
2007
1 of 74 4480 DEERWOOD LAKE PKWY
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Rent To Own
Secret Cove
Townhouse/Condo
Jacksonville, FL 32216
2
2
1509 ft2
2006
1 of 8 575 OAKLEAF PLANTATION PKWY
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Rent To Own
Oakleaf Plantation
Townhouse/Condo
Orange Park, FL 32065
2
3
1110 ft2
2009
9971 SITTING FOX DR
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Rent To Own
Chimney Lakes
Single Family Home
Jacksonville, FL 32222
4
3
2532 ft2
2021
1 of 21 1200 BRETTA ST #10
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Rent To Own
Monterey
Townhouse/Condo
Jacksonville, FL 32211
2
2
1056 ft2
1970
1 of 9 457 BENTWOOD LN
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Rent To Own
Bellair-Meadowbrook Terrace
Multifamily (5+ Units)
Orange Park, FL 32073
8
6
3686 ft2
1982
1 of 25 6214 WILD MUSTANG TRL
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Rent To Own
 
Single Family Home
Jacksonville, FL 32234
3
2
1618 ft2
2021
8664 Little Swift Circle
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Rent To Own
 
Single Family Home
Jacksonville, FL 32256
3
2
1857 ft2
2008
1 of 91 1718 ASHLAND ST
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Rent To Own
South Riverside
Single Family Home
Jacksonville, FL 32207
5
3
0 ft2
1926
1 of 249 400 W BAY ST
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Rent To Own
Downtown Jacksonville
Single Family Home
Jacksonville, FL 32202
1
1
920 ft2
1965
5340 POPPY DR
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Rent To Own
Hillcrest
Single Family Home
Jacksonville, FL 32205
3
2
1040 ft2
1954
147 CAPTIVA DR
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Rent To Own
 
Single Family Home
Ponte Vedra, FL 32081
2
2
1701 ft2
2010
5984 BUCKING BRONCO DR
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Rent To Own
 
Single Family Home
Jacksonville, FL 32234
4
3
2512 ft2
2022
1 of 185 3809 VICKERS LAKE DR
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Rent To Own
 
Single Family Home
Jacksonville, FL 32224
5
4
4779 ft2
1992
1 of 74 1306 1st S Street
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Rent To Own
Jacksonville Beach
Townhouse/Condo
Jacksonville Beach, FL 32250
3
3
1213 ft2
2019
New
1308 1ST ST S
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Rent To Own
Jacksonville Beach
Single Family Home
Jacksonville Beach, FL 32250
3
3
1213 ft2
2019
New
1 of 35 1308 1st S Street
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Rent To Own
Jacksonville Beach
Townhouse/Condo
Jacksonville Beach, FL 32250
3
3
1213 ft2
2019
200 Laguna Villa Blvd
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Rent To Own
Jacksonville Beach
Townhouse/Condo
Jacksonville Beach, FL 32250
2
2
1163 ft2
1973
2207 1ST ST S
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Rent To Own
Jacksonville Beach
Single Family Home
Jacksonville Beach, FL 32250
3
3
1424 ft2
1989
1 of 51 695 A1a Highway #58
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Rent To Own
 
Townhouse/Condo
Ponte Vedra Beach, FL 32082
3
3
1510 ft2
1974
1 of 145 155 BERMUDA GREENS AVE
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Rent To Own
 
Single Family Home
Ponte Vedra, FL 32081
5
4
4289 ft2
2009
1 of 2 143 CONSTANCE LN
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Rent To Own
 
Single Family Home
Saint Augustine, FL 32095
5
4
3332 ft2
2020
3155 Ravines Road
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Rent To Own
 
Single Family Home
Middleburg, FL 32068
2
2
1268 ft2
1984
323 N 8TH ST
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Rent To Own
 
Single Family Home
Fernandina Beach, FL 32034
4
1
1404 ft2
1952
1522 FRANKLIN ST
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Rent To Own
 
Single Family Home
Fernandina Beach, FL 32034
3
2
1388 ft2
1977
6 HOPKINS ST
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Rent To Own
 
Single Family Home
Saint Augustine, FL 32084
3
2
1056 ft2
1986
925 S St Johns Street
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Rent To Own
St. Augustine West
Single Family Home
St Augustine, FL 32084
2
2
725 ft2
1957
13111 HARBOUR VISTA CIR
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Rent To Own
 
Townhouse/Condo
Saint Augustine, FL 32080
2
2
1204 ft2
2000
New
644 SUN DOWN CIR
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Rent To Own
St. Augustine Beach
Single Family Home
Saint Augustine, FL 32080
3
2
2601 ft2
2005
1 of 46 4104 PALMETTO BAY DR
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Rent To Own
 
Single Family Home
Elkton, FL 32033
4
2
2196 ft2
2005
5065 CYPRESS LINKS BLVD
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Rent To Own
 
Single Family Home
Elkton, FL 32033
3
3
2269 ft2
2006
7950 A1A S #214
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Rent To Own
Crescent Beach
Townhouse/Condo
Saint Augustine, FL 32080
2
2
1166 ft2
1973
1 of 4 811 NW 40TH AVE
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Rent To Own
 
