Rent to own Homes in San Diego, CA

With about 1.3 million residents, San Diego is the second-largest city in California, and it is still growing fast. Its main draw tends to be the beach, since the most popular areas of the city are right on the coast. San Diego is also the home of the famous Balboa Park, the San Diego Zoo, SeaWorld, LEGOLAND California, Belmont Park, and dozens more attractions.

San Diego, CA is a great place for affordable rent-to-own homes! With a median household income of over $83,454 and a median rent of $1,770, the San Diego, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Diego, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out San Diego, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
6941 FITCH CT
Rent To Own
Linda Vista
Single Family Home
San Diego, CA 92111
5
4
2400 ft2
1960
6314 EL APAJO
Rent To Own
 
Single Family Home
Rancho Santa Fe, CA 92067
10
7
25000 ft2
2007
9456 RIVERVIEW AVE
Rent To Own
 
Single Family Home
Lakeside, CA 92040
4
2
1938 ft2
1952
7790 CHADAMY WAY
Rent To Own
Torrey Highlands
Single Family Home
San Diego, CA 92130
5
5
3283 ft2
2012
1 of 18 910 Caminito Madrigal
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
2
2
1181 ft2
1980
Hot
1 of 6 405 3RD ST
Rent To Own
 
Single Family Home
Ramona, CA 92065
4
2
1850 ft2
1984
28572 PASEO ZORRO
Rent To Own
 
Single Family Home
San Juan Capistrano, CA 92675
6
8
6831 ft2
1992
New
1 of 69 12038 Calle De Leon
Rent To Own
 
Townhouse/Condo
El Cajon, CA 92019
1
1
886 ft2
1991
6725 Mission Gorge Rd
Rent to Own Eligible
Allied Gardens
Single Family Home
San Diego, CA 92120
1
1
662 ft2
1980
4004 HEGG ST
Rent to Own Eligible
Redwood Village - Rolando Park
Single Family Home
San Diego, CA 92115
2
1
780 ft2
1951
4230 48TH ST #13
Rent to Own Eligible
Colina Del Sol
Townhouse/Condo
San Diego, CA 92115
1
1
558 ft2
1983
1 of 65 3605 Ash St
Rent to Own Eligible
Fairmont Park
Townhouse/Condo
San Diego, CA 92105
2
2
824 ft2
1987
New
2308 ALTISMA WAY #219
Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92009
2
2
1225 ft2
1973
1 of 32 3578 CHAMOUNE AVE
Rent to Own Eligible
Fairmont Village
Single Family Home
San Diego, CA 92105
2
1
850 ft2
1928
1 of 10 6111 Rancho Mission Rd
Rent to Own Eligible
Grantville
Single Family Home
San Diego, CA 92108
1
1
680 ft2
1979
1 of 20 4857 Collwood Blvd
Rent to Own Eligible
College West
Townhouse/Condo
San Diego, CA 92115
1
1
731 ft2
1970
1 of 25 2556 Navarra Dr
Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92009
2
2
1546 ft2
1983
3503 CAMINITO SIERRA #101
Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92009
2
2
1022 ft2
1989
1 of 38 2323 Caringa Way
Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92009
2
2
1536 ft2
1975
New
3210 Costa Alta Dr
Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92009
1
1
696 ft2
1992
13207 MYSTIC WAY
Rent to Own Eligible
 
Townhouse/Condo
Lakeside, CA 92040
3
3
2076 ft2
2016
New
8535 ELLIOT LN
Rent to Own Eligible
 
Single Family Home
Santee, CA 92071
3
2
1308 ft2
2005
390 N 1ST ST #23
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92021
2
2
896 ft2
1990
New
2654 RAWHIDE LN #10
Rent to Own Eligible
University Commons
Townhouse/Condo
San Marcos, CA 92078
2
3
1173 ft2
2011
1 of 25 10010 Scripps Vista Way
Rent to Own Eligible
Mira Mesa
Townhouse/Condo
San Diego, CA 92131
3
3
1352 ft2
1993
1 of 26 10680 ESCOBAR DR
Rent to Own Eligible
Tierrasanta
Single Family Home
San Diego, CA 92124
3
2
1185 ft2
1972
Hot
2233 EUCALYPTUS AVE
Rent to Own Eligible
Felicita
Single Family Home
Escondido, CA 92029
4
4
2866 ft2
1987
New
9637 MACCOOL LN
Rent to Own Eligible
 
