Rent to own Homes in Jacksonville, FL

Jacksonville's European history dates back to 1562 when the French built Fort Caroline along the St. Johns River, where the city is currently located. Three short years later, the Spanish destroyed the fort and rebuilt Fort San Mateo in its place. They maintained control of most of Florida and several other states by fortifying it with soldiers because they considered it a strategic area. Approximately 200 years later, they handed it over to the British, who relinquished their rights to the region and returned it to the Spanish. Florida finally came under U.S. control in 1821, and a year later, Jacksonville was established as a town.

Over the years, Jacksonville - also known as Jax - was a winter destination for people trying to escape the colder weather in the north. Many people decided to stick around and lay their roots in the city. Jacksonville now has 911,507 residents and encompasses an area of 747 square miles. It is the most populous city in Florida and the fifth-largest city by area in the U.S. The city has an excellent economy with a mix of companies ranging from small businesses to corporate giants. Wallet Hub ranked Jax as the best place to start a new business in 2014.

Jacksonville, FL is a great place for affordable rent-to-own homes! With a median household income of over $55,531 and a median rent of $1,089, the Jacksonville, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Jacksonville, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Jacksonville, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
1 of 72 6191 CHERRY LAKE DR N
Rent To Own
 
Single Family Home
Jacksonville, FL 32258
5
3
2682 ft2
2005
13823 GABRIEL CT
Rent To Own
Golden Glades/The Woods
Single Family Home
Jacksonville, FL 32224
4
3
2429 ft2
2010
6544 AIRES RD
Rent To Own
Oak Hill
Single Family Home
Jacksonville, FL 32244
4
2
1350 ft2
1957
4424 KELNEPA DR
Rent To Own
Miramar
Single Family Home
Jacksonville, FL 32207
4
7
5412 ft2
1924
1 of 125 1982 CAMELLIA OAKS LN
Rent To Own
Lakewood
Single Family Home
Jacksonville, FL 32217
5
4
3292 ft2
2004
5629 RICKER RD
Rent To Own
Oak Hill
Townhouse/Condo
Jacksonville, FL 32244
8
4
5280 ft2
1958
1771 OAKBREEZE LN
Rent To Own
Jacksonville Beach
Single Family Home
Jacksonville Beach, FL 32250
3
2
1900 ft2
1989
5058 BLACKBURN ST
Rent To Own
Lakeshore
Single Family Home
Jacksonville, FL 32210
4
3
1800 ft2
1942
8944 1ST AVE
Rent To Own
Riverview
Single Family Home
Jacksonville, FL 32208
2
1
989 ft2
1940
2819 STATE ROAD 13 N
Rent To Own
 
Single Family Home
Saint Johns, FL 32259
4
4
3243 ft2
2001
2021 CROWN DR
Rent To Own
 
Single Family Home
Saint Augustine, FL 32092
4
5
4716 ft2
2007
644 SUN DOWN CIR
Rent To Own
St. Augustine Beach
Single Family Home
Saint Augustine, FL 32080
3
2
2601 ft2
2005
218 W FOX ST
Rent To Own
 
Single Family Home
Hastings, FL 32145
2
1
1116 ft2
1925
830 WELLHOUSE DR
Rent to Own Eligible
 
Single Family Home
Jacksonville, FL 32220
3
2
1806 ft2
1997
786 ROLAND LAKES DR
Rent to Own Eligible
Whitehouse
Single Family Home
Jacksonville, FL 32220
4
2
2197 ft2
2003
11365 TIBURON DR
Rent to Own Eligible
Crystal Springs
Single Family Home
Jacksonville, FL 32221
3
2
1595 ft2
2023
2068 CHEROKEE COVE TRL
Rent to Own Eligible
Jacksonville Farms/Terrace
Single Family Home
Jacksonville, FL 32221
3
2
1790 ft2
2013
9891 PATRIOT RIDGE DR
Rent to Own Eligible
Normandy Estates
Single Family Home
Jacksonville, FL 32221
4
3
2472 ft2
2018
13297 BULLARD LN
Rent to Own Eligible
Otis
Single Family Home
Jacksonville, FL 32220
2
2
1204 ft2
1985
1 of 91 487 PORTOBELLO DR
Rent to Own Eligible
Crystal Springs
Single Family Home
Jacksonville, FL 32221
3
3
1848 ft2
2001
3162 YELLOW WATER RD
Rent to Own Eligible
 
