Rent to own Homes in San Diego, CA

With about 1.3 million residents, San Diego is the second-largest city in California, and it is still growing fast. Its main draw tends to be the beach, since the most popular areas of the city are right on the coast. San Diego is also the home of the famous Balboa Park, the San Diego Zoo, SeaWorld, LEGOLAND California, Belmont Park, and dozens more attractions.

San Diego, CA is a great place for affordable rent-to-own homes! With a median household income of over $83,454 and a median rent of $1,770, the San Diego, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Diego, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out San Diego, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.

Showing 1 - 44 of 176
1011 AVENIDA AMANTEA
5 Beds, 6 Baths
Rent To Own
Muirlands
Single Family Home
La Jolla, CA 92037
5,790 Sqft | Built in 1964
7790 CHADAMY WAY
5 Beds, 5 Baths
Rent To Own
Torrey Highlands
Single Family Home
San Diego, CA 92130
3,283 Sqft | Built in 2012
6941 FITCH CT
5 Beds, 4 Baths
Rent To Own
Linda Vista
Single Family Home
San Diego, CA 92111
2,400 Sqft | Built in 1960
9456 RIVERVIEW AVE
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Lakeside, CA 92040
1,938 Sqft | Built in 1952
Hot
1 of 33 1588 SAPPHIRE DR
4 Beds, 3.5 Baths
Rent To Own
 
Single Family Home
Carlsbad, CA 92011
2,570 Sqft | Built in 2000
1 of 18 910 Caminito Madrigal
2 Beds, 2 Baths
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
1,181 Sqft | Built in 1980
Hot
1 of 6 405 3RD ST
4 Beds, 2 Baths
Rent To Own
 
Single Family Home
Ramona, CA 92065
1,850 Sqft | Built in 1984
28572 PASEO ZORRO
6 Beds, 8 Baths
Rent To Own
 
Single Family Home
San Juan Capistrano, CA 92675
6,831 Sqft | Built in 1992
Rent to own homes offer low monthly payments and flexible terms.
3 ANDOVER CT
5 Beds, 6 Baths
Rent To Own
 
Single Family Home
Laguna Niguel, CA 92677
6,000 Sqft | Built in 1997
4532 PALM AVE
2 Beds, 1 Bath
Rent to Own Eligible
 
Single Family Home
La Mesa, CA 91941
1,171 Sqft | Built in 1927
528 SHOREBIRD WAY
3 Beds, 2.5 Baths
Rent to Own Eligible
Imperial Beach
Townhouse/Condo
Imperial Beach, CA 91932
1,363 Sqft | Built in 2017
425 W BEECH ST #339
2 Beds, 1 Bath
Rent to Own Eligible
Little Italy
Townhouse/Condo
San Diego, CA 92101
877 Sqft | Built in 2004
10332 ESCADERA DR
4 Beds, 2 Baths
Rent to Own Eligible
 
Single Family Home
Lakeside, CA 92040
1,445 Sqft | Built in 1971
New
1873 VIA CAPRI
2 Beds, 2 Baths
Rent to Own Eligible
Otay Ranch Village
Townhouse/Condo
Chula Vista, CA 91913
1,028 Sqft | Built in 2001
New
1213 E AVE #H29
2 Beds, 1 Bath
Rent to Own Eligible
 
Townhouse/Condo
National City, CA 91950
924 Sqft | Built in 1980
640 CAMINO DE LA REINA #1405
1 Bed, 1 Bath
Rent to Own Eligible
Mission Valley East
Townhouse/Condo
San Diego, CA 92108
808 Sqft | Built in 1995
419 G ST
5 Beds, 1 Bath
Rent to Own Eligible
Central Chula Vista
Single Family Home
Chula Vista, CA 91910
1,944 Sqft | Built in 2019
3895 NEWTON AVE
4 Beds, 3 Baths
Rent to Own Eligible
Southcrest
Single Family Home
San Diego, CA 92113
2,074 Sqft | Built in 1953
New
925 CHURRITUCK DR
4 Beds, 2 Baths
Rent to Own Eligible
Otay Mesa West
Single Family Home
San Diego, CA 92154
1,336 Sqft | Built in 1970
10126 CAREFREE DR
2 Beds, 1 Bath
Rent to Own Eligible
 
