Rent to own Homes in Germantown, TN

Germantown, TN is a great place for affordable rent-to-own homes! With a median household income of over $123,387 and a median rent of $1,358, the Germantown, TN rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Germantown, TN. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Germantown, TN rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
3630 CRESTWYN DR
Rent To Own
Lakes of Forest Hill
Single Family Home
Germantown, TN 38138
4
4
2803 ft2
1972
6618 Chesapeake Dr
Rent To Own
 
Single Family Home
Memphis, TN 38122
3
2
1344 ft2
Hot
8074 S REGIS PL
Rent To Own
Alliance of Cordova Neighborhoods
Single Family Home
Cordova, TN 38018
4
2
1944 ft2
1981
6040 SYON CV
Rent To Own
Balmoral Residents Association
Single Family Home
Memphis, TN 38119
4
3
2626 ft2
1971
5657 NORMANDY PL
Rent To Own
Sylvan Hills
Single Family Home
Memphis, TN 38120
3
3
2600 ft2
1961
7894 STATE LINE RD
Rent To Own
Lake Village Homeowners Association
Single Family Home
Memphis, TN 38125
3
3
1856 ft2
1962
5330 LAURIE LN
Rent To Own
White Station -Yates Neighborhood Association
Single Family Home
Memphis, TN 38120
4
1
2026 ft2
1955
4562 QUINCE RD
Rent To Own
Colonial Acres Neighborhood Association
Single Family Home
Memphis, TN 38117
3
1
1006 ft2
1952
4036 S WALNUT GROVE CIR
Rent To Own
Pidgeon Estates
Single Family Home
Memphis, TN 38117
3
2
2237 ft2
1950
4313 MORGAN CV
Rent To Own
Olive Branch
Single Family Home
Olive Branch, MS 38654
4
2
2335 ft2
1995
4071 CAROLYN MITCHELL DR
Rent To Own
Olive Branch
Single Family Home
Olive Branch, MS 38654
5
3
2750 ft2
2018
6861 CORAL HILL DR
Rent To Own
Easthill
Single Family Home
Bartlett, TN 38135
3
2
1541 ft2
1978
3646 HAUGHTON LN #1
Rent To Own
Lantern Square Apartments
Townhouse/Condo
Memphis, TN 38128
3
3
1626 ft2
1974
New
3419 MOUNTAIN TERRACE ST
Rent To Own
Alta Vista Neighborhood Association
Single Family Home
Memphis, TN 38127
4
2
1323 ft2
1961
681 E DAVANT AVE
Rent To Own
Longview Heights Civic Club
Single Family Home
Memphis, TN 38106
2
1
953 ft2
1937
4886 Bilco Rd
Rent To Own
Coro Lake Property Owners Association
Single Family Home
Memphis, TN 38109
5
3
0 ft2
1960
2966 TAMERLANE LN
Rent to Own Eligible
Germantown
Single Family Home
Germantown, TN 38138
3
3
2982 ft2
1983
New
8507 FARMINGTON BLVD
Rent to Own Eligible
Germantown Trails
Single Family Home
Germantown, TN 38139
4
3
2754 ft2
1978
1 of 31 6660 Pondside Cir
Rent to Own Eligible
East Memphis
Single Family Home
Memphis, TN 38119
2
1
1100 ft2
1984
4367 SPRING OAK CV
Rent to Own Eligible
Burlington Area Neighborhood Association
Single Family Home
Memphis, TN 38125
3
2
1763 ft2
1981
6707 ABERFOYLE CV
Rent to Own Eligible
East Memphis
Single Family Home
Memphis, TN 38119
6
4
4090 ft2
1973
New
2615 CEDAR RIDGE DR
Rent to Own Eligible
Germantown
Single Family Home
Germantown, TN 38138
3
2
1779 ft2
1973
1 of 7 3615 COUNTY GATE RD
Rent to Own Eligible
Buckingham Farms Neighborhood Association
Single Family Home
Memphis, TN 38119
