Rent to Own Homes in Surprise, AZ

Surprise, Arizona, is a small, but growing suburb of Phoenix. The founder of the city, Flora Mae Statler, named it Surprise in 1938 because she said she "would be surprised if the town ever amounted to much." These days, Surprise has over 115,000 residents living in houses, apartments, and rent to own homes. Surprise has a reputation for being a town for retirees, since it's home to Sun City Grand, an age-restricted neighborhood that feels like a resort. However, the town is full of people of all ages, and it's a safe and quiet alternative to living in Phoenix proper.

Surprise, AZ is a great place for affordable rent-to-own homes! With a median household income of over $71,192 and a median rent of $1,443, the Surprise, AZ rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Surprise, AZ. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out 300 Surprise, AZ rent to own homes for sale, which may include auction properties, for sale by owner, and more.

Showing 1 - 44 of 300
16043 W Peak View Rd
3 Beds, 3 Baths
Rent To Own
 
Single Family Home
Surprise, AZ 85387
2,290 Sqft | Built in 1985
Hot
1 of 33 15819 N 63rd Avenue Glendale
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Glendale, AZ 85306
1,500 Sqft | Built in 1979
1 of 22 1618 N. 32nd St.
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Phoenix, AZ 85207
1,020 Sqft | Built in 1983
38500 N School House Rd Unit 38
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Cave Creek, AZ 85331
2,090 Sqft | Built in 2021
1 of 21 8333 E Via Paseo Del Norte -- # 1010
3 Beds, 3.5 Baths
Rent To Own
McCormick Ranch
Townhouse/Condo
Scottsdale, AZ 85258
1,912 Sqft | Built in 2009
1 of 10 17506 West Van Buren Street #239
1 Bed, 1 Bath
Rent To Own
 
Multifamily (2 - 4 Units)
Goodyear, AZ 85338
600 Sqft | Built in 2020
1 of 17 2000 South Apache Road Lot 330
3 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Buckeye, AZ 85326
1,120 Sqft | Built in 2000
312 W Maryland Ave #308-a
2 Beds, 2 Baths
Rent To Own
 
Single Family Home
Phoenix, AZ 85013
1,296 Sqft | Built in 1973
Rent to own homes offer low monthly payments and flexible terms
1 of 55 1448 - 1450 E. Royal Palm Rd
7 Beds, 4.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Phoenix, AZ 85020
3,550 Sqft | Built in 1987
3434 Test St.
4 Beds, 1.5 Bath
Rent To Own
 
Multifamily (2 - 4 Units)
Phoenix, AZ 85014
1,500 Sqft | Built in 1974
1701 East Colter Street Unit 150 Biltmore Square
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Phoenix, AZ 85016
790 Sqft | Built in 2003
New
1 of 23 4615 N 22nd St Unit 104
2 Beds, 1.5 Bath
Rent To Own
 
Single Family Home
Phoenix, AZ 85016
1,500 Sqft | Built in 1965
New
1 of 41 2959 N 68th Pl 113
1 Bed, 1 Bath
Rent To Own
 
Townhouse/Condo
Scottsdale, AZ 85251
770 Sqft | Built in 1984
1 of 29 19777 North 76th Street
3 Beds, 2 Baths
Rent To Own
Greyhawk
Multifamily (2 - 4 Units)
Scottsdale, AZ 85255
1,326 Sqft | Built in 2000
1 of 9 14602 S 41th Pl
3 Beds, 3 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Phoenix, AZ 85044
1,695 Sqft | Built in 1985
New
1 of 44 9708 E Via Linda 1331
2 Beds, 2 Baths
Rent To Own
Scottsdale Ranch
Townhouse/Condo
Scottsdale, AZ 85258
968 Sqft | Built in 1985
2340 E University Dr Lot 107
2 Beds, 1 Bath
Rent To Own
 
