Rent to own Homes in San Diego, CA

With about 1.3 million residents, San Diego is the second-largest city in California, and it is still growing fast. Its main draw tends to be the beach, since the most popular areas of the city are right on the coast. San Diego is also the home of the famous Balboa Park, the San Diego Zoo, SeaWorld, LEGOLAND California, Belmont Park, and dozens more attractions.

San Diego, CA is a great place for affordable rent-to-own homes! With a median household income of over $83,454 and a median rent of $1,770, the San Diego, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Diego, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out San Diego, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
New
1 of 19 950 6th Ave
Rent To Own
Core-Columbia
Single Family Home
San Diego, CA 92101
1
1
1993 ft2
1960
7790 CHADAMY WAY
Rent To Own
Torrey Highlands
Single Family Home
San Diego, CA 92130
5
5
3283 ft2
2012
6314 EL APAJO
Rent To Own
 
Single Family Home
Rancho Santa Fe, CA 92067
10
7
25000 ft2
2007
1 of 2 625 SANTA FE DR
Rent To Own
 
Single Family Home
Encinitas, CA 92024
3
2
1266 ft2
1951
New
2011 Saguaro Glen
Rent To Own
Kit Carson
Single Family Home
Escondido, CA 92025
4
4
3100 ft2
2024
New
5726 La Jolla Blvd
Rent To Own
 
Single Family Home
La Jolla, CA 92037
2
2
1111 ft2
1992
New
157 10TH ST
Rent To Own
Del Mar
Townhouse/Condo
Del Mar, CA 92014
3
3
2656 ft2
1974
New
1 of 131 800 the Mark Ln
Rent To Own
East Village
Single Family Home
San Diego, CA 92101
3
4
2430 ft2
2007
6941 FITCH CT
Rent To Own
Linda Vista
Single Family Home
San Diego, CA 92111
5
4
2400 ft2
1960
Hot
1 of 33 1588 SAPPHIRE DR
Rent To Own
 
Single Family Home
Carlsbad, CA 92011
4
4
2570 ft2
2000
2561 VISTA RODEO DR
Rent To Own
 
Single Family Home
El Cajon, CA 92019
5
4
4009 ft2
2002
320 W LINCOLN AVE
Rent To Own
Central Escondido
Townhouse/Condo
Escondido, CA 92026
3
3
0 ft2
1920
1 of 18 910 Caminito Madrigal
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
2
2
1181 ft2
1980
Hot
1 of 6 405 3RD ST
Rent To Own
 
Single Family Home
Ramona, CA 92065
4
2
1850 ft2
1984
New
2339 Woodland Heights Glen
Rent To Own
Mesa Rock
Single Family Home
Escondido, CA 92026
4
4
3639 ft2
2024
1 of 6 4650 DULIN RD
Rent To Own
 
Single Family Home
Fallbrook, CA 92028
3
2
1512 ft2
2018
28572 PASEO ZORRO
Rent To Own
 
Single Family Home
San Juan Capistrano, CA 92675
6
8
6831 ft2
1992
1423 Graves Avenue 218
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92021
2
2
801 ft2
1995
1425 E Madison Avenue 10
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
2
1
768 ft2
1983
1321 Greenfield Drive 21
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92021
2
2
1024 ft2
2000
13162 Highway 8 Bus
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92021
4
2
1493 ft2
1998
1 of 2 1423 Graves Avenue
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92021
2
2
801 ft2
1995
959 S MOLLISON AVE
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92020
2
2
1168 ft2
1984
1 of 2 1321 Greenfield Drive
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92021
2
2
1024 ft2
2000
898 VALLEY VILLAGE DR
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92021
3
2
1248 ft2
1958
1 of 39 514 Jamacha Rd
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
3
1268 ft2
1985
1334 PEACH AVE
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92021
3
1
1214 ft2
1944
1380 E Washington Ave 8
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
2
2
1162 ft2
1986
1380 E Washington Ave
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
2
2
1162 ft2
1986
1 of 6 144 E RENETTE AVE
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92020
3
2
848 ft2
1948
947 GREENFIELD DR #B
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92021
3
2
1323 ft2
1973
1423 GRAVES AVE #218
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92021
2
2
801 ft2
1995
1105 MARY ST
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92021
3
2
1507 ft2
1958
6924 HYDE PARK DR #310
Rent to Own Eligible
San Carlos
Townhouse/Condo
San Diego, CA 92119
1
1
688 ft2
1974
4860 ROLANDO CT #7
Rent to Own Eligible
College East
Townhouse/Condo
San Diego, CA 92115
1
1
578 ft2
1973
New
1490 S Orange Ave 132
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92020
2
2
1632 ft2
1979
728 CEDAR ST
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92021
4
2
1683 ft2
1960
1380 E WASHINGTON AVE #8
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
2
1162 ft2
1986
652 WATERLOO AVE
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
3
1
1064 ft2
1960
920 ELLEN LN
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
3
2
1306 ft2
1960
1893 OLIVIA ST
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92021
3
3
1509 ft2
2019
12970 Highway 8 Business 61
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92021
3
2
1350 ft2
1969
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Buying a Home in San Diego, CA

