Rent to own Homes in Surprise, AZ

Surprise, Arizona, is a small, but growing suburb of Phoenix. The founder of the city, Flora Mae Statler, named it Surprise in 1938 because she said she "would be surprised if the town ever amounted to much." These days, Surprise has over 115,000 residents living in houses, apartments, and rent to own homes. Surprise has a reputation for being a town for retirees, since it's home to Sun City Grand, an age-restricted neighborhood that feels like a resort. However, the town is full of people of all ages, and it's a safe and quiet alternative to living in Phoenix proper.

Surprise, AZ is a great place for affordable rent-to-own homes! With a median household income of over $71,192 and a median rent of $1,443, the Surprise, AZ rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Surprise, AZ. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Surprise, AZ rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
16043 W Peak View Rd
Rent To Own
 
Single Family Home
Surprise, AZ 85387
3
3
2290 ft2
1985
New
19634 N CAMINO DEL SOL Branch
Rent To Own
Sun City West
Single Family Home
Sun City West, AZ 85375
1
1
1 ft2
1978
13368 W DESERT LN
Rent To Own
Dave Brown At West Point
Single Family Home
Surprise, AZ 85374
3
2
1640 ft2
1999
10301 W CHARTER OAK DR
Rent To Own
Sun City
Single Family Home
Sun City, AZ 85351
2
2
1299 ft2
1971
9933 W RIVIERA DR
Rent To Own
Sun City
Single Family Home
Sun City, AZ 85351
2
1
1108 ft2
1963
10148 W LAWRENCE LN
Rent To Own
Pine
Single Family Home
Peoria, AZ 85345
4
2
2006 ft2
2017
8344 W CORRINE DR
Rent To Own
Cobblestone Village
Single Family Home
Peoria, AZ 85381
4
2
1397 ft2
1985
19305 N 78TH AVE
Rent To Own
Arrowhead Ranch
Single Family Home
Glendale, AZ 85308
4
3
2686 ft2
1993
16033 N 68TH AVE,
Rent To Own
Sahuaro
Single Family Home
Peoria, AR 85382
5
3
1680 ft2
1978
16011 N 67TH AVE,
Rent To Own
Sahuaro
Single Family Home
Glendale, AZ 85306
4
2
14049 ft2
1971
Hot
8738 W INDIANOLA AVE
Rent To Own
 
Single Family Home
Phoenix, AZ 85037
3
2
1228 ft2
1988
4424 N 70TH AVE
Rent To Own
 
Single Family Home
Phoenix, AZ 85033
3
1
0 ft2
1974
4942 W SHANGRI LA RD
Rent To Own
Glendale
Single Family Home
Glendale, AZ 85304
4
2
2007 ft2
1974
11025 W WASHINGTON ST
Rent To Own
Avondale
Single Family Home
Avondale, AZ 85323
4
3
2911 ft2
2005
4814 W LARKSPUR DR
Rent To Own
 
Single Family Home
Glendale, AZ 85304
3
2
1680 ft2
1975
24403 N 43RD DR
Rent To Own
 
Single Family Home
Glendale, AZ 85310
3
2
2260 ft2
2002
3840 N. 43RD AVE #59,
Rent To Own
 
Single Family Home
Phoenix, AR 85023
3
2
7500 ft2
1975
5137 W BERKELEY RD
Rent To Own
Wedgewood Park
Single Family Home
Phoenix, AZ 85035
3
2
1814 ft2
1977
25591 W ST CATHERINE AVE
Rent To Own
Central Buckeye
Single Family Home
Buckeye, AZ 85326
4
2
1862 ft2
2006
1605 W WINTER DR
Rent To Own
 
Single Family Home
Phoenix, AZ 85021
4
3
3380 ft2
2006
7710 N 3RD AVE
Rent To Own
 
Single Family Home
Phoenix, AZ 85021
3
2
2328 ft2
1944
1107 W OSBORN RD #208
Rent To Own
 
Townhouse/Condo
Phoenix, AZ 85013
1
1
845 ft2
1950
1313 E RUTH AVE
Rent To Own
 
Single Family Home
Phoenix, AZ 85020
3
2
1260 ft2
1960
3829 N 4TH ST
Rent To Own
 
Single Family Home
Phoenix, AZ 85012
4
2
1545 ft2
1900
6101 N 13TH PL
Rent To Own
 
Single Family Home
Phoenix, AZ 85014
3
2
2205 ft2
1959
7845 N 17TH ST
Rent To Own
 
Single Family Home
Phoenix, AZ 85020
3
3
3337 ft2
1972
New
2201 E SHEA BLVD
Rent To Own
 
Single Family Home
Phoenix, AZ 85028
4
3
2 ft2
1979
2706 E DAHLIA DR
Rent To Own
 
Single Family Home
Phoenix, AZ 85032
3
2
1740 ft2
1972
4821 S 5TH AVE
Rent To Own
 
Single Family Home
Phoenix, AZ 85041
4
3
1676 ft2
2008
13406 N 36TH PL
Rent To Own
Southern East
Single Family Home
Phoenix, AZ 85032
4
2
1420 ft2
1972
3820 E SWEETWATER AVE
Rent To Own
 