Single Family Home
Jacksonville, FL 32234
1
1
1658 ft2
2023
11336 TIBURON DR
Rent to Own Eligible
Crystal Springs
Single Family Home
Jacksonville, FL 32221
4
3
2473 ft2
2023
1761 CARTER LANDING BLVD
Rent to Own Eligible
Normandy Estates
Single Family Home
Jacksonville, FL 32221
3
2
1352 ft2
2022
11354 TIBURON DR
Rent to Own Eligible
Crystal Springs
Single Family Home
Jacksonville, FL 32221
4
3
2640 ft2
2023
11796 LINDSEY LAKE DR
Rent to Own Eligible
Jacksonville Farms/Terrace
Single Family Home
Jacksonville, FL 32221
4
2
1718 ft2
2014
1 of 30 2282 JUSTIN LAKE DR
Rent to Own Eligible
Jacksonville Farms/Terrace
Single Family Home
Jacksonville, FL 32221
3
2
2349 ft2
2006
1 of 37 2602 SPRINGWILLOW DR
Rent to Own Eligible
Jacksonville Heights West
Single Family Home
Jacksonville, FL 32221
3
2
1568 ft2
2005
New
1807 LINDSEY RD
Rent to Own Eligible
Normandy Manor
Single Family Home
Jacksonville, FL 32221
4
2
1504 ft2
1953
10285 HAMLET GLEN DR
Rent to Own Eligible
Crystal Springs
Single Family Home
Jacksonville, FL 32221
3
3
2509 ft2
1996
1306 MCGIRTS CREEK DR W
Rent to Own Eligible
Crystal Springs
Single Family Home
Jacksonville, FL 32221
4
2
1930 ft2
2003
9044 CASTLE ROCK DR
Rent to Own Eligible
Normandy Estates
Single Family Home
Jacksonville, FL 32221
3
2
1904 ft2
1998
658 PANTHER LAKE PKWY
Rent to Own Eligible
Crystal Springs
Single Family Home
Jacksonville, FL 32221
3
2
2015 ft2
2023
1 of 72 10874 DUNNOTAR RD
Rent to Own Eligible
Jacksonville Farms/Terrace
Single Family Home
Jacksonville, FL 32221
4
2
2236 ft2
2012
10603 SCOTTSDALE CT
Rent to Own Eligible
Jacksonville Heights South
Single Family Home
Jacksonville, FL 32222
3
2
1670 ft2
1992
1 of 91 4714 DERRICKSON CT
Rent to Own Eligible
Herlong
Single Family Home
Jacksonville, FL 32210
4
2
1584 ft2
1989
1 of 22 10358 WOOD DOVE WAY
Rent to Own Eligible
Crystal Springs
Single Family Home
Jacksonville, FL 32221
3
2
1492 ft2
2000
2747 PARRISH CEMETERY RD
Rent to Own Eligible
Herlong
Single Family Home
Jacksonville, FL 32221
4
2
2512 ft2
1989
513 NEW BRUNSWICK TER
Rent to Own Eligible
Crystal Springs
Single Family Home
Jacksonville, FL 32221
4
3
2738 ft2
2002
1378 SARAHS LANDING DR
Rent to Own Eligible
Crystal Springs
Single Family Home
Jacksonville, FL 32221
4
2
1741 ft2
2018
412 Boykins Ln
Rent to Own Eligible
Baldwin
Single Family Home
Baldwin, FL 32234
2
1
732 ft2
1938
11382 TIBURON DR
Rent to Own Eligible
Jacksonville Farms/Terrace
Single Family Home
Jacksonville, FL 32221
3
3
2379 ft2
2023
New
7912 CHATEAU DR S
Rent to Own Eligible
Normandy Manor
Single Family Home
Jacksonville, FL 32221
3
2
1260 ft2
1958
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Buying a Home in Jacksonville, FL

Jacksonville, FL is seeing rapid growth and Jacksonville, FL's' housing market remains optimal with an average home price that is -14% below the 2024 national average. Jacksonville, FL is part of Duval county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Duval is 0.85% which is below the national average, which is 0.99%.