Single Family Home
Santee, CA 92071
2
1
970 ft2
1946
New
1436 MARLINE AVE
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92021
4
2
1658 ft2
1951
New
1164 DECKER ST #A
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
2
1232 ft2
1982
516 S ANZA ST
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92020
2
2
900 ft2
1978
359 TINY LN
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
3
1
1532 ft2
1959
1 of 6 1277 DAWNRIDGE AVE
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92021
2
1
1072 ft2
1950
New
8510 RUMSON DR
Rent to Own Eligible
 
Single Family Home
Santee, CA 92071
4
2
1487 ft2
1972
3463 Caminito Sierra
Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92009
2
2
1022 ft2
1989
New
1690 SUMMERTIME DR
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92021
3
2
1136 ft2
1974
10155 TROCHA DE PENNI
Rent to Own Eligible
 
Single Family Home
Lakeside, CA 92040
4
2
1284 ft2
1974
1 of 49 233 JOYCE ST
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92020
3
1
1570 ft2
1954
12710 LAUREL ST #101
Rent to Own Eligible
 
Townhouse/Condo
Lakeside, CA 92040
2
1
921 ft2
1990
1520 GRANITE HILLS DR #F
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
2
1087 ft2
1987
920 ELLEN LN
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
3
2
1306 ft2
1960
1 of 86 8621 CARLTON OAKS DR
Rent to Own Eligible
 
Single Family Home
Santee, CA 92071
3
2
1161 ft2
1972
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Buying a Home in San Diego, CA

San Diego, CA is seeing rapid growth and San Diego, CA's' housing market remains not optimal with an average home price that is 189% above the 2024 national average. San Diego, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in San Diego, CA

Median Rent in San Diego, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in San Diego CA

Housing Statistics The median cost of homes in San Diego is about $360,000, which is more than double the US median. Of course, the cost of living in this city is also higher than average, so you can expect to pay more to live here. More specifically, if you want a condo, you'll probably pay about $253,000, while the median cost of single-family homes here is $390,000. The good news is that you will have lots of options, whether you plan to rent, buy, or rent to own, since about 48 percent of properties here are rental homes and 45 percent are owner-occupied. The vacancy rate is only about 6 percent, which is no surprise since so many people are eager to enjoy the pleasantly mild climate of San Diego.

Weather and Climate Whether you're tired of the constant heat where you live or want to stop shoveling snow, San Diego will delight you. The high temperature in the summer is usually no more than a cool 75 degrees, and the winter temperature rarely dips below 48 degrees. T-shirts, shorts, jeans, and bathing suits largely make up the typical San Diegan's wardrobe, with maybe with a light jacket thrown in there for the slightly chilly nights. Don't expect much rain when you get here, either, since precipitation is about 10 inches annually, compared to the national average of about 37 inches. Just be aware that the coastal areas of the city are susceptible to what is called June gloom, which consists of lots of clouds and a cool, humid feeling for part of the summer. If you live a few miles inland, you can avoid this, and you will actually notice slightly warmer temperatures year round compared to the coast.

Nightlife San Diego has plenty of nightlife options, with one of the most popular locations being the Gaslamp District. This area is made up of a few streets lined with historic buildings that house everything from newer bars and trendy nightclubs to relaxing hookah lounges and family-friendly restaurants. For example, you can watch sports on TV at the cozy Dublin Square Irish Pub and Grill, listen to live bands at Hennessey's Tavern, or smoke hookah and have a drink at Pasha Lounge. Many of the buildings in this area were constructed in the late 1800s, when this part of San Diego was known for its saloons and brothels. But thanks to some remodeling and revitalization efforts in the last few decades, the Gaslamp District has become a popular place for both residents and tourists who want to party, and the many hotels and lofts near the bars prove this. If you'd prefer to socialize along the beach, though, you can head to Pacific Beach to take advantage of the bars there, which are known for being casual and appealing to mostly college students. Just one example is the Pacific Beach Bar and Grill, which goes from a casual hangout during the day to a rowdy club at night. Mission Beach also has some bars and restaurants along the coast, drawing mostly tourists, while Ocean Beach's tiny beachfront bars - including the Arizona Cafe and Shades Oceanfront Bistro - appeal to laid-back locals.

Neighborhood Guide San Diego has more than 100 neighborhoods of all sizes, and each one is part of a larger region in the city. What sets the regions apart is mainly the proximity to the beach. Take a look at some of the most popular areas of this city before you start looking for rental houses and homes for sale.