Rent to Own Homes in San Diego, CA

With about 1.3 million residents, San Diego is the second-largest city in California, and it is still growing fast. Its main draw tends to be the beach, since the most popular areas of the city are right on the coast. San Diego is also the home of the famous Balboa Park, the San Diego Zoo, SeaWorld, LEGOLAND California, Belmont Park, and dozens more attractions.

San Diego, CA is a great place for affordable rent-to-own homes! With a median household income of over $83,454 and a median rent of $1,770, the San Diego, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Diego, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out 300 San Diego, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.

Showing 1 - 44 of 300
1 of 10 3641 1/2 Marlborough Ave
1 Bed, 1 Bath
Rent To Own
Castle
Townhouse/Condo
San Diego, CA 92105
810 Sqft | Built in 1940
6941 Fitch Ct
6 Beds, 4 Baths
Rent To Own
Linda Vista
Single Family Home
San Diego, CA 92111
2,102 Sqft | Built in 1960
6314 El Apajo
5 Beds, 7 Baths
Rent To Own
 
Single Family Home
Rancho Santa Fe, CA 92067
9,880 Sqft | Built in 2007
1 of 26 4966 Lakiba Palmer Ave
3 Beds, 1.5 Bath
Rent To Own
Chollas View
Single Family Home
San Diego, CA 92102
1,482 Sqft | Built in 1959
Hot
1 of 33 1588 Sapphire Dr
5 Beds, 2.5 Baths
Rent To Own
 
Single Family Home
Carlsbad, CA 92011
2,570 Sqft | Built in 2000
1 of 18 910 Caminito Madrigal
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
1,181 Sqft | Built in 1980
Hot
1 of 6 405 3rd St
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Ramona, CA 92065
1,587 Sqft | Built in 1984
1 of 5 33243 Ocean # 33
2 Beds, 2.5 Baths
Rent To Own
 
Townhouse/Condo
Dana Point, CA 92629
1,582 Sqft | Built in 1983
Rent to own homes offer low monthly payments and flexible terms
1 of 43 28962 De La Luna Dr
3 Beds, 2 Baths
Rent To Own
 
Single Family Home
Mission Viejo, CA 92692
1,410 Sqft | Built in 1970
Hot
1 of 18 9878 Apple Tree Dr
2 Beds, 1 Bath
Rent To Own
Tierrasanta
Townhouse/Condo
San Diego, CA 92124
1,015 Sqft | Built in 1973
719 Jersey Ct
2 Beds, 1 Bath
Rent To Own
Mission Beach
Single Family Home
San Diego, CA 92109
798 Sqft | Built in 1930
1 of 10 Del Mar Ave
1 Bed, 1 Bath
Rent To Own
Point Loma Heights
Multifamily (2 - 4 Units)
San Diego, CA 92107
660 Sqft | Built in 1967
1 of 33 8324 Regents Road, Unit 1m
2 Beds, 2 Baths
Rent To Own
University City
Multifamily (2 - 4 Units)
San Diego, CA 92122
914 Sqft | Built in 1985
New
1 of 21 12007 Alta Carmel Court
1 Bed, 1 Bath
Rent To Own
Rancho Bernadino
Multifamily (2 - 4 Units)
San Diego, CA 92128
704 Sqft | Built in 1986
1 of 3 12376 Carmel Country Road #105
1 Bed, 1 Bath
Rent To Own
Carmel Valley
Multifamily (2 - 4 Units)
San Diego, CA 92130
850 Sqft | Built in 2003
1 of 22 13031 Sundance Ave
5 Beds, 3 Baths
Rent To Own
Rancho Penasquitos
Single Family Home
San Diego, CA 92129
2,571 Sqft | Built in 1976
Hot
1 of 20 6031 Cirrus St
3 Beds, 2.5 Baths
Rent To Own
Morena
Townhouse/Condo
San Diego, CA 92110
1,601 Sqft | Built in 1980
1 of 6 Barstow St
3 Beds, 1 Bath
Rent To Own
North Clairemont
Multifamily (2 - 4 Units)
San Diego, CA 92117
1,018 Sqft | Built in 1959
Hot
1 of 9 5812 Fontaine St
4 Beds, 2 Baths
Rent To Own
Allied Gardens
Single Family Home
San Diego, CA 92120
1,506 Sqft | Built in 1966
1 of 47 6106 Avenida Chamnez
5 Beds, 5.5 Baths
Rent To Own
Muirlands
Single Family Home
La Jolla, CA 92037
5,420 Sqft | Built in 1994
1140 S Euclid Ave
3 Beds, 2 Baths
Rent To Own
Lincoln Park
Single Family Home
San Diego, CA 92114
1,566 Sqft | Built in 1955
Hot
1 of 20 4153 Idaho St Apt 2
1 Bed, 1 Bath
Rent To Own
North Park
Townhouse/Condo
San Diego, CA 92104
456 Sqft | Built in 1987
Hot
2674 Main St
3 Beds, 2 Baths
Rent To Own
Barrio Logan
Multifamily (5+ Units)
San Diego, CA 92113
1,194 Sqft | Built in 2017
1 of 4 Luke Lane
3 Beds, 2.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
El Cajon, CA 92020
1,800 Sqft | Built in 1930
Hot
1 of 14 1167 Chimney Flats Ln
3 Beds, 2.5 Baths
Rent To Own
Eastlake Trails
Single Family Home
Chula Vista, CA 91915
1,448 Sqft | Built in 2001
1 of 9 1000 Estes St Unit 8
3 Beds, 3 Baths
Rent To Own
 
