Rent to Own Homes in Albany, NY

Albany, NY is a great place for affordable rent-to-own homes! With a median household income of over $48,512 and a median rent of $992, the Albany, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Albany, NY. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out 300 Albany, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more.

Showing 1 - 44 of 300
4294 Us Route 20
6 Beds, 2 Baths
Rent To Own
 
Single Family Home
Castleton On Hudson, NY 12033
2,856 Sqft
1 of 61 27-29 Pulcher Ave
4 Beds, 5 Baths
Rent To Own
 
Townhouse/Condo
Hudson, NY 12534
3,528 Sqft | Built in 2018
1 of 17 681 Center Hill Road
3 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Copake, NY 12516
2,184 Sqft | Built in 1947
1 of 13 2 Sutton Hollow Road
3 Beds, 1 Bath
Rent To Own
 
Multifamily (2 - 4 Units)
Windham, NY 12496
1,200 Sqft | Built in 1920
1 of 38 159 Kennewyck Cir
4 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Slingerlands, NY 12159
2,601 Sqft | Built in 1995
Hot
1 of 2 60 Twiller St
3 Beds, 1 Bath
Rent To Own
Delaware Avenue
Single Family Home
Albany, NY 12209
1,375 Sqft | Built in 1930
1 of 24 19 Bethwood Dr
3 Beds, 1.5 Bath
Rent To Own
 
Single Family Home
Albany, NY 12211
2,037 Sqft | Built in 1976
1 of 10 9 Norbrick Dr
2 Beds, 1 Bath
Rent To Own
 
Single Family Home
Colonie, NY 12205
950 Sqft | Built in 1965
Rent to own homes offer low monthly payments and flexible terms
1 of 4 941 6th St
3 Beds, 1.5 Bath
Rent To Own
 
Single Family Home
Rensselaer, NY 12144
1,380 Sqft | Built in 1874
1 of 23 15 Seneca Ct
4 Beds, 3 Baths
Rent To Own
 
Single Family Home
Slingerlands, NY 12159
2,192 Sqft | Built in 1999
1 of 11 136 Point Of Woods Dr
3 Beds, 2 Baths
Rent To Own
 
Townhouse/Condo
Albany, NY 12203
1,540 Sqft | Built in 1982
1 of 15 1 Regal Ct
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Albany, NY 12211
1,158 Sqft | Built in 1963
1 of 16 21 High Dune Dr
3 Beds, 2.5 Baths
Rent To Own
Dunes
Single Family Home
Albany, NY 12203
1,912 Sqft | Built in 1980
1 of 12 103 Sand Creek Rd
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Colonie, NY 12205
1,286 Sqft | Built in 1895
1 of 4 4 Aspinwall Rd
3 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Albany, NY 12211
2,038 Sqft | Built in 1951
1 of 22 275 Tampa Ave
3 Beds, 2 Baths
Rent To Own
Buckingham Lake - Crestwood
Single Family Home
Albany, NY 12208
1,158 Sqft | Built in 1953
1 of 4 400 Pinkster Ln
4 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Slingerlands, NY 12159
2,833 Sqft | Built in 1991
1 of 12 13 Debbie Ct
3 Beds, 1.5 Bath
Rent To Own
 
Single Family Home
Colonie, NY 12205
1,716 Sqft | Built in 1975
1 of 18 57 Sutherland Dr
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Watervliet, NY 12189
2,155 Sqft | Built in 2010
1 of 12 1023 Washington Ave
4 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Rensselaer, NY 12144
2,091 Sqft | Built in 1986
1 of 65 12 Scott Pl
4 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Rensselaer, NY 12144
2,383 Sqft | Built in 2008
1187 Delaware Tpke
1 Bed, 1 Bath
Rent To Own
 
Single Family Home
Delmar, NY 12054
2,448 Sqft | Built in 1900
1 of 4 57 Boght Rd
2 Beds, 1 Bath
Rent To Own
 