Townhouse/Condo
Santee, CA 92071
945 Sqft | Built in 1973
4041 OAKCREST DR #105
2 Beds, 2 Baths
Rent to Own Eligible
Colina Del Sol
Townhouse/Condo
San Diego, CA 92105
900 Sqft | Built in 1981
New
8636 VIA MALLORCA #A
2 Beds, 2 Baths
Rent to Own Eligible
La Jolla Village
Townhouse/Condo
La Jolla, CA 92037
978 Sqft | Built in 1972
New
18826 CAMINITO CANTILENA #111
2 Beds, 2.5 Baths
Rent to Own Eligible
Rancho Bernadino
Townhouse/Condo
San Diego, CA 92128
1,275 Sqft | Built in 1993
New
6630 SHANNON AVE
2 Beds, 1 Bath
Rent to Own Eligible
Rolando
Single Family Home
San Diego, CA 92115
934 Sqft | Built in 1939
1145 SUMNER AVE
5 Beds, 3 Baths
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92021
2,128 Sqft | Built in 1958
New
8357 SUMMERDALE RD #B
1 Bed, 1.5 Bath
Rent to Own Eligible
Mira Mesa
Townhouse/Condo
San Diego, CA 92126
1,012 Sqft | Built in 1980
930 MERLIN DR
2 Beds, 1 Bath
Rent to Own Eligible
Encanto
Single Family Home
San Diego, CA 92114
742 Sqft | Built in 1953
1012 GARLAND DR
4 Beds, 2 Baths
Rent to Own Eligible
Otay Mesa West
Single Family Home
San Diego, CA 92154
1,470 Sqft | Built in 1968
New
967 ERIN DR
4 Beds, 3 Baths
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92020
2,087 Sqft | Built in 1988
New
918 PECOS ST
4 Beds, 2 Baths
Rent to Own Eligible
 
Single Family Home
Spring Valley, CA 91977
1,368 Sqft | Built in 1972
New
9151 PROSPECT AVE
4 Beds, 2 Baths
Rent to Own Eligible
 
Single Family Home
Santee, CA 92071
1,168 Sqft | Built in 1972
8709 SPRING CANYON DR
2 Beds, 2.5 Baths
Rent to Own Eligible
 
Townhouse/Condo
Spring Valley, CA 91977
1,088 Sqft | Built in 1986
2707 BOX ELDER CT
2 Beds, 2.5 Baths
Rent to Own Eligible
 
Townhouse/Condo
Chula Vista, CA 91915
1,332 Sqft | Built in 2004
New
18088 AVENIDA ALOZDRA
2 Beds, 2 Baths
Rent to Own Eligible
Rancho Bernadino
Townhouse/Condo
San Diego, CA 92128
1,328 Sqft | Built in 1987
859 W SAN YSIDRO BLVD #1
2 Beds, 2 Baths
Rent to Own Eligible
San Ysidro
Townhouse/Condo
San Ysidro, CA 92173
729 Sqft | Built in 1986
New
1731 GLENCOE DR
3 Beds, 1 Bath
Rent to Own Eligible
 
Single Family Home
Lemon Grove, CA 91945
1,000 Sqft | Built in 1944
8178 AVENIDA NAVIDAD #12
2 Beds, 2 Baths
Rent to Own Eligible
University City
Townhouse/Condo
San Diego, CA 92122
1,084 Sqft | Built in 1987
New
8104 BROCK CT
3 Beds, 2 Baths
Rent to Own Eligible
 
