Rent to own Homes in Cincinnati, OH

Cincinnati's growing rent-to-own home movement results from Cincinnati being one of the fastest-growing housing markets in the country, making it an extremely competitive area in which to buy a home. With a traditional home-buying process, you have fewer than 9 days to not only bid on the house but win the bid against a sea of other buyers, making down payments 20%+ of the overall housing costs and driving the overall housing costs up due to demand. This means conventional loans can be harder to get, and winning bids will be higher than you may be able to afford.

In Cincinnati, you can find multi-bedroom, multi-bathroom rent-to-own listings at affordable rates. With a rent-to-own home, you lease the home for a set amount of time, usually 1-3 years, during which you live in the home and make monthly payments to the seller/landlord. A percentage of your monthly payment goes towards the mortgage payment of the home. At the end of the rent-to-own agreement, you'll be able to purchase the home with a smaller downpayment than a traditional home, and the added advantage of knowing the home, the neighborhood, and the community is the right fit for your needs.

Cincinnati, OH is a great place for affordable rent-to-own homes! With a median household income of over $42,663 and a median rent of $760, the Cincinnati, OH rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Cincinnati, OH. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Cincinnati, OH rent to own homes for sale, which may include auction properties, for sale by owner, and more.

Showing 1 - 44 of 300
2046 CLAUDIA CT
2 Beds, 2 Baths
Rent To Own
Mount Washington
Single Family Home
Cincinnati, OH 45230
1,014 Sqft | Built in 1957
5506 STEWART AVE
3 Beds, 3 Baths
Rent To Own
 
Single Family Home
Cincinnati, OH 45227
1,206 Sqft | Built in 1925
1338 6TH AVE
2 Beds, 2 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,146 Sqft | Built in 1920
1204 GLENNA DR
2 Beds, 2 Baths
Rent To Own
 
Single Family Home
Cincinnati, OH 45238
1,286 Sqft | Built in 1950
5050 KUGLER MILL RD
4 Beds, 2 Baths
Rent To Own
Kenwood
Single Family Home
Cincinnati, OH 45236
2,241 Sqft | Built in 1940
1719 Holman St
3 Beds, 1 Bath
Rent To Own
 
Single Family Home
Covington, KY 41011
1,524 Sqft | Built in 1910
2132 Gilbert Ave
2 Beds, 3 Baths
Rent To Own
Walnut Hills
Single Family Home
Cincinnati, OH 45206
1,244 Sqft | Built in 1987
4179 RIVER RD
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Hebron, KY 41048
2,908 Sqft | Built in 1912
Rent to own homes offer low monthly payments and flexible terms.
4916 JAMESON ST
2 Beds, 1 Bath
Rent To Own
Madisonville
Single Family Home
Cincinnati, OH 45227
933 Sqft | Built in 1899
Manhattan Blvd #B
2 Beds, 3 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,484 Sqft
277 VAN VOAST AVE
2 Beds, 2 Baths
Rent To Own
 
Single Family Home
Bellevue, KY 41073
1,152 Sqft | Built in 1880
6611 HEARNE RD #97
1 Bed, 1 Bath
Rent To Own
Dent
Townhouse/Condo
Cincinnati, OH 45248
608 Sqft | Built in 1976
353 Manhattan Blvd #1
2 Beds, 2 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,620 Sqft
353 Manhattan Blvd #2B
2 Beds, 2 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,620 Sqft
3571 COLUMBIA PKWY
3 Beds, 2 Baths
Rent To Own
Columbia-Tusculum
Single Family Home
Cincinnati, OH 45226
1,470 Sqft | Built in 1890
Manhattan Blvd #A
2 Beds, 3 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,421 Sqft
Manhattan Blvd #C
2 Beds, 3 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,484 Sqft
Manhattan Blvd #D
2 Beds, 3 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,421 Sqft
Manhattan Blvd #E
2 Beds, 3 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,421 Sqft
Manhattan Blvd #G
2 Beds, 3 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,484 Sqft
Manhattan Blvd #F
2 Beds, 3 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,484 Sqft
Manhattan Blvd #I
2 Beds, 3 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,421 Sqft
Manhattan Blvd #J
2 Beds, 3 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,484 Sqft
Manhattan Blvd #H
2 Beds, 3 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,421 Sqft
Manhattan Blvd #K
2 Beds, 3 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,484 Sqft
Manhattan Blvd #L
2 Beds, 3 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,421 Sqft
Manhattan Blvd #M
2 Beds, 3 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,600 Sqft
Manhattan Blvd #N
2 Beds, 3 Baths
Rent To Own
 