Median Home Price in Jacksonville, FL

Median Rent in Jacksonville, FL

Rent to own homes offer low monthly payments and flexible terms.

Average Cost of Living in Jacksonville

Common sense dictates that living in Jacksonville is expensive. Surprisingly, the city's cost of living is actually 6.5% lower than the national average and 9.3% lower than Florida's average. Municipalities in the area are all more expensive. Orange Park, Lakeside, and Fruit Cove are 2.7% to 22% higher than Jax. Jacksonville is unusually affordable for such a developed, major city in a warm climate along the water.

Average Home Prices in Jacksonville

Buying a house in a hot spot like Jacksonville should come with a hefty price tag, but fortunately, it doesn't. Florida's median home cost is $237,100 - $6,100 more than the U.S. average of $231,200. In Jacksonville, you'll pay $180,300, which is nearly $47,000 less. There aren't any cities with lower housing prices in the area. Orange Park homes cost an average of $194,400, houses in Lakeside go for $205,600, and the median cost in Fruit Cove is $330,100. It's amazing that a city like Jax has such an inexpensive real estate market. All the more reason to choose Jacksonville if you're looking for a rent-to-own home.

Jacksonville Statistics

If you're interested in Jacksonville rent-to-own homes, don't forget to consider important factors in addition to monthly living costs, such as average commute, taxes, crime rates, etc. The following are some common Jacksonville statistics compared to the U.S. national average.

Jacksonville Averages National Averages
One-Way Commute 24.6 minutes 26.4 minutes
Violent Crime 33.9 22.7
Property Crime 52.9 35.4
Unemployment Rate 3.7% 3.9%
Income Tax Rate 0% 4.6%
Air Quality 54 58
Water Quality 25 55
Median Household Income $46,768 $53,482
Median Property Taxes $1,750 $2,200
Utilities $140/month $112/month
Monthly Rent $1,000 $1,470
Median Home Cost $180,300 $231,200
Median Home Age 34 years 40 years

Popular Amenities and Attractions in Jacksonville

Just because Jax has so much going on, that doesn't mean that it's all business and no play. You can have fun on its 22 miles of beaches, where you can go surfing, scuba diving, paddle boarding, boating, fishing, swimming, and kayaking. For a little adventure, take a ferry ride to its offshore islands where you'll find open space, preserved land, parks, and - more beaches! The St. Johns River is unique. It runs into the Atlantic Ocean, so it's mixed with seawater. If you watch long enough, you'll see sharks, dolphins, and manatees roaming the waters. When you dry off and head for land, enjoy the fresh seafood dining, boutique shops, and waterfront parks.

Jacksonville looks like an ordinary, modern city, but in truth, it has a long history. The Beaches Museum tells the story of settlement in the area dating back thousands of years. You can learn how the city and its surrounding towns developed into what you see today through a series of rotating and permanent exhibits. History Park has several old structures you can check out, including a railway foreman's house from 1900 and a post office built in 1903, among others. You'll also find a railway depot from approximately 1900 and a 1911 train engine.

The city has an amazing downtown located along the St. Johns River. The area has plenty of shops, museums, eateries, and parks. At night, you can hang out at one of its bars, enjoy a meal with a friend, or relax and enjoy the water views. Jax is really an enjoyable city with so much to do, plenty of jobs, and lots of friendly people. When you're ready for your next move, check out some of the rent-to-own homes in Jacksonville.

People who move to Jacksonville enjoy an affordable life along the St. Johns River and the Atlantic Ocean, warm weather, and a city with various neighborhoods and housing types. You can join the people of Jax by buying your next rent-to-own home in Jacksonville.