Single Family Home
Lemon Grove, CA 91945
1,872 Sqft | Built in 1959
4444 W POINT LOMA BLVD #25
1 Bed, 1 Bath
Rent to Own Eligible
Point Loma Heights
Townhouse/Condo
San Diego, CA 92107
725 Sqft | Built in 2000
New
112 S 58TH ST
7 Beds, 3 Baths
Rent to Own Eligible
Valencia Park
Single Family Home
San Diego, CA 92114
2,160 Sqft | Built in 1951
New
6125 NAGEL ST
3 Beds, 1.5 Bath
Rent to Own Eligible
 
Single Family Home
La Mesa, CA 91942
1,054 Sqft | Built in 1952
1575 OAKDEN DR
3 Beds, 2 Baths
Rent to Own Eligible
Nestor
Single Family Home
San Diego, CA 92154
1,177 Sqft | Built in 1973
12340 HILL COUNTRY DR
4 Beds, 2 Baths
Rent to Own Eligible
 
Single Family Home
Poway, CA 92064
1,243 Sqft | Built in 1974
New
791 BROOKSTONE RD #201
2 Beds, 2 Baths
Rent to Own Eligible
Eastlake
Townhouse/Condo
Chula Vista, CA 91913
1,045 Sqft | Built in 1990
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Buying a Home in San Diego, CA

San Diego, CA is seeing rapid growth and San Diego, CA's' housing market remains not optimal with an average home price that is 189% above the 2023 national average. San Diego, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2023 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in San Diego, CA

Median Rent in San Diego, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in San Diego CA

Housing Statistics The median cost of homes in San Diego is about $360,000, which is more than double the US median. Of course, the cost of living in this city is also higher than average, so you can expect to pay more to live here. More specifically, if you want a condo, you'll probably pay about $253,000, while the median cost of single-family homes here is $390,000. The good news is that you will have lots of options, whether you plan to rent, buy, or rent to own, since about 48 percent of properties here are rental homes and 45 percent are owner-occupied. The vacancy rate is only about 6 percent, which is no surprise since so many people are eager to enjoy the pleasantly mild climate of San Diego.

Weather and Climate Whether you're tired of the constant heat where you live or want to stop shoveling snow, San Diego will delight you. The high temperature in the summer is usually no more than a cool 75 degrees, and the winter temperature rarely dips below 48 degrees. T-shirts, shorts, jeans, and bathing suits largely make up the typical San Diegan's wardrobe, with maybe with a light jacket thrown in there for the slightly chilly nights. Don't expect much rain when you get here, either, since precipitation is about 10 inches annually, compared to the national average of about 37 inches. Just be aware that the coastal areas of the city are susceptible to what is called June gloom, which consists of lots of clouds and a cool, humid feeling for part of the summer. If you live a few miles inland, you can avoid this, and you will actually notice slightly warmer temperatures year round compared to the coast.

Nightlife San Diego has plenty of nightlife options, with one of the most popular locations being the Gaslamp District. This area is made up of a few streets lined with historic buildings that house everything from newer bars and trendy nightclubs to relaxing hookah lounges and family-friendly restaurants. For example, you can watch sports on TV at the cozy Dublin Square Irish Pub and Grill, listen to live bands at Hennessey's Tavern, or smoke hookah and have a drink at Pasha Lounge. Many of the buildings in this area were constructed in the late 1800s, when this part of San Diego was known for its saloons and brothels. But thanks to some remodeling and revitalization efforts in the last few decades, the Gaslamp District has become a popular place for both residents and tourists who want to party, and the many hotels and lofts near the bars prove this. If you'd prefer to socialize along the beach, though, you can head to Pacific Beach to take advantage of the bars there, which are known for being casual and appealing to mostly college students. Just one example is the Pacific Beach Bar and Grill, which goes from a casual hangout during the day to a rowdy club at night. Mission Beach also has some bars and restaurants along the coast, drawing mostly tourists, while Ocean Beach's tiny beachfront bars - including the Arizona Cafe and Shades Oceanfront Bistro - appeal to laid-back locals.

Neighborhood Guide San Diego has more than 100 neighborhoods of all sizes, and each one is part of a larger region in the city. What sets the regions apart is mainly the proximity to the beach. Take a look at some of the most popular areas of this city before you start looking for rental houses and homes for sale.

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