Single Family Home
Tempe, AZ 85281
720 Sqft | Built in 1971
1 of 31 4515 W. Commonwealth Pl.
4 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Chandler, AZ 85226
1,820 Sqft | Built in 1981
2650 W Union Hills Dr #372
2 Beds, 2 Baths
Rent To Own
 
Single Family Home
Phoenix, AZ 85027
1,006 Sqft | Built in 1972
2650 W Union Hills Dr #118
2 Beds, 1 Bath
Rent To Own
 
Single Family Home
Phoenix, AZ 85027
910 Sqft | Built in 1971
2701 E Utopia Rd Lot 163
2 Beds, 2 Baths
Rent To Own
 
Single Family Home
Phoenix, AZ 85050
1,344 Sqft | Built in 1982
2609 W Southern Ave #254
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Tempe, AZ 85282
1,152 Sqft | Built in 1979
27822 N 204th Way
4 Beds, 2 Baths
Auction
Chaparral Rancheros
Single Family Home
Maricopa County, Wittmann, AZ 85361
2 Sqft
21341 W Bob White Way
3 Beds, 2 Baths
Auction
 
Single Family Home
Wittmann, AZ 85361
1,622 Sqft | Built in 2008
1 of 5 15133 W Campbell Ave
5 Beds, 4 Baths
Auction
Palm Valley
Single Family Home
Goodyear, AZ 85338
3,533 Sqft | Built in 2006
11324 West Primrose Drive
4 Beds, 2.5 Baths
Auction
Garden Lakes
Single Family Home
Avondale, AZ 85323
3,289 Sqft | Built in 1993
1 of 3 6717w Mariposa
3 Beds, 1.5 Bath
Auction
 
Single Family Home
Phoenix, AZ 85033
1,020 Sqft
2330 W Jake Haven
3 Beds, 3 Baths
Auction
Sonoran Foothills
Single Family Home
Phoenix, AZ 85085
1,519 Sqft | Built in 2005
2nd Lien 6207 N 10th Way
3 Beds, 2.5 Baths
Auction
 
Single Family Home
Phoenix, AZ 85014
2,582 Sqft | Built in 1969
New
707 W. Milada Court
4 Beds, 2.5 Baths
Auction
 
Single Family Home
Phoenix, AZ 85041
2,715 Sqft | Built in 2004
1225 North 36th Street, Unit 1031
2 Beds, 3 Baths
Auction
 
Single Family Home
Phoenix, AZ 85008
1,385 Sqft | Built in 2006
33418 W Mariposa Dr
3 Beds, 2 Baths
Auction
 
Single Family Home
Tonopah, AZ 85354
1,512 Sqft | Built in 2020
2709 E Fawn Dr
3 Beds, 2 Baths
Auction
 
Single Family Home
Chandler, AZ 85226
1,258 Sqft | Built in 1999
37210 N Tranquil Trl 9
2 Beds, 2 Baths
Auction
Carefree Too
Single Family Home
Carefree, AZ 85377
1,731 Sqft | Built in 1972
4950 N Miller Rd #240
1 Bed, 1 Bath
Auction
 
Single Family Home
Scottsdale, AZ 85251
726 Sqft | Built in 1971
9270 E Mission Ln
2 Beds, 2 Baths
Auction
 
Single Family Home
Scottsdale, AZ 85258
1,006 Sqft | Built in 1983
New
1 of 25 29275 N 128th Ln
Studio
Rent To Own
Vistancia
Single Family Home
Peoria, AZ 85383
1,587 Sqft | Built in 2011
New
1 of 29 16202 W Caribbean Ln
Studio
Rent To Own
Legacy Parc
Single Family Home
Surprise, AZ 85379
1,647 Sqft | Built in 2004
1 of 36 17333 W Rimrock St
Studio
Rent To Own
Surprise Farms
Single Family Home
Surprise, AZ 85388
1,973 Sqft | Built in 2004
8738 W Indianola Ave
Studio
Rent To Own
 
Single Family Home
Phoenix, AZ 85037
1,228 Sqft | Built in 1988
New
1 of 24 4202 N 72nd Ln
Studio
Rent To Own
 