Single Family Home
Phoenix, AZ 85032
3
2
1545 ft2
1973
5324 N 37TH PL
Rent To Own
 
Single Family Home
Paradise Valley, AZ 85253
4
5
5169 ft2
2008
Hot
2816 N 33RD PL
Rent To Own
 
Single Family Home
Phoenix, AZ 85008
3
3
1918 ft2
1950
1 of 22 1618 N. 32nd St.
Rent To Own
 
Multifamily (2 - 4 Units)
Phoenix, AZ 85207
2
2
1020 ft2
1983
3536 E OAK ST
Rent To Own
 
Single Family Home
Phoenix, AZ 85008
4
2
1850 ft2
1952
4650 E VIA DONA RD
Rent To Own
Tatum Ranch
Single Family Home
Cave Creek, AZ 85331
3
2
1743 ft2
1995
5350 E DEER VALLEY DR #2273
Rent To Own
Desert Ridge
Townhouse/Condo
Phoenix, AZ 85054
2
2
1246 ft2
2010
4646 E OAK ST
Rent To Own
 
Single Family Home
Phoenix, AZ 85008
3
3
1444 ft2
1957
4208 E SAINT CATHERINE AVE
Rent To Own
 
Single Family Home
Phoenix, AZ 85042
3
2
1274 ft2
1973
3514 N APACHE WAY
Rent To Own
Southwest Village
Single Family Home
Scottsdale, AZ 85251
5
5
3500 ft2
2022
13613 N 76TH ST
Rent To Own
Paradise Valley Ranchos
Single Family Home
Scottsdale, AZ 85260
5
5
4155 ft2
2019
29251 N HAYDEN RD
Rent To Own
 
Single Family Home
Scottsdale, AZ 85266
4
2
3447 ft2
1973
7690 N VIA DE PLATINA
Rent To Own
McCormick Ranch
Townhouse/Condo
Scottsdale, AZ 85258
2
2
1890 ft2
1979
8512 E VIA DE LA ESCUELA
Rent To Own
McCormick Ranch
Single Family Home
Scottsdale, AZ 85258
3
3
2270 ft2
1977
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Buying a Home in Surprise, AZ

Surprise, AZ is seeing rapid growth and Surprise, AZ's' housing market remains not optimal with an average home price that is 19% above the 2024 national average. Surprise, AZ is part of Maricopa county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Maricopa is 0.59% which is below the national average, which is 0.99%.

Median Home Price in Surprise, AZ

Median Rent in Surprise, AZ

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Surprise AZ

Housing in Surprise Want a rental apartment or a home to buy in Surprise? You're in luck, since there's a diverse selection of homes here. About 65% of places are owner occupied in Surprise, while 15% are rented - so it might be easier if you want a purchasable or a rental house. But if you want a rental, you might be in luck, since the vacancy rate is at 18% right now (with an annual residential turnover of 39%), so there's a good chance you'll find just what you're looking for right away. The median gross rent in Surprise is $1,097, while the median home sale is $172,000 - both of which are relatively low for such a desirable destination. There have been 2,696 homes sold in the last 6 months, so Surprise is definitely a place on the rise.

Local Events and Festivals Surprise has great weather, and that lovely desert climate all-year round. That's why they have so many events in the beautiful outdoors regularly, like the Second Sunday in the Park Concert series, which are free and feature live bands and family entertainment. Surprise hosts an annual local talent show for participants of all ages, as well as an annual Surprise Party, which is a celebration of the town. The Surprise Party takes place over the course of two days and offers tons of activities for the whole family, like a Gingerbread House Contest and a Car Show.

Transportation and Commutes Most people who live in Surprise want to be able to get into Phoenix easily. For people that drive, the cities are connected by a main road, Route 60. That will get you into Phoenix, and also into Las Vegas. There is almost no public transportation in Surprise, so you'll want to have your own set of wheels. If a car's not your thing, get a bike. The city's not really a place for walkers, but it does have some areas where commercial destinations are reachable on foot.

Local Restaurants Residents of Surprise have access to all of Phoenix's restaurants, which are some of the best in the country. But you don't actually have to leave Surprise to get something delicious to eat. There are several highly-touted Asian restaurants, including Saigon Kitchen, a Vietnamese-fusion restaurant, and Thom Yum Authentic Thai. Vogue Bistro is one of the nicer spots in town; it features both French and American food in a chic and upscale atmosphere. Babbo Italian Eatery is also a local favorite, and it's a casual place to go for your Italian favorites.

Local Shopping There's no shortage of shopping options in Surprise, Arizona. The city has a number of fantastic shopping centers that cover pretty much everything you could want. The Bell Mar Surprise Plaza is a great place to start. It has a retail incubator program called Barnaby Street that gives small businesses a place to start out and develop their business over time. It also has a number of great restaurants. The Surprise Town Center is one of the best shopping areas. Here you'll find everything from Amish Hardwood to Office Max to Wal-Mart. The Hodge-Podge Resale shop is a great place to find used and vintage goods and the Two Hearts One Love Boutique has lots of fashionable women's clothing. The city is slated to get a new mall in the near future that will be the largest regional mall in Arizona.