Rent to own Homes in Albany, NY

Albany, NY is a great place for affordable rent-to-own homes! With a median household income of over $48,512 and a median rent of $992, the Albany, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Albany, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Albany, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
4294 Us Route 20
Rent To Own
 
Single Family Home
Castleton On Hudson, NY 12033
6
2
2856 ft2
1 of 13 2 Sutton Hollow Road
Rent To Own
 
Multifamily (2 - 4 Units)
Windham, NY 12496
3
1
1200 ft2
1920
Hot
1 of 4 941 6TH ST
Rent To Own
Rensselaer
Single Family Home
Rensselaer, NY 12144
3
1
1434 ft2
1874
5 KEYSTONE CT
Rent To Own
Roessleville
Single Family Home
Albany, NY 12205
3
2
2000 ft2
2010
1 of 4 4 ASPINWALL RD
Rent To Own
Loudonville
Single Family Home
Albany, NY 12211
3
3
2038 ft2
1951
Hot
1 of 12 103 SAND CREEK RD
Rent To Own
West Albany
Single Family Home
Albany, NY 12205
3
2
1286 ft2
1895
Hot
1 of 10 9 NORBRICK DR
Rent To Own
West Albany
Single Family Home
Albany, NY 12205
2
1
950 ft2
1965
1 of 15 1 REGAL CT
Rent To Own
Loudonville
Single Family Home
Albany, NY 12211
3
1
1200 ft2
1963
1 of 24 19 BETHWOOD DR
Rent To Own
Loudonville
Single Family Home
Albany, NY 12211
3
2
2037 ft2
1976
1 of 41 18 PATROON PL
Rent To Own
Loudonville
Single Family Home
Albany, NY 12211
3
3
1639 ft2
1965
1 of 16 21 HIGH DUNE DR
Rent To Own
Dunes
Single Family Home
Albany, NY 12203
3
3
1912 ft2
1980
Hot
1 of 22 275 TAMPA AVE
Rent To Own
Buckingham Lake - Crestwood
Single Family Home
Albany, NY 12208
3
2
1300 ft2
1953
Hot
1 of 11 136 POINT OF WOODS DR
Rent To Own
 
Townhouse/Condo
Albany, NY 12203
3
2
1540 ft2
1982
1 of 23 15 SENECA CT
Rent To Own
 
Single Family Home
Slingerlands, NY 12159
5
3
2434 ft2
1999
1 of 4 400 PINKSTER LN
Rent To Own
 
Single Family Home
Slingerlands, NY 12159
4
3
2833 ft2
1991
1 of 12 13 DEBBIE CT
Rent To Own
Colonie
Single Family Home
Albany, NY 12205
3
2
1670 ft2
1975
1 of 18 57 SUTHERLAND DR
Rent To Own
Colonie
Single Family Home
Watervliet, NY 12189
3
2
2195 ft2
2010
1 of 12 1023 WASHINGTON AVE
Rent To Own
Rensselaer
Single Family Home
Rensselaer, NY 12144
4
3
2091 ft2
1986
1 of 65 12 SCOTT PL
Rent To Own
Rensselaer
Single Family Home
Rensselaer, NY 12144
4
3
2383 ft2
2008
Hot
1187 DELAWARE TPKE
Rent To Own
 
Single Family Home
Delmar, NY 12054
4
1
2448 ft2
1900
1 of 4 57 BOGHT RD
Rent To Own
Colonie
Single Family Home
Watervliet, NY 12189
2
1
1125 ft2
1930
1 of 53 52 EGMONT CT
Rent To Own
 
Single Family Home
Delmar, NY 12054
4
3
2303 ft2
2002
1 of 46 23 SCHUYLER AVE
Rent To Own
Colonie
Single Family Home
Latham, NY 12110
3
3
2350 ft2
1947
Hot
1 of 7 1379 DELAWARE TPKE
Rent To Own
 
Single Family Home
Delmar, NY 12054
1
1
612 ft2
1934
1 of 27 8 AMY MARIE CT
Rent To Own
Colonie
Single Family Home
Albany, NY 12205
3
2
1600 ft2
1986
1 of 14 129 New York 146
Rent To Own
 
Multifamily (2 - 4 Units)
Altamont, NY 12009
3
3
2000 ft2
2017
1 of 29 8 CORD DR
Rent To Own
Colonie
Single Family Home
Latham, NY 12110
4
3
2331 ft2
1988
1 of 15 Locust Street
Rent To Own
 
Multifamily (2 - 4 Units)
Rensselaer, NY 12144
4
2
1800 ft2
1950
278 Van Wies Point Road
Rent To Own
 
Single Family Home
Bethlehem, NY 12158
3
2
2383 ft2
1935
1 of 15 1315 and 1317 15th Street
Rent To Own
The Hill
Multifamily (2 - 4 Units)
Troy, NY 12180
7
5
2050 ft2
Hot
1 of 19 821 HAMPTON PLACE BLVD
Rent To Own
 
Townhouse/Condo
Troy, NY 12180
2
2
1000 ft2
1989
Hot
1 of 12 152 E PALMER AVE
Rent To Own
Rotterdam
Single Family Home
Schenectady, NY 12303
4
1
1530 ft2
1968
1 of 17 460 PAWLING AVE
Rent To Own
Eastside
Multifamily (5+ Units)
Troy, NY 12180
4
4
4200 ft2
1880
Hot
1 of 20 14 EARL LYNN CT
Rent To Own
Cohoes
Single Family Home
Cohoes, NY 12047
3
2
1050 ft2
1959
1 of 38 1 PROVIDENCE CT
Rent To Own
Colonie
Single Family Home
Cohoes, NY 12047
4
3
2905 ft2
1999
Hot
1 of 27 702 NEW SALEM RD
Rent To Own
 
Single Family Home
Voorheesville, NY 12186
3
2
1896 ft2
1900
1 of 21 1917 TOWER ST
Rent To Own
Rotterdam
Single Family Home
Schenectady, NY 12303
3
2
1476 ft2
1975
1677 Juliane Drive
Rent To Own
 
Multifamily (2 - 4 Units)
Castleton, NY 12033
4
3
2184 ft2
1985
Hot
1 of 24 5 APPLEWOOD DR
Rent To Own
 
Single Family Home
Rexford, NY 12148
4
3
2474 ft2
1985
323-323-325 Division St
Rent To Own
Central State Street
Single Family Home
Schenectady, NY 12304
6
3
2376 ft2
1910
1 of 30 11 PARK WAY
Rent To Own
 
Townhouse/Condo
Castleton On Hudson, NY 12033
8
5
7500 ft2
2005
1 of 12 7 CHESTNUT ST
Rent To Own
 
Single Family Home
Castleton On Hudson, NY 12033
3
1
1614 ft2
1875
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Buying a Home in Albany, NY

Albany, NY is seeing rapid growth and Albany, NY's' housing market remains optimal with an average home price that is -14% below the 2024 national average. Albany, NY is part of Albany county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Albany is 1.74% which is above the national average, which is 0.99%.

Median Home Price in Albany, NY

Median Rent in Albany, NY

Rent to own homes offer low monthly payments and flexible terms.