Single Family Home
Dayton, KY 41074
1,600 Sqft
10126 LINCOLN RD
3 Beds, 1 Bath
Rent To Own
 
Single Family Home
Camp Dennison, OH 45111
1,296 Sqft | Built in 1977
3167 SUMMITRUN DR
4 Beds, 3 Baths
Rent To Own
 
Single Family Home
Independence, KY 41051
1,833 Sqft | Built in 2004
1649 TULEY RD
3 Beds, 1 Bath
Rent To Own
 
Single Family Home
Fairfield Township, OH 45015
738 Sqft | Built in 1948
431 SUNNYSLOPE DR
3 Beds, 1 Bath
Rent To Own
 
Single Family Home
Lawrenceburg, IN 47025
1,020 Sqft | Built in 1953
2336 QUEEN MARY LN
3 Beds, 3 Baths
Rent To Own
 
Single Family Home
Hamilton, OH 45013
1,948 Sqft | Built in 1961
716 POPLAR ST
3 Beds, 1 Bath
Rent To Own
 
Single Family Home
Hamilton, OH 45011
1,056 Sqft | Built in 1920
6020 GOSHEN RD
3 Beds, 1 Bath
Rent To Own
 
Single Family Home
Goshen, OH 45122
1,008 Sqft | Built in 1959
8881 EVAN CT
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Springboro, OH 45066
2,578 Sqft | Built in 1988
1 of 12 1979 CRESCENT TER
4 Beds, 4 Baths
Rent To Own
 
Single Family Home
Crescent Springs, KY 41017
2,400 Sqft | Built in 1995
1123 SALISBURY DR
4 Beds, 3 Baths
Rent To Own
Mount Lookout
Single Family Home
Cincinnati, OH 45226
2,100 Sqft | Built in 1930
Hot
1 of 16 5536 EDGER DR
3 Beds, 2 Baths
Rent To Own
Monfort Heights East
Single Family Home
Cincinnati, OH 45239
1,684 Sqft | Built in 1949
Hot
1 of 14 6158 WILMER RD
3 Beds, 2 Baths
Rent To Own
White Oak West
Single Family Home
Cincinnati, OH 45247
1,426 Sqft | Built in 1958
1 of 19 2630 STANTON AVE
9 Beds, 4 Baths
Rent To Own
Walnut Hills
Townhouse/Condo
Cincinnati, OH 45206
5,400 Sqft | Built in 1896
1 of 15 5685 SURREY AVE
4 Beds, 1.5 Bath
Rent To Own
Bridgetown North
Single Family Home
Cincinnati, OH 45248
1,293 Sqft | Built in 1953
4327 EASTERN AVE
6 Beds, 2 Baths
Rent To Own
Linwood
Townhouse/Condo
Cincinnati, OH 45226
2,576 Sqft | Built in 1910
1 of 20 5807 GAINES RD
4 Beds, 3.5 Baths
Rent To Own
Dent
Single Family Home
Cincinnati, OH 45247
3,200 Sqft | Built in 1990
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Rent to own Homes in Cities Near Cincinnati, OH

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Popular Zip Codes in Cincinnati, OH

45201 rent to own homes 45250 rent to own homes

Buying a Home in Cincinnati, OH

Cincinnati, OH is seeing rapid growth and Cincinnati, OH's' housing market remains optimal with an average home price that is -100% below the 2022 national average. Cincinnati, OH is part of Hamilton county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2022 for county Hamilton is 1.53% which is above the national average, which is 0.99%.