San Diego, CA is seeing rapid growth and San Diego, CA's' housing market remains not optimal with an average home price that is 189% above the 2024 national average. San Diego, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in San Diego, CA

Median Rent in San Diego, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in San Diego CA

Housing Statistics The median cost of homes in San Diego is about $360,000, which is more than double the US median. Of course, the cost of living in this city is also higher than average, so you can expect to pay more to live here. More specifically, if you want a condo, you'll probably pay about $253,000, while the median cost of single-family homes here is $390,000. The good news is that you will have lots of options, whether you plan to rent, buy, or rent to own, since about 48 percent of properties here are rental homes and 45 percent are owner-occupied. The vacancy rate is only about 6 percent, which is no surprise since so many people are eager to enjoy the pleasantly mild climate of San Diego.

Weather and Climate Whether you're tired of the constant heat where you live or want to stop shoveling snow, San Diego will delight you. The high temperature in the summer is usually no more than a cool 75 degrees, and the winter temperature rarely dips below 48 degrees. T-shirts, shorts, jeans, and bathing suits largely make up the typical San Diegan's wardrobe, with maybe with a light jacket thrown in there for the slightly chilly nights. Don't expect much rain when you get here, either, since precipitation is about 10 inches annually, compared to the national average of about 37 inches. Just be aware that the coastal areas of the city are susceptible to what is called June gloom, which consists of lots of clouds and a cool, humid feeling for part of the summer. If you live a few miles inland, you can avoid this, and you will actually notice slightly warmer temperatures year round compared to the coast.

Nightlife San Diego has plenty of nightlife options, with one of the most popular locations being the Gaslamp District. This area is made up of a few streets lined with historic buildings that house everything from newer bars and trendy nightclubs to relaxing hookah lounges and family-friendly restaurants. For example, you can watch sports on TV at the cozy Dublin Square Irish Pub and Grill, listen to live bands at Hennessey's Tavern, or smoke hookah and have a drink at Pasha Lounge. Many of the buildings in this area were constructed in the late 1800s, when this part of San Diego was known for its saloons and brothels. But thanks to some remodeling and revitalization efforts in the last few decades, the Gaslamp District has become a popular place for both residents and tourists who want to party, and the many hotels and lofts near the bars prove this. If you'd prefer to socialize along the beach, though, you can head to Pacific Beach to take advantage of the bars there, which are known for being casual and appealing to mostly college students. Just one example is the Pacific Beach Bar and Grill, which goes from a casual hangout during the day to a rowdy club at night. Mission Beach also has some bars and restaurants along the coast, drawing mostly tourists, while Ocean Beach's tiny beachfront bars - including the Arizona Cafe and Shades Oceanfront Bistro - appeal to laid-back locals.

Neighborhood Guide San Diego has more than 100 neighborhoods of all sizes, and each one is part of a larger region in the city. What sets the regions apart is mainly the proximity to the beach. Take a look at some of the most popular areas of this city before you start looking for rental houses and homes for sale.