Single Family Home
Gainesville, FL 32609
3
2
1412 ft2
1952
New
1306 1ST ST S
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Rent To Own
Jacksonville Beach
Single Family Home
Jacksonville Beach, FL 32250
3
3
1024 ft2
2019
1 of 162 984 ALCALA DR
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Rent To Own
St. Augustine Shores
Single Family Home
Saint Augustine, FL 32086
4
2
2126 ft2
1980
New
1 of 17 7929 WILSON BLVD
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Rent to Own Eligible
 
Single Family Home
Jacksonville, FL 32210
3
2
1174 ft2
1971
New
9068 OLD PLANK RD
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Rent to Own Eligible
 
Single Family Home
Jacksonville, FL 32220
4
3
2536 ft2
2017
1 of 19 9258 Joos Road
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Rent to Own Eligible
Whitehouse
Single Family Home
Jacksonville, FL 32220
3
2
1451 ft2
2025
New
1 of 3 5287 Sawmill Point Way
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Rent to Own Eligible
Jacksonville Heights West
Single Family Home
Jacksonville, FL 32210
4
3
2066 ft2
2024
New
1 of 28 1534 E Mountain Lake Drive
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Rent to Own Eligible
Normandy Estates
Single Family Home
Jacksonville, FL 32221
3
2
2197 ft2
1991
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Buying a Home in Jacksonville, FL

Jacksonville, FL is seeing rapid growth and Jacksonville, FL's' housing market remains optimal with an average home price that is -14% below the 2025 national average. Jacksonville, FL is part of Duval county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Duval is 0.85% which is below the national average, which is 0.99%.

Median Home Price in Jacksonville, FL

Median Rent in Jacksonville, FL

Rent to own homes offer low monthly payments and flexible terms.

Average Cost of Living in Jacksonville

Common sense dictates that living in Jacksonville is expensive. Surprisingly, the city's cost of living is actually 6.5% lower than the national average and 9.3% lower than Florida's average. Municipalities in the area are all more expensive. Orange Park, Lakeside, and Fruit Cove are 2.7% to 22% higher than Jax. Jacksonville is unusually affordable for such a developed, major city in a warm climate along the water.

Average Home Prices in Jacksonville

Buying a house in a hot spot like Jacksonville should come with a hefty price tag, but fortunately, it doesn't. Florida's median home cost is $237,100 - $6,100 more than the U.S. average of $231,200. In Jacksonville, you'll pay $180,300, which is nearly $47,000 less. There aren't any cities with lower housing prices in the area. Orange Park homes cost an average of $194,400, houses in Lakeside go for $205,600, and the median cost in Fruit Cove is $330,100. It's amazing that a city like Jax has such an inexpensive real estate market. All the more reason to choose Jacksonville if you're looking for a rent-to-own home.

Jacksonville Statistics

If you're interested in Jacksonville rent-to-own homes, don't forget to consider important factors in addition to monthly living costs, such as average commute, taxes, crime rates, etc. The following are some common Jacksonville statistics compared to the U.S. national average.

Jacksonville Averages National Averages
One-Way Commute 24.6 minutes 26.4 minutes
Violent Crime 33.9 22.7
Property Crime 52.9 35.4
Unemployment Rate 3.7% 3.9%
Income Tax Rate 0% 4.6%
Air Quality 54 58
Water Quality 25 55
Median Household Income $46,768 $53,482
Median Property Taxes $1,750 $2,200
Utilities $140/month $112/month
Monthly Rent $1,000 $1,470
Median Home Cost $180,300 $231,200
Median Home Age 34 years 40 years

Popular Amenities and Attractions in Jacksonville

Just because Jax has so much going on, that doesn't mean that it's all business and no play. You can have fun on its 22 miles of beaches, where you can go surfing, scuba diving, paddle boarding, boating, fishing, swimming, and kayaking. For a little adventure, take a ferry ride to its offshore islands where you'll find open space, preserved land, parks, and - more beaches! The St. Johns River is unique. It runs into the Atlantic Ocean, so it's mixed with seawater. If you watch long enough, you'll see sharks, dolphins, and manatees roaming the waters. When you dry off and head for land, enjoy the fresh seafood dining, boutique shops, and waterfront parks.

Jacksonville looks like an ordinary, modern city, but in truth, it has a long history. The Beaches Museum tells the story of settlement in the area dating back thousands of years. You can learn how the city and its surrounding towns developed into what you see today through a series of rotating and permanent exhibits. History Park has several old structures you can check out, including a railway foreman's house from 1900 and a post office built in 1903, among others. You'll also find a railway depot from approximately 1900 and a 1911 train engine.

The city has an amazing downtown located along the St. Johns River. The area has plenty of shops, museums, eateries, and parks. At night, you can hang out at one of its bars, enjoy a meal with a friend, or relax and enjoy the water views. Jax is really an enjoyable city with so much to do, plenty of jobs, and lots of friendly people. When you're ready for your next move, check out some of the rent-to-own homes in Jacksonville.

People who move to Jacksonville enjoy an affordable life along the St. Johns River and the Atlantic Ocean, warm weather, and a city with various neighborhoods and housing types. You can join the people of Jax by buying your next rent-to-own home in Jacksonville.