Median Home Price in Cincinnati, OH

Median Rent in Cincinnati, OH

Rent to own homes offer low monthly payments and flexible terms.

Average Cost of Living in Cincinnati

Life in Cincinnati is very affordable. The city's overall cost of living is 2% higher than Ohio's average and 15.4% lower than the national average. These numbers are typical for the area but surprisingly good for a mid-sized city with so much to offer. Expenses are low in health, housing, and transportation, and close to - but below - average in other categories. Nearby Finneytown is 1% cheaper than Cincinnati, while Covedale is 2.9% higher.

Average Home Prices in Cincinnati

Real estate prices are exceptionally low in Cincinnati. The median cost of a home in the city is $144,300 - nearly $90,000 lower than the U.S. average of $231,200. Although the state average is slightly lower at $140,700, prices should be higher given its location near the river and the fact that it is a major financial hub for the region. You'll pay $137,900 on average for a house in Reading, but it is further north and away from the riverfront. In Delhi, which also runs along the Ohio River, the median home cost is $159,400. Cincinnati is an excellent city for people looking for a rent-to-own home.

Cincinnati Statistics

If you're interested in Cincinnati rent-to-own homes, don't forget to consider important factors in addition to monthly living costs, such as average commute, taxes, crime rates, etc. The following are some common Cincinnati statistics compared to the U.S. national average.

Cincinnati Averages National Averages
One-Way Commute 22.6 minutes 26.4 minutes
Violent Crime 46.8 22.7
Property Crime 74.6 35.4
Unemployment Rate 4.8% 3.9%
Income Tax Rate 5.6% 4.6%
Air Quality 38 58
Water Quality 28 55
Median Household Income $34,002 $53,482
Median Property Taxes $2,800 $2,200
Utilities $130/month $112/month
Monthly Rent $710 $1,470
Median Home Cost $144,300 $231,200
Median Home Age 67 years 40 years

Popular Amenities and Attractions in Cincinnati

More than 25 million people visit Cincinnati on a typical year, spending billions of dollars that support the local economy. Tourists and residents enjoy the riverfront location for its views, water activities, recreation, and boating. You can come to watch the Reds and Bengals play and visit the revamped downtown, where you'll find loads of shops, dining options, hotels, theaters, performing arts centers, bars, a casino, and museums. You can travel around the downtown by foot, electric scooter or Cincy Red Bike rentals, local buses, or the public streetcar system. If you have your own car, you'll find plenty of parking on the streets or in one of the municipal garages throughout the downtown.

The recently built Smale Riverfront Park is a perfect example of how Cincinnati continues to improve its infrastructure. Located near the downtown, the area, which used to be a vacant piece of land, encompasses 45 acres along the Ohio River. The park includes picnic benches, playground equipment, several gardens, and an event area. During warmer weather, you can cool off in water jets that shoot up from the ground at Fath Fountain. You can walk or bike along the riverside trails, relax in the Labyrinth - a walking path made for peace and meditation - or sit on a bench and enjoy the river views.

Cincinnati has an impressive, stable history of being at the forefront of progression and creating a superb quality of life for its residents. People flocked to the city from its very beginning, and the municipal government continues to perform, making Cincinnati an excellent choice for anyone looking for a rent-to-own home.

Based on its past and present, Cincinnati will always be a pleasant, affordable, and welcoming place to live. The Queen City is an excellent choice if you're looking for a new place to call home.

Cincinnati, OH Frequently Asked Questions

Cincinnati, OH has a walk score of

Cincinnati, OH has a bike score of

The state tax rate is 0.0 to 3.99% on top of the federal tax rate of 10 to 37%.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Some data might be from tax-rates.org
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