Rent to own Homes in Albany, NY

Albany, NY is a great place for affordable rent-to-own homes! With a median household income of over $48,512 and a median rent of $992, the Albany, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Albany, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Albany, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
48 CHERYL CT
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Rent To Own
Eastside
Townhouse/Condo
Troy, NY 12180
2
3
1560 ft2
1988
104 LORD AVE
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Rent To Own
 
Single Family Home
Troy, NY 12180
2
1
4996 ft2
1925
4294 Us Route 20
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Rent To Own
 
Single Family Home
Castleton On Hudson, NY 12033
6
2
2856 ft2
50 COLUMBIA ST
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Rent To Own
Vale & Eastern Ave
Single Family Home
Schenectady, NY 12308
3
2
1510 ft2
1920
82 MILLERS CORNERS RD
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Rent To Own
 
Townhouse/Condo
Averill Park, NY 12018
7
6
4580 ft2
1979
New
1 of 28 33 CHURCH ST
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Rent To Own
 
Townhouse/Condo
Nassau, NY 12123
2
2
1360 ft2
1850
185 SPRING ST
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Rent To Own
 
Single Family Home
Tannersville, NY 12485
3
1
1079 ft2
1900
5628 23 Route
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Rent To Own
 
Multifamily (2 - 4 Units)
Windham, NY 12496
6
5
0 ft2
1934
704 SCHOOLHOUSE WAY
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Rent To Own
 
Multifamily (5+ Units)
Cambridge, NY 12816
2
1
1125 ft2
1930
12418 Berry Blossom Trl
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Rent to Own Eligible
 
Single Family Home
Jay, FL 32565
4
3
3400 ft2
2023
Hot
1 of 35 528 MADISON AVE
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Rent To Own
Park South
Townhouse/Condo
Albany, NY 12208
5
4
1994 ft2
1903
1 of 24 5 KEYSTONE CT
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Rent To Own
Roessleville
Single Family Home
Albany, NY 12205
3
2
2000 ft2
2010
2 DEERWOOD DR
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Rent To Own
Loudonville
Single Family Home
Albany, NY 12205
2
1
832 ft2
1965
Hot
1187 DELAWARE TPKE
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Rent To Own
 
Single Family Home
Delmar, NY 12054
4
1
2448 ft2
1900
1 of 26 1531 5TH AVE
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Rent To Own
Watervliet
Townhouse/Condo
Watervliet, NY 12189
5
3
2712 ft2
1910
362 3RD ST
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Rent To Own
Osgood
Townhouse/Condo
Troy, NY 12180
6
2
2666 ft2
1930
33 110TH ST
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Rent To Own
Lansingburgh
Single Family Home
Troy, NY 12182
5
2
2026 ft2
1890
323-323-325 Division St
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Rent To Own
Central State Street
Single Family Home
Schenectady, NY 12304
6
3
2376 ft2
1910
Hot
565 SUMMIT AVE
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Rent To Own
Hamilton Hill
Townhouse/Condo
Schenectady, NY 12307
8
5
3360 ft2
1972
6 LOCHVUE DR
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Rent To Own
 
Single Family Home
Wynantskill, NY 12198
4
2
2332 ft2
2017
305 MOHAWK AVE
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Rent To Own
Scotia
Townhouse/Condo
Schenectady, NY 12302
4
3
2482 ft2
1895
1 of 45 432 VISCHER FERRY RD
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Rent To Own
 
Single Family Home
Clifton Park, NY 12065
4
3
3064 ft2
1987
1 of 18 3 PINE KNOLL LN
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Rent To Own
 
Single Family Home
East Berne, NY 12059
3
1
1200 ft2
1952
783 Woodstock Rd LOT 74
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Rent To Own
 
Single Family Home
East Berne, NY 12059
2
1
906 ft2
2004
167 EASTSIDE DR
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Rent To Own
 
Single Family Home
Ballston Lake, NY 12019
4
3
3000 ft2
1915
Hot
1 of 10 543 HUDSON AVE
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Rent To Own
 
Townhouse/Condo
Stillwater, NY 12170
6
2
2540 ft2
1878
Hot
1C CASTLE DR
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Rent To Own
 
Single Family Home
Stillwater, NY 12170
4
2
2392 ft2
1990
Hot
572 COUNTY ROUTE 403
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Rent To Own
 
Single Family Home
Greenville, NY 12083
4
3
2200 ft2
1850
1073 Middle Line Road
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Rent To Own
 
Single Family Home
Ballston Spa, NY 12020
3
2
1190 ft2
1988
294 Round Top (Cr 39) Road
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Rent To Own
 
Single Family Home
Round Top, NY 12473
3
3
1845 ft2
2022
1 of 65 517 STATE ST
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Rent To Own
 
Townhouse/Condo
Hudson, NY 12534
3
3
1680 ft2
1800
294 Purling Round Top Road
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Rent To Own
 
Single Family Home
Round Top, NY 12473
3
3
1845 ft2
2022
294 Purling Round
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Rent To Own
 
Single Family Home
Round Top, NY 12473
3
3
1845 ft2
2022
1 of 23 41-43 FOG HILL RD
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Rent To Own
 
Multifamily (5+ Units)
Hoosick Falls, NY 12090
4
2
1432 ft2
1968
(Undisclosed Address)
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Rent To Own
 
Single Family Home
Greenfield Center, NY 12833
3
2
1200 ft2
2006
Hot
9 CAREY AVE
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Rent To Own
 
Single Family Home
Hoosick Falls, NY 12090
3
1
1161 ft2
1930
200 BOCKES RD
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Rent To Own
 
Single Family Home
Greenfield Center, NY 12833
4
1
1458 ft2
1975
91 MAIN ST
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Rent To Own
 
Single Family Home
Hoosick Falls, NY 12090
5
3
2725 ft2
1900
4390 Ny-32
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Rent To Own
 
Single Family Home
Catskill, NY 12414
4
5
5062 ft2
2023
27 CLUM HILL RD
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Rent To Own
 
Single Family Home
Haines Falls, NY 12436
3
2
1376 ft2
1920
1 of 27 292 South St #2
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Rent To Own
 
Single Family Home
Windham, NY 12496
5
6
3460 ft2
2021
1 of 18 184 Cloos Road
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Rent To Own
 
Single Family Home
Jewett, NY 12444
3
3
2412 ft2
1995
55 JOHN ST
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REO Foreclosure
Rensselaer
Single Family Home
Rensselaer, NY 12144
3
1
1098 ft2
1870
New
1 of 22 124 CARDINAL AVE
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Pre-Foreclosure (Lis Pendens)
Whitehall
Single Family Home
Albany, NY 12209
2
1
1092 ft2
1940
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Buying a Home in Albany, NY

Albany, NY is seeing rapid growth and Albany, NY's' housing market remains optimal with an average home price that is -14% below the 2025 national average. Albany, NY is part of Albany county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2025 for county Albany is 1.74% which is above the national average, which is 0.99%.

Median Home Price in Albany, NY

Median Rent in Albany, NY

Rent to own homes offer low monthly payments and flexible terms.