Single Family Home
Watervliet, NY 12189
960 Sqft | Built in 1930
1 of 53 52 Egmont Ct
4 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Delmar, NY 12054
2,329 Sqft | Built in 2002
1 of 46 23 Schuyler Ave
3 Beds, 1.5 Bath
Rent To Own
 
Single Family Home
Latham, NY 12110
1,856 Sqft | Built in 1947
Hot
1 of 7 1379 Delaware Tpke
1 Bed, 1 Bath
Rent To Own
 
Single Family Home
Delmar, NY 12054
612 Sqft | Built in 1934
1 of 27 8 Amy Marie Ct
3 Beds, 1.5 Bath
Rent To Own
 
Single Family Home
Colonie, NY 12205
1,560 Sqft | Built in 1986
1 of 14 129 New York 146
3 Beds, 2.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Altamont, NY 12009
2,000 Sqft | Built in 2017
1 of 29 8 Cord Dr
4 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Latham, NY 12110
2,331 Sqft | Built in 1988
1 of 15 Locust Street
4 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Rensselaer, NY 12144
1,800 Sqft | Built in 1950
278 Van Wies Point Road
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Bethlehem, NY 12158
2,383 Sqft | Built in 1935
1 of 15 1315 And 1317 15th Street
7 Beds, 5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Troy, NY 12180
2,050 Sqft
1 of 19 821 Hampton Place Blvd
2 Beds, 2 Baths
Rent To Own
 
Townhouse/Condo
Troy, NY 12180
988 Sqft | Built in 1989
1 of 12 152 E Palmer Ave
4 Beds, 1 Bath
Rent To Own
 
Single Family Home
Schenectady, NY 12303
1,254 Sqft | Built in 1968
1 of 17 460 Pawling Ave
7 Beds, 2.5 Baths
Rent To Own
 
Multifamily (5+ Units)
Troy, NY 12180
4,269 Sqft | Built in 1880
1 of 20 14 Earl Lynn Ct
3 Beds, 1 Bath
Rent To Own
 
Single Family Home
Cohoes, NY 12047
1,050 Sqft | Built in 1959
1 of 38 1 Providence Ct
4 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Cohoes, NY 12047
2,782 Sqft | Built in 1999
1 of 21 1917 Tower St
3 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Schenectady, NY 12303
1,840 Sqft | Built in 1975
1677 Juliane Drive
4 Beds, 2.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Castleton, NY 12033
2,184 Sqft | Built in 1985
1 of 24 5 Applewood Dr
4 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Rexford, NY 12148
2,474 Sqft | Built in 1985
Hot
323-323-325 Division St
6 Beds, 3 Baths
Rent To Own
 
Single Family Home
Schenectady, NY 12304
2,376 Sqft | Built in 1910
1 of 30 11 Park Way
6 Beds, 4 Baths
Rent To Own
 
Townhouse/Condo
Castleton On Hudson, NY 12033
5,592 Sqft | Built in 2005
1 of 12 7 Chestnut St
2 Beds, 1 Bath
Rent To Own
 
Single Family Home
Castleton On Hudson, NY 12033
1,614 Sqft | Built in 1875
1 of 33 6990 State Route 158
3 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Altamont, NY 12009
3,239 Sqft | Built in 2000
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Buying a Home in Albany, NY

Albany, NY is seeing rapid growth and Albany, NY's' housing market remains optimal with an average home price that is -14% below the 2022 national average. Albany, NY is part of Albany county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2022 for county Albany is 1.74% which is above the national average, which is 0.99%.

Median Home Price in Albany, NY

Median Rent in Albany, NY

Rent to own homes offer low monthly payments and flexible terms

Albany, NY Frequently Asked Questions

Albany, NY has a walk score of

Albany, NY has a bike score of

The state tax rate is 4.0 to 10.9% on top of the federal tax rate of 10 to 37%.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Some data might be from tax-rates.org
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