Single Family Home
Phoenix, AZ 85033
1,600 Sqft | Built in 1972
24403 N 43rd Dr
Studio
Rent To Own
 
Single Family Home
Glendale, AZ 85310
2,260 Sqft | Built in 2002
New
1 of 27 2618 N 58th Dr
Studio
Rent To Own
 
Single Family Home
Phoenix, AZ 85035
2,039 Sqft | Built in 1971
1107 W Osborn Rd Unit 208
Studio
Rent To Own
 
Townhouse/Condo
Phoenix, AZ 85013
849 Sqft | Built in 1950
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Buying a Home in Surprise, AZ

Surprise, AZ is seeing rapid growth and Surprise, AZ's' housing market remains not optimal with an average home price that is 19% above the 2022 national average. Surprise, AZ is part of Maricopa county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2022 for county Maricopa is 0.59% which is below the national average, which is 0.99%.

Median Home Price in Surprise, AZ

Median Rent in Surprise, AZ

Rent to own homes offer low monthly payments and flexible terms

Top Reasons to Live in Surprise AZ

Housing in Surprise Want a rental apartment or a home to buy in Surprise? You're in luck, since there's a diverse selection of homes here. About 65% of places are owner occupied in Surprise, while 15% are rented - so it might be easier if you want a purchasable or a rental house. But if you want a rental, you might be in luck, since the vacancy rate is at 18% right now (with an annual residential turnover of 39%), so there's a good chance you'll find just what you're looking for right away. The median gross rent in Surprise is $1,097, while the median home sale is $172,000 - both of which are relatively low for such a desirable destination. There have been 2,696 homes sold in the last 6 months, so Surprise is definitely a place on the rise.

Local Events and Festivals Surprise has great weather, and that lovely desert climate all-year round. That's why they have so many events in the beautiful outdoors regularly, like the Second Sunday in the Park Concert series, which are free and feature live bands and family entertainment. Surprise hosts an annual local talent show for participants of all ages, as well as an annual Surprise Party, which is a celebration of the town. The Surprise Party takes place over the course of two days and offers tons of activities for the whole family, like a Gingerbread House Contest and a Car Show.

Transportation and Commutes Most people who live in Surprise want to be able to get into Phoenix easily. For people that drive, the cities are connected by a main road, Route 60. That will get you into Phoenix, and also into Las Vegas. There is almost no public transportation in Surprise, so you'll want to have your own set of wheels. If a car's not your thing, get a bike. The city's not really a place for walkers, but it does have some areas where commercial destinations are reachable on foot.

Local Restaurants Residents of Surprise have access to all of Phoenix's restaurants, which are some of the best in the country. But you don't actually have to leave Surprise to get something delicious to eat. There are several highly-touted Asian restaurants, including Saigon Kitchen, a Vietnamese-fusion restaurant, and Thom Yum Authentic Thai. Vogue Bistro is one of the nicer spots in town; it features both French and American food in a chic and upscale atmosphere. Babbo Italian Eatery is also a local favorite, and it's a casual place to go for your Italian favorites.

Local Shopping There's no shortage of shopping options in Surprise, Arizona. The city has a number of fantastic shopping centers that cover pretty much everything you could want. The Bell Mar Surprise Plaza is a great place to start. It has a retail incubator program called Barnaby Street that gives small businesses a place to start out and develop their business over time. It also has a number of great restaurants. The Surprise Town Center is one of the best shopping areas. Here you'll find everything from Amish Hardwood to Office Max to Wal-Mart. The Hodge-Podge Resale shop is a great place to find used and vintage goods and the Two Hearts One Love Boutique has lots of fashionable women's clothing. The city is slated to get a new mall in the near future that will be the largest regional mall in Arizona.

Surprise, AZ Frequently Asked Questions

Surprise, AZ has a walk score of

Surprise, AZ has a bike score of

The state tax rate is 2.59 to 4.5% on top of the federal tax rate of 10 to 37%.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Some data might be from tax-rates.org
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