Townhouse/Condo
El Cajon, CA 92020
1,298 Sqft | Built in 1981
Hot
1 of 4 Mac Ronald Dr
6 Beds, 4.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
La Mesa, CA 91941
2,662 Sqft | Built in 1969
9228 Mast Blvd Unit 33
2 Beds, 1 Bath
Rent To Own
 
Townhouse/Condo
Santee, CA 92071
884 Sqft | Built in 1982
Hot
1 of 9 6431 Garber Ave
5 Beds, 3 Baths
Rent To Own
Paradise Hills
Single Family Home
San Diego, CA 92139
1,988 Sqft | Built in 1973
Hot
1 of 11 13917 Hawick Dr
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
El Cajon, CA 92021
1,530 Sqft | Built in 1974
1 of 6 219 Woodland Parkway
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
San Marcos, CA 92069
900 Sqft | Built in 1985
Hot
1 of 17 206 Woodland Pkwy Unit 225
1 Bed, 1 Bath
Rent To Own
 
Townhouse/Condo
San Marcos, CA 92069
651 Sqft | Built in 1990
1 of 18 1515 Capalina Road #22
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
San Marcos, CA 92069
960 Sqft | Built in 1965
Hot
1 of 24 978 Sierra Ct
4 Beds, 3 Baths
Rent To Own
 
Single Family Home
Vista, CA 92081
2,071 Sqft | Built in 1992
1 of 25 3520 Paseo De Los Americanos
2 Beds, 2 Baths
Rent To Own
Mira Costa
Multifamily (2 - 4 Units)
Oceanside, CA 92056
1,093 Sqft | Built in 1989
1 of 26 3902 Vista Campana N Unit 54
2 Beds, 1.5 Bath
Rent To Own
Oceana
Single Family Home
Oceanside, CA 92057
994 Sqft | Built in 1972
4838 Baroque Ter
4 Beds, 3 Baths
Rent To Own
Ivey Ranch - Rancho Del Oro
Single Family Home
Oceanside, CA 92057
2,300 Sqft | Built in 1993
Hot
1 of 5 5135 Loma Verde
2 Beds, 2 Baths
Rent To Own
Guajome
Single Family Home
Oceanside, CA 92056
977 Sqft | Built in 1987
1 of 5 Rancho Jorie
4 Beds, 2.5 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Alpine, CA 91901
2,264 Sqft | Built in 1971
Hot
1 of 6 4819 Ventana Way
4 Beds, 2.5 Baths
Rent To Own
Ivey Ranch - Rancho Del Oro
Single Family Home
Oceanside, CA 92057
1,881 Sqft | Built in 2002
1 of 22 428 Sleeping Indian Rd
3 Beds, 3 Baths
Rent To Own
Morro Hills
Single Family Home
Oceanside, CA 92057
2,520 Sqft | Built in 1980
Hot
1 of 20 6190 Hidden Valley Rd
3 Beds, 3 Baths
Rent To Own
Morro Hills
Single Family Home
Fallbrook, CA 92028
2,991 Sqft | Built in 1991
1 of 9 Slaughterhouse Road At Highway 78
1 Bed, 1 Bath
Rent To Own
 
