Rent to own Homes in Jacksonville, FL

Jacksonville's European history dates back to 1562 when the French built Fort Caroline along the St. Johns River, where the city is currently located. Three short years later, the Spanish destroyed the fort and rebuilt Fort San Mateo in its place. They maintained control of most of Florida and several other states by fortifying it with soldiers because they considered it a strategic area. Approximately 200 years later, they handed it over to the British, who relinquished their rights to the region and returned it to the Spanish. Florida finally came under U.S. control in 1821, and a year later, Jacksonville was established as a town.

Over the years, Jacksonville - also known as Jax - was a winter destination for people trying to escape the colder weather in the north. Many people decided to stick around and lay their roots in the city. Jacksonville now has 911,507 residents and encompasses an area of 747 square miles. It is the most populous city in Florida and the fifth-largest city by area in the U.S. The city has an excellent economy with a mix of companies ranging from small businesses to corporate giants. Wallet Hub ranked Jax as the best place to start a new business in 2014.

Jacksonville, FL is a great place for affordable rent-to-own homes! With a median household income of over $55,531 and a median rent of $1,089, the Jacksonville, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Jacksonville, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Jacksonville, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
New
8944 1ST AVE
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Rent To Own
Riverview
Single Family Home
Jacksonville, FL 32208
2
1
989 ft2
1940
1771 OAKBREEZE LN
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Rent To Own
Jacksonville Beach
Single Family Home
Jacksonville Beach, FL 32250
3
2
1900 ft2
1989
4215 IRVINGTON AVE
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Rent To Own
Fairfax
Single Family Home
Jacksonville, FL 32210
4
2
1871 ft2
1929
7703 BURNT OAK TRL
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Rent To Own
Deerwood
Single Family Home
Jacksonville, FL 32256
6
4
3489 ft2
2001
1 of 63 6191 CHERRY LAKE DR N
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Rent To Own
 
Single Family Home
Jacksonville, FL 32258
5
3
2682 ft2
2005
13823 GABRIEL CT
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Rent To Own
Golden Glades/The Woods
Single Family Home
Jacksonville, FL 32224
4
3
2429 ft2
2010
4424 KELNEPA DR
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Rent To Own
Miramar
Single Family Home
Jacksonville, FL 32207
4
7
5412 ft2
1924
New
1 of 185 3809 VICKERS LAKE DR
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Rent To Own
 
Single Family Home
Jacksonville, FL 32224
5
4
4779 ft2
1992
6544 AIRES RD
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Rent To Own
Oak Hill
Single Family Home
Jacksonville, FL 32244
4
2
1350 ft2
1957
5058 BLACKBURN ST
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Rent To Own
Lakeshore
Single Family Home
Jacksonville, FL 32210
4
3
1800 ft2
1942
8664 Little Swift Circle
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Rent To Own
 
Single Family Home
Jacksonville, FL 32256
3
2
1857 ft2
2008
5926 CARNATION RD
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Rent To Own
 
Single Family Home
Jacksonville, FL 32209
3
1
958 ft2
1950
1 of 111 400 W BAY ST
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Rent To Own
Downtown Jacksonville
Single Family Home
Jacksonville, FL 32202
1
1
920 ft2
1965
5340 POPPY DR
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Rent To Own
Hillcrest
Single Family Home
Jacksonville, FL 32205
3
2
1040 ft2
1954
1 of 37 4300 S BEACH PKWY
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Rent To Own
Jacksonville Beach
Townhouse/Condo
Jacksonville Beach, FL 32250
2
3
1622 ft2
2007
2207 1ST ST S
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Rent To Own
Jacksonville Beach
Single Family Home
Jacksonville Beach, FL 32250
3
3
1424 ft2
1989
1 of 90 155 BERMUDA GREENS AVE
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Rent To Own
 
Single Family Home
Ponte Vedra, FL 32081
5
4
4289 ft2
2009
2819 STATE ROAD 13 N
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Rent To Own
 
Single Family Home
Saint Johns, FL 32259
4
4
3243 ft2
2001
323 N 8TH ST
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Rent To Own
 