4
3
2354 ft2
1979
New
1860 POPLAR WOODS CIR W #2
Rent to Own Eligible
Fountain Square Condo Association
Townhouse/Condo
Germantown, TN 38138
2
2
1446 ft2
1970
1 of 23 1604 MCHENRY CIR E
Rent to Own Eligible
Neshoba North
Single Family Home
Germantown, TN 38138
4
2
2471 ft2
1972
3129 HOLLY HEATH DR
Rent to Own Eligible
Roseleigh Neighborhood Association
Single Family Home
Memphis, TN 38119
4
3
2870 ft2
1996
1 of 25 583 DUCK CALL CV
Rent to Own Eligible
Concerned Citizens of Walnut Grove
Single Family Home
Cordova, TN 38018
4
2
2807 ft2
1989
1 of 19 2495 MIMOSA TREE DR
Rent to Own Eligible
Germantown
Single Family Home
Germantown, TN 38138
4
2
1998 ft2
1971
New
4333 RAINEY WOODS CV
Rent to Own Eligible
Richwood Home Owners Association
Single Family Home
Memphis, TN 38125
3
3
2267 ft2
1996
7038 NESHOBA RD
Rent to Own Eligible
Poplar Estates Homeowners Association
Single Family Home
Germantown, TN 38138
3
2
1847 ft2
1967
1 of 25 6536 SULGRAVE DR
Rent to Own Eligible
East Memphis
Single Family Home
Memphis, TN 38119
4
2
3088 ft2
1968
4260 LONG CREEK RD
Rent to Own Eligible
Richwood Home Owners Association
Single Family Home
Memphis, TN 38125
3
3
2232 ft2
1990
7024 COUNTRY RD
Rent to Own Eligible
Poplar Estates Homeowners Association
Townhouse/Condo
Germantown, TN 38138
3
3
1992 ft2
1974
4054 DELGATE CV
Rent to Own Eligible
Richwood Home Owners Association
Single Family Home
Memphis, TN 38125
3
2
1556 ft2
1985
New
6600 POPLAR WOODS CIR S #4
Rent to Own Eligible
Fountain Square Condo Association
Townhouse/Condo
Germantown, TN 38138
3
2
1578 ft2
1970
6959 FORDS STATION RD
Rent to Own Eligible
Poplar Estates Homeowners Association
Townhouse/Condo
Germantown, TN 38138
2
2
2932 ft2
1974
New
7245 BIRCHTREE CV
Rent to Own Eligible
Germantown
Single Family Home
Germantown, TN 38138
4
2
2751 ft2
1977
8673 HERRING CV
Rent to Own Eligible
Concerned Citizens of Walnut Grove
Single Family Home
Cordova, TN 38018
3
2
2564 ft2
1995
7245 BARNSTABLE RD
Rent to Own Eligible
Richwood Home Owners Association
Single Family Home
Memphis, TN 38125
5
3
4308 ft2
1983
6840 STORNAWAY DR
Rent to Own Eligible
East Memphis
Single Family Home
Memphis, TN 38119
4
3
2323 ft2
1972
1755 POPLAR ESTATES PKWY
Rent to Own Eligible
Poplar Estates Homeowners Association
Single Family Home
Germantown, TN 38138
3
3
2126 ft2
1961
New
2300 KIRBY PKWY
Rent to Own Eligible
East Memphis
Single Family Home
Memphis, TN 38119
5
3
3122 ft2
1973
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Buying a Home in Germantown, TN

Germantown, TN is seeing rapid growth and Germantown, TN's' housing market remains not optimal with an average home price that is 55% above the 2024 national average. Germantown, TN is part of Shelby county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Shelby is 1.38% which is above the national average, which is 0.99%.

Median Home Price in Germantown, TN

Median Rent in Germantown, TN

Rent to own homes offer low monthly payments and flexible terms.