Multifamily (2 - 4 Units)
Ramona, CA 92065
40 Sqft | Built in 2015
1 of 5 South Ridge Drive
4 Beds, 4 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Fallbrook, CA 92028
3,190 Sqft | Built in 1992
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Buying a Home in San Diego, CA

San Diego, CA is seeing rapid growth and San Diego, CA's' housing market remains not optimal with an average home price that is 189% above the 2022 national average. San Diego, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2022 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in San Diego, CA

Median Rent in San Diego, CA

Rent to own homes offer low monthly payments and flexible terms

Top Reasons to Live in San Diego CA

Housing Statistics The median cost of homes in San Diego is about $360,000, which is more than double the US median. Of course, the cost of living in this city is also higher than average, so you can expect to pay more to live here. More specifically, if you want a condo, you'll probably pay about $253,000, while the median cost of single-family homes here is $390,000. The good news is that you will have lots of options, whether you plan to rent, buy, or rent to own, since about 48 percent of properties here are rental homes and 45 percent are owner-occupied. The vacancy rate is only about 6 percent, which is no surprise since so many people are eager to enjoy the pleasantly mild climate of San Diego.

Weather and Climate Whether you're tired of the constant heat where you live or want to stop shoveling snow, San Diego will delight you. The high temperature in the summer is usually no more than a cool 75 degrees, and the winter temperature rarely dips below 48 degrees. T-shirts, shorts, jeans, and bathing suits largely make up the typical San Diegan's wardrobe, with maybe with a light jacket thrown in there for the slightly chilly nights. Don't expect much rain when you get here, either, since precipitation is about 10 inches annually, compared to the national average of about 37 inches. Just be aware that the coastal areas of the city are susceptible to what is called June gloom, which consists of lots of clouds and a cool, humid feeling for part of the summer. If you live a few miles inland, you can avoid this, and you will actually notice slightly warmer temperatures year round compared to the coast.

Nightlife San Diego has plenty of nightlife options, with one of the most popular locations being the Gaslamp District. This area is made up of a few streets lined with historic buildings that house everything from newer bars and trendy nightclubs to relaxing hookah lounges and family-friendly restaurants. For example, you can watch sports on TV at the cozy Dublin Square Irish Pub and Grill, listen to live bands at Hennessey's Tavern, or smoke hookah and have a drink at Pasha Lounge. Many of the buildings in this area were constructed in the late 1800s, when this part of San Diego was known for its saloons and brothels. But thanks to some remodeling and revitalization efforts in the last few decades, the Gaslamp District has become a popular place for both residents and tourists who want to party, and the many hotels and lofts near the bars prove this. If you'd prefer to socialize along the beach, though, you can head to Pacific Beach to take advantage of the bars there, which are known for being casual and appealing to mostly college students. Just one example is the Pacific Beach Bar and Grill, which goes from a casual hangout during the day to a rowdy club at night. Mission Beach also has some bars and restaurants along the coast, drawing mostly tourists, while Ocean Beach's tiny beachfront bars - including the Arizona Cafe and Shades Oceanfront Bistro - appeal to laid-back locals.

Neighborhood Guide San Diego has more than 100 neighborhoods of all sizes, and each one is part of a larger region in the city. What sets the regions apart is mainly the proximity to the beach. Take a look at some of the most popular areas of this city before you start looking for rental houses and homes for sale.

San Diego, CA Frequently Asked Questions

San Diego, CA has a walk score of

San Diego, CA has a bike score of

The state tax rate is 1.0 to 12.3% on top of the federal tax rate of 10 to 37%.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Some data might be from tax-rates.org
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