Single Family Home
Fernandina Beach, FL 32034
4
1
1404 ft2
1952
1522 FRANKLIN ST
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Rent To Own
 
Single Family Home
Fernandina Beach, FL 32034
3
2
1388 ft2
1977
2021 CROWN DR
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Rent To Own
 
Single Family Home
Saint Augustine, FL 32092
4
5
4716 ft2
2007
New
60 Crooked Br Way
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Rent To Own
 
Townhouse/Condo
Saint Augustine, FL 32084
2
3
0 ft2
2022
1 of 133 14 BALLARD AVE
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Rent To Own
Magnolia
Single Family Home
Saint Augustine, FL 32084
3
3
1903 ft2
1984
New
925 S St Johns Street
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Rent To Own
St. Augustine West
Single Family Home
St Augustine, FL 32084
2
2
725 ft2
1957
5065 CYPRESS LINKS BLVD
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Rent To Own
 
Single Family Home
Elkton, FL 32033
3
3
2269 ft2
2006
1000 BEDELL AVE
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Rent To Own
 
Single Family Home
Woodbine, GA 31569
4
2
1317 ft2
1963
218 W FOX ST
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Rent To Own
 
Single Family Home
Hastings, FL 32145
2
1
1116 ft2
1925
8535 FROST ST N
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Rent to Own Eligible
Rolling Hills
Single Family Home
Jacksonville, FL 32221
3
2
1274 ft2
1979
8701 SPRINGTREE RD
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Rent to Own Eligible
Herlong
Single Family Home
Jacksonville, FL 32210
3
2
1382 ft2
2004
1555 REDBIRD CREEK DR
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Rent to Own Eligible
Crystal Springs
Single Family Home
Jacksonville, FL 32221
3
2
1669 ft2
2002
8516 MAYALL DR
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Rent to Own Eligible
Whitehouse
Single Family Home
Jacksonville, FL 32220
3
2
1275 ft2
1995
8471 THREE CREEKS BLVD
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Rent to Own Eligible
Whitehouse
Single Family Home
Jacksonville, FL 32220
3
2
1332 ft2
1992
6595 BIG STONE DR
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Rent to Own Eligible
McGirts Creek
Single Family Home
Jacksonville, FL 32244
3
2
1430 ft2
1995
4517 PROSPERITY WAY
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Rent to Own Eligible
Jacksonville Heights
Single Family Home
Jacksonville, FL 32210
3
2
1902 ft2
2022
5316 Sawmill Point Way
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Rent to Own Eligible
Jacksonville Heights West
Single Family Home
Jacksonville, FL 32210
4
3
1787 ft2
2024
8245 IRELAND DR
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Rent to Own Eligible
Jacksonville Heights
Single Family Home
Jacksonville, FL 32244
4
2
1579 ft2
1975
8475 CHERYL ANN LN
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Rent to Own Eligible
Jacksonville Heights
Single Family Home
Jacksonville, FL 32244
3
2
1343 ft2
2008
1 of 18 8337 OSTEEN ST
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Rent to Own Eligible
Jacksonville Heights
Single Family Home
Jacksonville, FL 32210
3
2
1209 ft2
2024
1 of 27 5338 WALKERS RIDGE DR
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Rent to Own Eligible
Jacksonville Heights West
Single Family Home
Jacksonville, FL 32210
3
3
1497 ft2
2021
2006 ORLEAN DR
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Rent to Own Eligible
Normandy Manor
Single Family Home
Jacksonville, FL 32210
3
2
1432 ft2
1958
5691 SHINDLER DR
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Rent to Own Eligible
Jacksonville Heights South
Single Family Home
Jacksonville, FL 32222
3
2
1275 ft2
1980
7960 GULF RD S
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Rent to Own Eligible
Jacksonville Heights
Single Family Home
Jacksonville, FL 32244
3
2
1384 ft2
1987
1378 SARAHS LANDING DR
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Rent to Own Eligible
Crystal Springs
Single Family Home
Jacksonville, FL 32221
4
2
1741 ft2
2018
New
5217 110TH ST
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Rent to Own Eligible
Wesconnett
Single Family Home
Jacksonville, FL 32244
3
2
1250 ft2
1981
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Rent to own Homes in Cities Near Jacksonville, FL

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Buying a Home in Jacksonville, FL

Jacksonville, FL is seeing rapid growth and Jacksonville, FL's' housing market remains optimal with an average home price that is -14% below the 2024 national average. Jacksonville, FL is part of Duval county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Duval is 0.85% which is below the national average, which is 0.99%.

Median Home Price in Jacksonville, FL

Median Rent in Jacksonville, FL

Rent to own homes offer low monthly payments and flexible terms.

Average Cost of Living in Jacksonville

Common sense dictates that living in Jacksonville is expensive. Surprisingly, the city's cost of living is actually 6.5% lower than the national average and 9.3% lower than Florida's average. Municipalities in the area are all more expensive. Orange Park, Lakeside, and Fruit Cove are 2.7% to 22% higher than Jax. Jacksonville is unusually affordable for such a developed, major city in a warm climate along the water.

Average Home Prices in Jacksonville

Buying a house in a hot spot like Jacksonville should come with a hefty price tag, but fortunately, it doesn't. Florida's median home cost is $237,100 - $6,100 more than the U.S. average of $231,200. In Jacksonville, you'll pay $180,300, which is nearly $47,000 less. There aren't any cities with lower housing prices in the area. Orange Park homes cost an average of $194,400, houses in Lakeside go for $205,600, and the median cost in Fruit Cove is $330,100. It's amazing that a city like Jax has such an inexpensive real estate market. All the more reason to choose Jacksonville if you're looking for a rent-to-own home.

Jacksonville Statistics

If you're interested in Jacksonville rent-to-own homes, don't forget to consider important factors in addition to monthly living costs, such as average commute, taxes, crime rates, etc. The following are some common Jacksonville statistics compared to the U.S. national average.

Jacksonville Averages National Averages
One-Way Commute 24.6 minutes 26.4 minutes
Violent Crime 33.9 22.7
Property Crime 52.9 35.4
Unemployment Rate 3.7% 3.9%
Income Tax Rate 0% 4.6%
Air Quality 54 58
Water Quality 25 55
Median Household Income $46,768 $53,482
Median Property Taxes $1,750 $2,200
Utilities $140/month $112/month
Monthly Rent $1,000 $1,470
Median Home Cost $180,300 $231,200
Median Home Age 34 years 40 years

Popular Amenities and Attractions in Jacksonville

Just because Jax has so much going on, that doesn't mean that it's all business and no play. You can have fun on its 22 miles of beaches, where you can go surfing, scuba diving, paddle boarding, boating, fishing, swimming, and kayaking. For a little adventure, take a ferry ride to its offshore islands where you'll find open space, preserved land, parks, and - more beaches! The St. Johns River is unique. It runs into the Atlantic Ocean, so it's mixed with seawater. If you watch long enough, you'll see sharks, dolphins, and manatees roaming the waters. When you dry off and head for land, enjoy the fresh seafood dining, boutique shops, and waterfront parks.

Jacksonville looks like an ordinary, modern city, but in truth, it has a long history. The Beaches Museum tells the story of settlement in the area dating back thousands of years. You can learn how the city and its surrounding towns developed into what you see today through a series of rotating and permanent exhibits. History Park has several old structures you can check out, including a railway foreman's house from 1900 and a post office built in 1903, among others. You'll also find a railway depot from approximately 1900 and a 1911 train engine.

The city has an amazing downtown located along the St. Johns River. The area has plenty of shops, museums, eateries, and parks. At night, you can hang out at one of its bars, enjoy a meal with a friend, or relax and enjoy the water views. Jax is really an enjoyable city with so much to do, plenty of jobs, and lots of friendly people. When you're ready for your next move, check out some of the rent-to-own homes in Jacksonville.

People who move to Jacksonville enjoy an affordable life along the St. Johns River and the Atlantic Ocean, warm weather, and a city with various neighborhoods and housing types. You can join the people of Jax by buying your next rent-to-own home in Jacksonville.